Updated September 28, 2026 · BrokerCue Editorial Team
Ellevest vs Moneyfarm
Where Ellevest and Moneyfarm differ
| Compare |  Ellevest |  Moneyfarm |
|---|---|---|
| Management fee | 0.35% to 1.25% | 0.1% to 0.45%Lower |
| Minimum investment | $500,000 | £500 |
| Regulators | SEC | Financial Conduct Authority |
| Investor protection | SIPC up to USD 500,000 | FSCS up to GBP 85,000 |
| Account types | IRA | ISA, SIPP |
| Portfolio types | ETF, ESG | ETF, ESG, Cash, CryptoCovers more |
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Key differences
- Moneyfarm scores higher overall: 9.1 vs 8.7.
- Regulators: only Ellevest offers SEC.
- Regulators: only Moneyfarm offers Financial Conduct Authority.
- Management fee is lower at Moneyfarm: 0.1% to 0.45% vs 0.35% to 1.25%.
- Account types: only Ellevest offers IRA.
- Account types: only Moneyfarm offers ISA, SIPP.
- Portfolio types: only Moneyfarm offers Cash, Crypto.
- Support channels: only Moneyfarm offers Phone, Chat.
Our verdict on each
Ellevest
Ellevest is a robo-advisor run by Ellevest, Inc. in the US, offering portfolios of etf and esg. What decides it for most readers is the price of entry: managed portfolios ask for a minimum investment of $500,000, with an annual management fee of 0.35% to 1.25%.
Moneyfarm
Moneyfarm suits UK savers who want an ISA or SIPP built and run for them, and who are content paying a percentage fee rather than trading directly. The management fee of 0.1% to 0.45% is the figure to weigh, and it sits above the median for robo-advisors.
Score breakdown
| Area | Ellevest | Moneyfarm |
|---|---|---|
| Cost | 8.5Management fee runs 0.35% to 1.25%, against 0% at eToro and 0.5% to 1.5% at Vivid Standard, with an account fee of $129. | 9.1HigherThe management fee of 0.1% to 0.45% runs above the robo-advisor median, and a stock trade fee of £3.95 adds on top. |
| Offer | 8.6 | 9.7Higher |
| Trust | 8.9Higher | 8.7 |
Licences and countries
| Country | Ellevest | Moneyfarm |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 629539 |
What we checked
Ellevest
- ellevest.com: 7 facts, checked September 26, 2026
- production.assets.ellevest.com: 2 facts, checked September 26, 2026
- support.ellevest.com: 1 fact, checked September 26, 2026
Moneyfarm
- moneyfarm.com: 9 facts, checked September 26, 2026
How they place
| Ranking | Ellevest | Moneyfarm |
|---|---|---|
| Stock and ETF brokers | 194 of 471 | 119 of 471 |
| Robo-advisors | 82 of 151 | 43 of 151 |
Every fact side by side
| Fact | Ellevest | Moneyfarm |
|---|---|---|
| Legal entity | Ellevest, Inc. | MFM Investment Ltd |
| Headquarters | United States | United Kingdom |
| Founded | 2014 | Not confirmed |
| Support channels | Email, Help centre | Email, Phone, Help centre, ChatCovers more |
Brokers
| Fact | Ellevest | Moneyfarm |
|---|---|---|
| Minimum deposit | $0 | Not confirmed |
| Stock trade fee | Not confirmed | £3.95 |
| Account fee | $129 | Not confirmed |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Bonds, FundsCovers more |
| Currency conversion fee | Not confirmed | 0.7% |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
Where each stands against the rest
| Fact | Ellevest | Moneyfarm | Median |
|---|---|---|---|
| Management fee | 0.35% to 1.25%at the median | 0.1% to 0.45%lowest quarter | 0.35 |
Median across 87 listed brokers.
Pros and cons
Ellevest
Pros
- A minimum deposit of $0 lets you open an account without tying up money straight away.
- Regulated in the US by SEC, with listed investor protection of SIPC up to USD 500,000.
- Markets of stocks, etfs and funds and portfolios of etf and esg keep the range fund based and easy to read.
Cons
- The minimum investment of $500,000 sits well above the €25 asked across the site.
- Support runs on email and help centre only, so there is no phone line for account questions.
- An account fee of $129 adds a fixed cost beside the management fee of 0.35% to 1.25%.
Moneyfarm
Pros
- Regulated in the UK by the Financial Conduct Authority, with licence 629539 to check on the register.
- Deposits and withdrawals carry no charge, so money can move in and out without a transaction fee eating the saving.
- Portfolio styles run to etf, esg and cash, letting a saver tilt towards ESG, cash or crypto alongside a diversified core.
Cons
- The management fee of 0.1% to 0.45% sits above the robo-advisor median of 0.35%.
- The £500 entry point is well above the robo-advisor median of €60.06, and above Axos Invest at $100.
- Costs stack up: a stock trade fee of £3.95 applies alongside the management fee, while eToro lists a management fee of 0%.
Who each suits
Ellevest
Who it suits
- Savers who want a robo-advisor to run a portfolio of etf and esg and can meet the minimum investment of $500,000.
- IRA account holders, since ira is the account type listed.
- Investors comparing managed portfolios against cheaper entry points, such as Axos Invest at $100.
Who should look elsewhere
- Savers with small sums, because the minimum investment of $500,000 is far higher than $100 at Axos Invest.
- Traders who want to place their own orders, since the markets listed are stocks, etfs and funds and eToro is the trading alternative here.
- Anyone after a platform to place orders themselves, where eToro lists a management fee of 0%.
Moneyfarm
Who it suits
- UK savers who want an ISA or SIPP run for them and would rather pay a percentage than place their own trades.
- People who want help by phone, chat and email as well as online, since support runs on email, phone and help centre.
- Investors who want their portfolio style to include ESG, cash or crypto, since the options run to etf, esg and cash.
Who should look elsewhere
- Small opening payments: Axos Invest starts at $100, a lighter entry than £500.
- Anyone who prefers running their own trades: eToro lists a management fee of 0%, so the cost sits elsewhere.
- Savers shopping fee bands: Vivid Standard charges 0.5% to 1.5%, higher than the band here.
Country by country
| Country | Ellevest | Moneyfarm |
|---|---|---|
| United Kingdom | No | Yes |
Questions about each
Ellevest
What does Ellevest charge?+
The management fee runs 0.35% to 1.25%, and an account fee of $129 is listed alongside it. For comparison, eToro lists a management fee of 0% and Vivid Standard runs 0.5% to 1.5%, so Ellevest sits in between on advisory costs.
How much do I need to get started?+
Managed portfolios ask for a minimum investment of $500,000, well above the €25 most robo-advisors ask and above $100 at Axos Invest. Opening the account is lighter, since the minimum deposit is $0.
Moneyfarm
What does Moneyfarm charge to run my money?+
The ongoing cost is a management fee of 0.1% to 0.45% on the value of the portfolio, taken as a percentage of what you hold rather than as a price per trade. Accounts open at £500, so the fee applies to whatever sits above that floor.
Is there a fee for buying or selling?+
A stock trade fee of £3.95 is listed for anyone who places a trade, and it sits alongside the management fee. Because the portfolio is run for you, the management fee is the line that does most of the work in practice.
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