Linxea review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Linxea sits apart from the brokers on this page because it is a French savings and life insurance platform rather than a share dealing site, and the money sits under EU ICS up to EUR 20,000. It suits savers in France who want funds and bonds held for the long term with no entry charge.
Key facts
- Best for
- French savers building a long term fund and bond portfolio with a low entry fee
- Minimum deposit
- €100 (Source, checked September 26, 2026)
- Markets
- Funds, Bonds (Source, checked September 26, 2026)
- Regulators
- ORIAS (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- 0% entry fee on Linxea Avenir 2 (Source, checked September 26, 2026)
- Legal entity
- LINXEA SAS (Source, checked September 26, 2026)
- Headquarters
- France (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre, Community (Source, checked September 26, 2026)
- Pricing model
- Low fees
- Official website
- linxea.com
Pros and cons
Pros
- No entry fee on the Linxea Avenir contract: 0% entry fee on Linxea Avenir 2
- Deposits start at €100, above the site median of €4.64
- Regulated in France by ORIAS, with EU ICS up to EUR 20,000 behind the money
- Support runs through phone, help centre and community
Cons
- The range is narrow: funds and bonds means no share dealing on this platform
- The minimum deposit of €100 sits well above $0 at CFI
- Regulators listed: ORIAS, with the base in France, so UK clients have no named UK protection
Who it suits
- French savers who want a long term savings contract, not day trading
- Investors happy to hold funds and bonds rather than trade shares
- People who value a registered French adviser and a clear EU ICS up to EUR 20,000
Who should look elsewhere
- Share traders, since funds and bonds offers funds and bonds only
- UK investors used to free entry, as CFI starts at $0
- Brokers with a wide asset list, such as eToro with stocks, etfs and forex
How Linxea compares
8.7 vs 9.0
8.7 vs 9.4
8.7 vs 8.7MarketScreener
Linxea vs ActivTrades8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.0Linxea vs XTB8.7 vs 9.3
Linxea vs NAGA8.7 vs 8.7
Linxea vs UNest8.7 vs 8.6
8.7 vs 9.2For anyone who needs stocks, etfs and forex rather than the funds and bonds on funds and bonds.
Kitco
8.7 vs 9.1
8.7 vs 9.08.7 vs 9.0
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Where Linxea is available
- Available
- France
- Licence in France
- ORIAS (07031073), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to open a Linxea account?+
Opening money on the Linxea Avenir contract carries 0% entry fee on Linxea Avenir 2, so there is no charge for putting money in. The floor is €100, which sits above the €4.64 typical across the brokers compared here. Costs therefore show up in what the contract holds rather than in an entry charge.
What can you actually invest in?+
The listed markets are funds and bonds, so the range is unit funds and bonds rather than individual shares, derivatives or crypto. That suits a saver who wants a managed long term holding. Anyone needing a wider asset list will have to look elsewhere.
Is my money protected?+
Linxea is registered in France under ORIAS, and the investor protection is EU ICS up to EUR 20,000. That is the French scheme rather than the UK one, so a UK reader should check what applies to them. The protection covers the sums held, not any market losses.
Who runs the company?+
The operating entity is LINXEA SAS, based in France. It is entered in the ORIAS register under 07031073, which is the French register for investment and insurance intermediaries. Reading that entry is the quickest way to confirm the firm behind the contract.
How do I get help?+
Support runs on phone, help centre and community, so you can reach the team by phone, browse the help centre or join the community. There is no live chat listed, which for some readers is the first thing to check. Phone remains the most direct route listed.
Who is this platform built for?+
It fits long term savers rather than traders, which is why the pricing model is low fees. There is no share dealing, no leverage product and no copy trading on the list of markets. A beginner with a set monthly amount and no appetite for active trading is the typical user.
How does it compare with cheaper entry points?+
The gap is the starting deposit: €100 at Linxea against $0 at CFI and $5 at Vantage. Linxea trades entry cost for a low fee contract and a French registration. If the starting amount is the deciding factor, the cheaper floors are worth comparing first.
Sources
- bogleheads.org/forum/viewtopic.php checked September 26, 2026
Backs: Minimum deposit
“an Assurance Vie from Linxea (Linxea Avenir), it starts at 100 eur”
- linxea.com checked September 26, 2026
Backs: Markets, Support channels
“Assurance Vie, PER et solutions d'epargne - Linxea Avenir 2, Spirit 2, Linxea Vie”
- linxea.com/assets/uploads/2024/04/KIT-REGLEMENTAIRE-LINXE... checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Licences
“LINXEA Siege social : 58 avenue Hoche CS70200 75008 PARIS”
- linxea.com/assets/uploads/2024/04/LinXea-Avenir2-CC-5482-... checked September 26, 2026
Backs: Deposit and withdrawal fees
- linxea.com/assurance-vie checked September 26, 2026
Backs: Pricing model
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.