Linxea review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Linxea sits apart from the brokers on this page because it is a French savings and life insurance platform rather than a share dealing site, and the money sits under EU ICS up to EUR 20,000. It suits savers in France who want funds and bonds held for the long term with no entry charge.

Key facts

Best for
French savers building a long term fund and bond portfolio with a low entry fee
Minimum deposit
€100 (Source, checked September 26, 2026)
Markets
Funds, Bonds (Source, checked September 26, 2026)
Regulators
ORIAS (Source, checked September 26, 2026)
Investor protection
EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
Deposit and withdrawal fees
0% entry fee on Linxea Avenir 2 (Source, checked September 26, 2026)
Legal entity
LINXEA SAS (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Support channels
Phone, Help-centre, Community (Source, checked September 26, 2026)
Pricing model
Low fees
Official website
linxea.com

Apps and profiles

Pros and cons

Pros

  • No entry fee on the Linxea Avenir contract: 0% entry fee on Linxea Avenir 2
  • Deposits start at €100, above the site median of €4.64
  • Regulated in France by ORIAS, with EU ICS up to EUR 20,000 behind the money
  • Support runs through phone, help centre and community

Cons

  • The range is narrow: funds and bonds means no share dealing on this platform
  • The minimum deposit of €100 sits well above $0 at CFI
  • Regulators listed: ORIAS, with the base in France, so UK clients have no named UK protection
Linxea

Ready to try Linxea?

Scored 8.7 / 10 by BrokerCue.

Who it suits

  • French savers who want a long term savings contract, not day trading
  • Investors happy to hold funds and bonds rather than trade shares
  • People who value a registered French adviser and a clear EU ICS up to EUR 20,000

Who should look elsewhere

  • Share traders, since funds and bonds offers funds and bonds only
  • UK investors used to free entry, as CFI starts at $0
  • Brokers with a wide asset list, such as eToro with stocks, etfs and forex

How Linxea compares

Where Linxea is available

Available
France
Licence in France
ORIAS (07031073), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to open a Linxea account?+

Opening money on the Linxea Avenir contract carries 0% entry fee on Linxea Avenir 2, so there is no charge for putting money in. The floor is €100, which sits above the €4.64 typical across the brokers compared here. Costs therefore show up in what the contract holds rather than in an entry charge.

What can you actually invest in?+

The listed markets are funds and bonds, so the range is unit funds and bonds rather than individual shares, derivatives or crypto. That suits a saver who wants a managed long term holding. Anyone needing a wider asset list will have to look elsewhere.

Is my money protected?+

Linxea is registered in France under ORIAS, and the investor protection is EU ICS up to EUR 20,000. That is the French scheme rather than the UK one, so a UK reader should check what applies to them. The protection covers the sums held, not any market losses.

Who runs the company?+

The operating entity is LINXEA SAS, based in France. It is entered in the ORIAS register under 07031073, which is the French register for investment and insurance intermediaries. Reading that entry is the quickest way to confirm the firm behind the contract.

How do I get help?+

Support runs on phone, help centre and community, so you can reach the team by phone, browse the help centre or join the community. There is no live chat listed, which for some readers is the first thing to check. Phone remains the most direct route listed.

Who is this platform built for?+

It fits long term savers rather than traders, which is why the pricing model is low fees. There is no share dealing, no leverage product and no copy trading on the list of markets. A beginner with a set monthly amount and no appetite for active trading is the typical user.

How does it compare with cheaper entry points?+

The gap is the starting deposit: €100 at Linxea against $0 at CFI and $5 at Vantage. Linxea trades entry cost for a low fee contract and a French registration. If the starting amount is the deciding factor, the cheaper floors are worth comparing first.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.

Linxea

Linxea

French savers building a long term fund and bond portfolio with a low entry fee

8.7/10Visit