EBC Financial Group Review

Active forex and CFD traders

FCA ASIC CIMA FSC FSCA

Founded 2020 · United Kingdom

Why investors choose this broker

Regulated by FCA and ASIC - top-tier jurisdictions
UK clients covered by FSCS up to GBP 85,000
Client funds held in segregated accounts at Barclays
No deposit or withdrawal fees

Review summary

EBC Financial Group is a London-based forex and CFD broker founded in 2020, offering 200+ instruments across forex, indices, commodities, share CFDs and crypto CFDs on MT4, MT5 and TradingView.

Pros

Regulated by FCA and ASIC - top-tier jurisdictions
UK clients covered by FSCS up to GBP 85,000
Client funds held in segregated accounts at Barclays
No deposit or withdrawal fees
Raw spreads from 0.0 pips on Professional account
Supports MT4, MT5 and TradingView
Free demo account available
Average execution speed around 20 ms with 25+ liquidity providers

Cons

Professional account requires a high USD 5,000 minimum deposit
Professional account charges USD 6 per lot commission
Relatively new broker, established 2020
Inactivity fees may apply after 12 months
No cent or micro account types
Limited base currency options
Product range smaller than some established multi-asset competitors
Advanced educational content is limited

Company background

EBC Financial Group is a forex and CFD broker headquartered at The Leadenhall Building in London, United Kingdom. Established in 2020, EBC operates through regulated entities in the UK, Australia, Cayman Islands, Mauritius, and South Africa, with regional offices in Tokyo, Sydney, Singapore, and Hong Kong. The broker offers two live account types - Standard and Professional - alongside a free demo account, and access to over 200 instruments including forex pairs, indices, commodities, share CFDs, ETF CFDs, and crypto CFDs.

Fees and pricing

The Standard account requires a low minimum deposit (the exact amount may vary by entity and region), charges no commission, and carries spreads from 1.1 pips. The Professional account requires a minimum deposit of USD 5,000, charges USD 6 per lot, and offers raw spreads from 0.0 pips. Neither account type incurs deposit or withdrawal fees charged by EBC directly, though third-party payment providers may apply their own charges. Inactivity fees may apply after 12 months of no trading activity. Overnight swap charges apply to leveraged positions held past the daily rollover.

Regulation and safety

EBC Financial Group (UK) Limited is authorised and regulated by the FCA under reference number 927552. EBC Financial Group (Australia) Pty Ltd holds ASIC licence number 500991. EBC Financial Group (Cayman) Ltd is licensed by CIMA under number 2038223. EBC Financial (MU) Limited is regulated by the FSC in Mauritius, and EBC Financial Group (SA) Pty Ltd is authorised by the FSCA under reference 51541. UK clients are covered by the FSCS up to GBP 85,000. Client funds at the UK and Cayman entities are held in segregated accounts at Tier-1 banks including Barclays, in line with the FCA CASS framework. EBC also holds firm-level insurance coverage with Lloyd's of London.

Platform experience

EBC supports MetaTrader 4, MetaTrader 5, and TradingView. MetaTrader 4 provides access to forex, indices, commodities, share CFDs, and ETF CFDs with expert adviser and PAMM support. MetaTrader 5 adds additional order types, more timeframes, and a built-in economic calendar. EBC clients can access TradingView through an official integration allowing direct trade execution from charts. Both platforms are available on desktop, web terminal, iOS, and Android. EBC also provides order flow tools and an AI-powered economic calendar.

Pros and cons

EBC Financial Group's main strengths are its FCA and ASIC regulation, FSCS protection for UK clients, segregated funds at Barclays, no deposit or withdrawal fees, raw spreads on the Professional account, and multi-platform support including TradingView. The main drawbacks are the high minimum deposit on the Professional account, the USD 6 per lot commission, the broker's short operating history since 2020, potential inactivity fees, and a narrower product range compared to more established multi-asset brokers.

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Open an account directly with the broker. Confirm current fees and account eligibility on the broker's website before depositing.

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Your capital is at risk. Other fees apply.

Trading fees & commissions

The Standard account charges no commission with spreads from 1.1 pips; the Professional account charges USD 6 per lot with spreads from 0.0 pips and requires a USD 5,000 minimum deposit. No deposit or withdrawal fees are charged by EBC.

Fees

Item	Fee
Cfds	Included in spread; overnight/swap charges apply to positions held beyond daily close
Margin	Overnight swap rates apply to leveraged positions held past daily rollover
Account	No account opening or management fee
Deposit	No deposit fee charged by EBC; third-party fees may apply
Inactivity	Fees may apply after 12 months of account inactivity; exact amount not publicly disclosed
Withdrawal	No withdrawal fee charged by EBC; third-party fees may apply

Trading platform & features

Platforms

MetaTrader 4
MetaTrader 5
TradingView
Web app
iOS app
Android app

Regulation and investor protection

EBC Financial Group operates through entities authorised or licensed by the FCA (UK, ref. 927552), ASIC (Australia, ref. 500991), CIMA (Cayman Islands, ref. 2038223), FSC (Mauritius), and FSCA (South Africa). UK clients are covered by the FSCS up to GBP 85,000, and client funds at the UK and Cayman entities are held in segregated accounts at Tier-1 banks including Barclays.

Broker FAQs

Is EBC Financial Group safe?

EBC Financial Group operates through entities regulated by the FCA (UK), ASIC (Australia), CIMA (Cayman Islands), FSC (Mauritius), and FSCA (South Africa). UK clients are covered by the FSCS up to GBP 85,000 and client funds are held in segregated accounts at Tier-1 banks including Barclays.

Is EBC Financial Group a scam?

No. EBC Financial Group holds licences from multiple regulators including the FCA (UK, ref. 927552) and ASIC (Australia, ref. 500991), which are considered top-tier regulatory authorities.

Is EBC Financial Group regulated and by whom?

Yes. EBC Financial Group entities are regulated by the FCA (UK), ASIC (Australia), CIMA (Cayman Islands), FSC (Mauritius), and FSCA (South Africa).

Does EBC Financial Group keep client funds in segregated accounts?

EBC states that client funds at its UK and Cayman entities are held in segregated accounts at Tier-1 banks including Barclays, in line with the FCA's CASS framework.

What happens to my money if EBC Financial Group goes bankrupt?

UK clients of EBC Financial Group (UK) Limited are covered by the FSCS up to GBP 85,000. Client funds are also held in segregated accounts separate from EBC's own corporate funds, reducing exposure in an insolvency event.

What products does EBC Financial Group offer?

EBC Financial Group offers forex pairs, indices, commodities, share CFDs, ETF CFDs, and crypto CFDs across more than 200 instruments, available via Standard and Professional live accounts and a free demo account.

Does EBC Financial Group offer forex trading?

Yes. Forex trading is EBC's core product, with major, minor, and exotic currency pairs available. Spreads start from 1.1 pips on the Standard account and from 0.0 pips on the Professional account.

Does EBC Financial Group offer stock trading?

EBC offers share CFDs on US and other global stocks. These are contracts for difference on the underlying shares, not direct share ownership.

Does EBC Financial Group offer crypto trading?

EBC offers crypto CFDs for eligible clients, depending on the entity and jurisdiction. These are derivative products that track crypto prices and do not involve owning the underlying cryptocurrency.

What does EBC Financial Group charge for forex trading?

The Standard account charges no commission with spreads starting from 1.1 pips. The Professional account charges USD 6 per lot with raw spreads starting from 0.0 pips.

Is there a withdrawal fee at EBC Financial Group?

EBC Financial Group does not charge a withdrawal fee. However, third-party payment providers may apply their own charges depending on the payment method used.

Does EBC Financial Group charge an inactivity fee?

EBC may charge an inactivity fee after 12 months of no trading activity. The exact fee amount is not publicly disclosed in EBC's standard documentation.

What is the minimum deposit at EBC Financial Group?

The Standard account has a low minimum deposit that may vary by entity and region. The Professional account requires a minimum deposit of USD 5,000.

Does EBC Financial Group have a demo account?

Yes. EBC Financial Group offers a free demo account, allowing users to practise trading without risking real money.

Does EBC Financial Group have a mobile app?

Yes. EBC supports trading via MetaTrader 4 and MetaTrader 5 mobile apps, available on iOS and Android. The MT5 mobile app replicates key desktop features including order management and quote monitoring.

Is EBC Financial Group good for beginners?

EBC offers a free demo account, micro-lot trading, and responsive multilingual customer support, which can help newer traders. However, the platform focuses primarily on forex and CFD trading, and the advanced educational content is limited compared to some beginner-oriented platforms.

Is EBC Financial Group good for long-term investing?

EBC is primarily a forex and CFD broker oriented toward active trading rather than long-term investing. Overnight swap charges accumulate on open leveraged positions, which adds cost for traders holding positions for extended periods.

Bottom line

EBC Financial Group suits users who want a multi-regulated forex and CFD broker with FCA and ASIC oversight, FSCS protection, segregated client funds, and access to MT4, MT5 and TradingView across 200+ instruments. It may not suit users who want a large product universe beyond CFDs, direct share ownership, long-term investment accounts, or a broker with a longer operating track record.

EBC Financial Group

Active forex and CFD traders

Open Account

Your capital is at risk. Other fees apply.