Updated September 29, 2026 · BrokerCue Editorial Team
ActivTrades vs Moneyfarm
Where ActivTrades and Moneyfarm differ
| Compare |  ActivTrades |  Moneyfarm |
|---|---|---|
| Stock trade fee | $0 | £3.95 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Stocks, ETFs, Bonds, Funds |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | Financial Conduct Authority |
| Currency conversion fee | 0.5%Lower | 0.7% |
| Minimum deposit | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Retail accounts that lose money | 84% | Not confirmed |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Not confirmed |
| Account types | Not confirmed | ISA, SIPP |
| Interest on cash | 3.3% | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000), Deposit and withdrawal fees (Free deposits and withdrawals).
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Key differences
- ActivTrades scores higher overall: 9.4 vs 9.1.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Moneyfarm offers Financial Conduct Authority.
- Currency conversion fee is lower at ActivTrades: 0.5% vs 0.7%.
- Markets: only ActivTrades offers Forex, CFDs, Crypto.
- Markets: only Moneyfarm offers Funds.
Our verdict on each
ActivTrades
ActivTrades suits active share and CFD traders who want broad market access with commission free dealing and flexible platform choice for everyday orders. Minimum deposit sits at $0, stock trade fee sits at $0 and retail accounts that lose money sit at 84%, so careful risk controls remain essential.
Moneyfarm
Moneyfarm suits UK savers who want an ISA or SIPP built and run for them, and who are content paying a percentage fee rather than trading directly. The management fee of 0.1% to 0.45% is the figure to weigh, and it sits above the median for robo-advisors.
Score breakdown
| Area | ActivTrades | Moneyfarm |
|---|---|---|
| Cost | 9.3HigherAccount fee sits at $0 so holding costs stay contained | 9.1The management fee of 0.1% to 0.45% runs above the robo-advisor median, and a stock trade fee of £3.95 adds on top. |
| Offer | 9.6Coverage spans stocks, ETFs and forex across shares and leveraged products | 9.7Higher |
| Trust | 9.5HigherOversight includes FCA, SCB and CMVM with FCA cover for reassurance | 8.7 |
Feature by feature
| Markets | ActivTrades | Moneyfarm |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Crypto | Yes | No |
| Bonds | Yes | Yes |
| Funds | No | Yes |
Where they rank in our lists
| Ranking | ActivTrades | Moneyfarm |
|---|---|---|
| Stock and ETF brokers | 1 of 471 | 119 of 471 |
If neither fits
willbe has currency conversion fee at 0.3%, against 0.5% for ActivTrades and 0.7% for Moneyfarm.
willbe reviewSources behind this comparison
ActivTrades
- activtrades.com: 12 facts, checked September 28, 2026
- help.activtrades.com: 1 fact, checked September 29, 2026
Moneyfarm
- moneyfarm.com: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | ActivTrades | Moneyfarm |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile app | Not confirmed |
| Pricing model | Commission free | Not confirmed |
| Legal entity | Not confirmed | MFM Investment Ltd |
| Headquarters | Not confirmed | United Kingdom |
| Support channels | Not confirmed | Email, Phone, Help centre, Chat |
Where each stands against the rest
| Fact | ActivTrades | Moneyfarm | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Account fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 72.05% |
| Currency conversion fee | 0.5%above the median | 0.7%highest quarter | 0.45% |
| Interest on cash | 3.3%above the median | Not confirmed | 3% |
Median across 134 listed brokers.
Pros and cons
ActivTrades
Pros
- Stock trade fee sits at $0 for share dealing under commission free
- Minimum deposit sits at $0, below eToro at $50
- Funding terms read Free deposits and withdrawals for deposits and withdrawals
Cons
- Retail accounts that lose money sit at 84%, above the CFD median at 72.05%
- Currency conversion on funding costs 0.5% for balances held in other currencies
- Cash interest sits at 3.3%, which limits appeal for cash heavy portfolios
Moneyfarm
Pros
- Regulated in the UK by the Financial Conduct Authority, with licence 629539 to check on the register.
- Deposits and withdrawals carry no charge, so money can move in and out without a transaction fee eating the saving.
- Portfolio styles run to etf, esg and cash, letting a saver tilt towards ESG, cash or crypto alongside a diversified core.
Cons
- The management fee of 0.1% to 0.45% sits above the robo-advisor median of 0.35%.
- The £500 entry point is well above the robo-advisor median of €60.06, and above Axos Invest at $100.
- Costs stack up: a stock trade fee of £3.95 applies alongside the management fee, while eToro lists a management fee of 0%.
Who each suits
ActivTrades
Who it suits
- New traders starting modestly with entry at $0 and practice via crypto, demo account and fractional shares
- Share traders wanting dealing at $0 across stocks, ETFs and forex with platform choice
- CFD traders wanting structured support via email, chat and phone where funding reads Free deposits and withdrawals
Who should look elsewhere
- Traders wanting crypto led dealing with very low cash entry may prefer Kraken at $1
- Traders wanting social and copy features may prefer eToro despite higher entry at $50
Moneyfarm
Who it suits
- UK savers who want an ISA or SIPP run for them and would rather pay a percentage than place their own trades.
- People who want help by phone, chat and email as well as online, since support runs on email, phone and help centre.
- Investors who want their portfolio style to include ESG, cash or crypto, since the options run to etf, esg and cash.
Who should look elsewhere
- Small opening payments: Axos Invest starts at $100, a lighter entry than £500.
- Anyone who prefers running their own trades: eToro lists a management fee of 0%, so the cost sits elsewhere.
- Savers shopping fee bands: Vivid Standard charges 0.5% to 1.5%, higher than the band here.
Country by country
| Country | ActivTrades | Moneyfarm |
|---|---|---|
| United Kingdom | No | Yes |
Questions about each
ActivTrades
What does ActivTrades charge for stock trades?+
Stock trade fee sits at $0 for share dealing. The pricing model is described by commission free, which helps keep ticket costs predictable for equity orders. Spreads and conversion charges can still apply on leveraged trades, so review order previews and statements before dealing.
Is ActivTrades regulated and safe?+
Oversight comes via FCA, SCB and CMVM, including FCA cover alongside other regional entities. Eligible balances carry protection at FSCS up to GBP 85,000. Protection applies under scheme rules and by entity, so confirm which entity serves your account during signup and keep account records.
Moneyfarm
What does Moneyfarm charge to run my money?+
The ongoing cost is a management fee of 0.1% to 0.45% on the value of the portfolio, taken as a percentage of what you hold rather than as a price per trade. Accounts open at £500, so the fee applies to whatever sits above that floor.
Is there a fee for buying or selling?+
A stock trade fee of £3.95 is listed for anyone who places a trade, and it sits alongside the management fee. Because the portfolio is run for you, the management fee is the line that does most of the work in practice.
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