Revolut review

Revolut's management fee is 0% on its stocks and shares ISA, and it places 1 of 49 brands on that measure. Robo-advisors in the same group charge a median of 0.35%, so the gap to the typical plan is clear.

Investor protection is stated as FSCS up to GBP 85,000 for the stocks and shares ISA. The account is held with a firm regulated by the Financial Conduct Authority, licence 933846, and Revolut also appears under Financial Conduct Authority, Cyprus Securities and Exchange Commission (CySEC) and LT BL.

The listed regulators are Financial Conduct Authority, Cyprus Securities and Exchange Commission (CySEC) and LT BL, covering the UK, Cyprus, Lithuania and the US. The Cyprus licence is MiCA CASP 549300ET4IUR6RCZOL84 and the US membership reads SIPC member 70365. An LT_BL registration covers Lithuania, licence PSD_EMI LT_LT_BL_304940980.

Revolut lists isa and joint as its account types, so an ISA is the main tax wrapper and a joint account covers shared holdings. Among robo-advisors, ISA availability is 21.6% and joint accounts 48.6%, both below the most common type in the group.

The portfolio options here are etf, cash and crypto, which pairs ETF investing with cash and crypto. Across robo-advisors, ETF portfolios are offered by 86.2%, and stock investing by 79.8%, so Revolut sits in a common part of the market.

Support runs through email, chat and phone, so email, chat, phone and a help centre are all listed. In this group, a help centre is offered by 87.9% of robo-advisors and phone support by 72.6%, which puts Revolut's range among the wider ones.

Minimum investments across the site sit at a median of €25, and for robo-advisors the median is €60.06. The lower end of this group starts at €1.16, so a small amount is a normal entry point.

Retail investors most often lose money on platforms like this: the site median for retail losses is 70.15%, with a low of 40.3% and a high of 88%. Crypto in etf, cash and crypto adds a further swing to any plan.