Updated October 17, 2026 · BrokerCue Editorial Team
Moneyfarm vs Revolut UK
What sets them apart
| Compare |  Moneyfarm |  Revolut UK |
|---|---|---|
| Management fee | 0.1% to 0.45% | 0%Lower |
| Regulators | Financial Conduct Authority | Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Account types | ISA, SIPP | ISA, Joint |
| Portfolio types | ETF, ESG, Cash, CryptoCovers more | ETF, Cash, Crypto |
| Minimum investment | £500 | Not confirmed |
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Key differences
- Revolut UK scores higher overall: 9.3 vs 9.1.
- Regulators: only Moneyfarm offers Financial Conduct Authority.
- Regulators: only Revolut UK offers Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC.
- Revolut UK is licensed in 2 more countries.
- Management fee is lower at Revolut UK: 0% vs 0.1% to 0.45%.
- Account types: only Moneyfarm offers SIPP.
- Account types: only Revolut UK offers Joint.
- Portfolio types: only Moneyfarm offers ESG.
Our verdict on each
Moneyfarm
Moneyfarm suits UK savers who want an ISA or SIPP built and run for them, and who are content paying a percentage fee rather than trading directly. The management fee of 0.1% to 0.45% is the figure to weigh, and it sits above the median for robo-advisors.
Revolut UK
Revolut UK is a broker with a compact range built around ETFs, cash and crypto alongside ISA and joint accounts. It suits customers who want those holdings and account types managed together in one app and who value a clear structure before they check costs and safety.
Score breakdown
| Area | Moneyfarm | Revolut UK |
|---|---|---|
| Cost | 9.1The management fee of 0.1% to 0.45% runs above the robo-advisor median, and a stock trade fee of £3.95 adds on top. | Not confirmed |
| Offer | 9.7Higher | 9.5 |
| Trust | 8.7 | 9.2Higher |
Side by side, item by item
| Portfolio types | Moneyfarm | Revolut UK |
|---|---|---|
| ETF | Yes | Yes |
| ESG | Yes | No |
| Cash | Yes | Yes |
| Crypto | Yes | Yes |
| Account types | Moneyfarm | Revolut UK |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | No |
| Joint | No | Yes |
Choosing between them
Pick Moneyfarm if portfolio types matter most.
Pick Revolut UK if trust and management fee matter most.
How they place
| Ranking | Moneyfarm | Revolut UK |
|---|---|---|
| Stock and ETF brokers | 119 of 471 | 38 of 471 |
| Robo-advisors | 43 of 151 | 7 of 151 |
Every fact side by side
| Fact | Moneyfarm | Revolut UK |
|---|---|---|
| Legal entity | MFM Investment Ltd | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United Kingdom | Cyprus |
| Founded | Not confirmed | 2015 |
| Support channels | Email, Phone, Help centre, Chat | Email, Chat, Phone, Help centre |
Brokers
| Fact | Moneyfarm | Revolut UK |
|---|---|---|
| Stock trade fee | £3.95 | Not confirmed |
| Markets | Stocks, ETFs, Bonds, Funds | Not confirmed |
| Currency conversion fee | 0.7% | Not confirmed |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
Where each stands against the rest
| Fact | Moneyfarm | Revolut UK | Median |
|---|---|---|---|
| Management fee | 0.1% to 0.45%lowest quarter | 0%lowest quarter | 0.35 |
| Minimum investment | £500above the median | Not confirmed | £50 |
Median across 87 listed brokers.
Pros and cons
Moneyfarm
Pros
- Regulated in the UK by the Financial Conduct Authority, with licence 629539 to check on the register.
- Deposits and withdrawals carry no charge, so money can move in and out without a transaction fee eating the saving.
- Portfolio styles run to etf, esg and cash, letting a saver tilt towards ESG, cash or crypto alongside a diversified core.
Cons
- The management fee of 0.1% to 0.45% sits above the robo-advisor median of 0.35%.
- The £500 entry point is well above the robo-advisor median of €60.06, and above Axos Invest at $100.
- Costs stack up: a stock trade fee of £3.95 applies alongside the management fee, while eToro lists a management fee of 0%.
Revolut UK
Pros
- Offers ISA and joint accounts within its broker range
- Holds ETFs with cash and crypto in one broker setup
Who each suits
Moneyfarm
Who it suits
- UK savers who want an ISA or SIPP run for them and would rather pay a percentage than place their own trades.
- People who want help by phone, chat and email as well as online, since support runs on email, phone and help centre.
- Investors who want their portfolio style to include ESG, cash or crypto, since the options run to etf, esg and cash.
Who should look elsewhere
- Small opening payments: Axos Invest starts at $100, a lighter entry than £500.
- Anyone who prefers running their own trades: eToro lists a management fee of 0%, so the cost sits elsewhere.
- Savers shopping fee bands: Vivid Standard charges 0.5% to 1.5%, higher than the band here.
Revolut UK
Who it suits
- Customers seeking ETF, cash and crypto holdings
- Households needing ISA and joint account structures
Country by country
| Country | Moneyfarm | Revolut UK |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Moneyfarm
What does Moneyfarm charge to run my money?+
The ongoing cost is a management fee of 0.1% to 0.45% on the value of the portfolio, taken as a percentage of what you hold rather than as a price per trade. Accounts open at £500, so the fee applies to whatever sits above that floor.
Is there a fee for buying or selling?+
A stock trade fee of £3.95 is listed for anyone who places a trade, and it sits alongside the management fee. Because the portfolio is run for you, the management fee is the line that does most of the work in practice.
Revolut UK
What portfolio types does Revolut UK cover?+
Revolut UK covers ETFs, cash and crypto within its broker offer. Holdings sit side by side under one broker arrangement. Review whether that product mix aligns with your investment plans before you look at costs and safety.
What account types does Revolut UK offer?+
Revolut UK provides ISA and joint accounts as part of its broker service. The ISA wrapper holds investments inside that structure while the joint option allows shared access. Confirm eligibility and account rules match household needs before proceeding.
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