Updated September 28, 2026 · BrokerCue Editorial Team
Ellevest vs Fintual
Ellevest vs Fintual: the differences
| Compare |  Ellevest |  Fintual |
|---|---|---|
| Management fee | 0.35% to 1.25%Lower | 1.19% |
| Minimum investment | $500,000 | CLP 0 |
| Regulators | SEC | Comision para el Mercado Financiero (CMF), Comision Nacional Bancaria y de Valores (CNBV) |
| Account types | IRA | Corporate |
| Portfolio types | ETF, ESGCovers more | ETF |
| Investor protection | SIPC up to USD 500,000 | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Fintual scores higher overall: 8.8 vs 8.7.
- Regulators: only Ellevest offers SEC.
- Regulators: only Fintual offers Comision para el Mercado Financiero (CMF), Comision Nacional Bancaria y de Valores (CNBV).
- Management fee is lower at Ellevest: 0.35% to 1.25% vs 1.19%.
- Account types: only Ellevest offers IRA.
- Account types: only Fintual offers Corporate.
- Portfolio types: only Ellevest offers ESG.
- Support channels: only Fintual offers Chat.
Our verdict on each
Ellevest
Ellevest is a robo-advisor run by Ellevest, Inc. in the US, offering portfolios of etf and esg. What decides it for most readers is the price of entry: managed portfolios ask for a minimum investment of $500,000, with an annual management fee of 0.35% to 1.25%.
Fintual
Fintual fits beginners who want a managed ETF portfolio rather than placing their own trades, and its management fee of 1.19% on the corporate account sits above the robo-advisor median. With headquarters in Chile, it works as a single-market option for Chilean savers rather than a choice for UK or European investors.
Score breakdown
| Area | Ellevest | Fintual |
|---|---|---|
| Cost | 8.5HigherManagement fee runs 0.35% to 1.25%, against 0% at eToro and 0.5% to 1.5% at Vivid Standard, with an account fee of $129. | 8.0The management fee of 1.19% is above the robo-advisor median, offset by a minimum investment of CLP 0. |
| Offer | 8.6 | 8.6 |
| Trust | 8.9 | 9.7Higher |
Positions in our rankings
| Ranking | Ellevest | Fintual |
|---|---|---|
| Stock and ETF brokers | 194 of 471 | 177 of 471 |
| Robo-advisors | 82 of 151 | 73 of 151 |
Choosing between them
Pick Ellevest if cost, management fee, and portfolio types matter most.
Pick Fintual if trust matter most.
Also worth a look
UNest has management fee at 0.25%, against 0.35% to 1.25% for Ellevest and 1.19% for Fintual.
UNest reviewEvery fact side by side
| Fact | Ellevest | Fintual |
|---|---|---|
| Legal entity | Ellevest, Inc. | Fintual Administradora General de Fondos S.A. |
| Headquarters | United States | Chile |
| Founded | 2014 | Not confirmed |
| Support channels | Email, Help centre | Chat, Email, Help centreCovers more |
Brokers
| Fact | Ellevest | Fintual |
|---|---|---|
| Minimum deposit | $0 | CLP 1 |
| Account fee | $129 | Not confirmed |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Funds |
| Features | Not confirmed | Fractional shares, Mobile app, Demo account |
| Pricing model | Not confirmed | Low fees |
| Audience | Not confirmed | Beginners |
| Deposit and withdrawal fees | Not confirmed | Free fund transfers |
| Platforms | Not confirmed | Mobile app, Web |
Where each stands against the rest
| Fact | Ellevest | Fintual | Median |
|---|---|---|---|
| Management fee | 0.35% to 1.25%at the median | 1.19%highest quarter | 0.35 |
Median across 87 listed brokers.
Pros and cons
Ellevest
Pros
- A minimum deposit of $0 lets you open an account without tying up money straight away.
- Regulated in the US by SEC, with listed investor protection of SIPC up to USD 500,000.
- Markets of stocks, etfs and funds and portfolios of etf and esg keep the range fund based and easy to read.
Cons
- The minimum investment of $500,000 sits well above the €25 asked across the site.
- Support runs on email and help centre only, so there is no phone line for account questions.
- An account fee of $129 adds a fixed cost beside the management fee of 0.35% to 1.25%.
Fintual
Pros
- Minimum investment of CLP 0 and a minimum deposit of CLP 1, so a portfolio can start small.
- Fractional shares, a mobile app and a demo account, all listed in fractional shares, mobile app and demo account.
- Fund transfers carry no charge: Free fund transfers.
Cons
- Management fees of 1.19% rank 47 of 49 on cost among the robo-advisors compared.
- Only corporate accounts are listed, so there is no personal investment account to pair it with.
- Support runs on chat, email and help centre only, with no phone line listed.
Who each suits
Ellevest
Who it suits
- Savers who want a robo-advisor to run a portfolio of etf and esg and can meet the minimum investment of $500,000.
- IRA account holders, since ira is the account type listed.
- Investors comparing managed portfolios against cheaper entry points, such as Axos Invest at $100.
Who should look elsewhere
- Savers with small sums, because the minimum investment of $500,000 is far higher than $100 at Axos Invest.
- Traders who want to place their own orders, since the markets listed are stocks, etfs and funds and eToro is the trading alternative here.
- Anyone after a platform to place orders themselves, where eToro lists a management fee of 0%.
Fintual
Who it suits
- Beginners, listed as beginners, who want a managed etf portfolio.
- Anyone comfortable with a low fees model and no per-trade dealing.
- Investors who want to practise on the demo account in fractional shares, mobile app and demo account first.
Who should look elsewhere
- eToro, if you want a brand whose management fee is 0%.
- Vivid Standard, if you want business plan fees of 0.5% to 1.5%.
- Axos Invest, if you are starting above $100 rather than from CLP 0.
Questions about each
Ellevest
What does Ellevest charge?+
The management fee runs 0.35% to 1.25%, and an account fee of $129 is listed alongside it. For comparison, eToro lists a management fee of 0% and Vivid Standard runs 0.5% to 1.5%, so Ellevest sits in between on advisory costs.
How much do I need to get started?+
Managed portfolios ask for a minimum investment of $500,000, well above the €25 most robo-advisors ask and above $100 at Axos Invest. Opening the account is lighter, since the minimum deposit is $0.
Fintual
What does Fintual cost?+
Fintual takes management fees of 1.19% on its corporate account, and the model is listed as low fees. The charge applies to the portfolio each year rather than to each trade, which suits holders rather than active traders.
Is there a minimum amount needed to start?+
The minimum investment is CLP 0 and the minimum deposit is CLP 1, so there is no real floor to clear. A Chilean saver can start with a small transfer and add to the portfolio as the balance allows.