Updated September 28, 2026 · BrokerCue Editorial Team
Moneyfarm vs Nest Wealth
Moneyfarm vs Nest Wealth: the differences
| Compare |  Moneyfarm |  Nest Wealth |
|---|---|---|
| Management fee | 0.1% to 0.45%Lower | 0.35% |
| Minimum investment | £500 | CA$1,000 |
| Account types | ISA, SIPP | Joint, Corporate |
| Portfolio types | ETF, ESG, Cash, CryptoCovers more | ETF |
| Regulators | Financial Conduct Authority | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
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Key differences
- Moneyfarm scores higher overall: 9.1 vs 8.9.
- Management fee is lower at Moneyfarm: 0.1% to 0.45% vs 0.35%.
- Account types: only Moneyfarm offers ISA, SIPP.
- Account types: only Nest Wealth offers Joint, Corporate.
- Portfolio types: only Moneyfarm offers ESG, Cash, Crypto.
- Support channels: only Moneyfarm offers Phone, Chat.
Our verdict on each
Moneyfarm
Moneyfarm suits UK savers who want an ISA or SIPP built and run for them, and who are content paying a percentage fee rather than trading directly. The management fee of 0.1% to 0.45% is the figure to weigh, and it sits above the median for robo-advisors.
Nest Wealth
Nest Wealth is a Canadian robo-advisor for households wanting a managed, ETF-based portfolio rather than self-directed trading. A management fee of 0.35% keeps the running cost modest, while the account fee of CAD 60 to CAD 1,800 and the CAD 1,000 entry level set it apart from cheaper automated options.
Score breakdown
| Area | Moneyfarm | Nest Wealth |
|---|---|---|
| Cost | 9.1HigherThe management fee of 0.1% to 0.45% runs above the robo-advisor median, and a stock trade fee of £3.95 adds on top. | 8.8A management fee of 0.35% plus an account fee of CAD 60 to CAD 1,800, against 0.5% to 1.5% elsewhere and a 0% model. |
| Offer | 9.7Higher | 8.7 |
| Trust | 8.7 | 9.1Higher |
The bill, worked out
10,000 invested for a year
Moneyfarm
10 to 45
0.1% to 0.45% of 10,000
Nest Wealth
35
0.35% of 10,000
Moneyfarm comes out 25 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where each is licensed and available
| Country | Moneyfarm | Nest Wealth |
|---|---|---|
| United Kingdom | Financial Conduct Authority 629539 | Not confirmed |
What each covers
| Portfolio types | Moneyfarm | Nest Wealth |
|---|---|---|
| ETF | Yes | Yes |
| ESG | Yes | No |
| Cash | Yes | No |
| Crypto | Yes | No |
| Account types | Moneyfarm | Nest Wealth |
|---|---|---|
| ISA | Yes | No |
| SIPP | Yes | No |
| Joint | No | Yes |
| Corporate | No | Yes |
If neither fits
eToro has management fee at 0%, against 0.1% to 0.45% for Moneyfarm and 0.35% for Nest Wealth.
eToro reviewWhere these facts come from
Moneyfarm
- moneyfarm.com: 9 facts, checked September 26, 2026
Nest Wealth
- nestwealth.com: 8 facts, checked September 26, 2026
How they place
| Ranking | Moneyfarm | Nest Wealth |
|---|---|---|
| Stock and ETF brokers | 119 of 471 | 167 of 471 |
| Robo-advisors | 43 of 151 | 66 of 151 |
Every fact side by side
| Fact | Moneyfarm | Nest Wealth |
|---|---|---|
| Legal entity | MFM Investment Ltd | Nest Wealth Asset Management Inc. |
| Headquarters | United Kingdom | Canada |
| Founded | Not confirmed | 2014 |
| Support channels | Email, Phone, Help centre, ChatCovers more | Email, Help centre |
Brokers
| Fact | Moneyfarm | Nest Wealth |
|---|---|---|
| Stock trade fee | £3.95 | Not confirmed |
| Account fee | Not confirmed | CA$60 to CA$1,800 |
| Markets | Stocks, ETFs, Bonds, FundsCovers more | ETFs |
| Currency conversion fee | 0.7% | Not confirmed |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
Where each stands against the rest
| Fact | Moneyfarm | Nest Wealth | Median |
|---|---|---|---|
| Management fee | 0.1% to 0.45%lowest quarter | 0.35%at the median | 0.35 |
Median across 87 listed brokers.
Pros and cons
Moneyfarm
Pros
- Regulated in the UK by the Financial Conduct Authority, with licence 629539 to check on the register.
- Deposits and withdrawals carry no charge, so money can move in and out without a transaction fee eating the saving.
- Portfolio styles run to etf, esg and cash, letting a saver tilt towards ESG, cash or crypto alongside a diversified core.
Cons
- The management fee of 0.1% to 0.45% sits above the robo-advisor median of 0.35%.
- The £500 entry point is well above the robo-advisor median of €60.06, and above Axos Invest at $100.
- Costs stack up: a stock trade fee of £3.95 applies alongside the management fee, while eToro lists a management fee of 0%.
Nest Wealth
Pros
- A management fee of 0.35% sits under the robo-advisor median of 0.4%
- The CAD 1,000 minimum is below the robo-advisor median of €60.06
- Portfolios cover etf for a hands-off approach
Cons
- An account fee of CAD 60 to CAD 1,800 sits on top of the management fee
- The CAD 1,000 minimum is well above the $100 entry point
- Support runs on email and help centre only
Who each suits
Moneyfarm
Who it suits
- UK savers who want an ISA or SIPP run for them and would rather pay a percentage than place their own trades.
- People who want help by phone, chat and email as well as online, since support runs on email, phone and help centre.
- Investors who want their portfolio style to include ESG, cash or crypto, since the options run to etf, esg and cash.
Who should look elsewhere
- Small opening payments: Axos Invest starts at $100, a lighter entry than £500.
- Anyone who prefers running their own trades: eToro lists a management fee of 0%, so the cost sits elsewhere.
- Savers shopping fee bands: Vivid Standard charges 0.5% to 1.5%, higher than the band here.
Nest Wealth
Who it suits
- Households that would rather hold a managed portfolio than place trades
- Investors who can commit at least CAD 1,000 to get started
- People who prefer ETF portfolios of etf
Who should look elsewhere
- Anyone wanting to pick and place trades, since the account covers etfs only
- Buyers starting small, because the CAD 1,000 minimum is high next to the alternatives
- eToro, Vivid Standard and Axos Invest readers after a 0% or a wider fee choice
Country by country
| Country | Moneyfarm | Nest Wealth |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Moneyfarm
What does Moneyfarm charge to run my money?+
The ongoing cost is a management fee of 0.1% to 0.45% on the value of the portfolio, taken as a percentage of what you hold rather than as a price per trade. Accounts open at £500, so the fee applies to whatever sits above that floor.
Is there a fee for buying or selling?+
A stock trade fee of £3.95 is listed for anyone who places a trade, and it sits alongside the management fee. Because the portfolio is run for you, the management fee is the line that does most of the work in practice.
Nest Wealth
What does Nest Wealth charge?+
The management fee is 0.35% and the account fee is CAD 60 to CAD 1,800, both in Canadian dollars. Neither is a per-trade commission, so the cost follows the size of the portfolio you hold.
Is there a minimum investment?+
Yes, the minimum investment is CAD 1,000. That sits below the robo-advisor median of €60.06 on the site, so the entry point is not the highest in the category.
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