Updated September 28, 2026 · BrokerCue Editorial Team
Dodl vs flatex Online-Broker (DE)
Dodl vs flatex Online-Broker (DE): the differences
| Compare |  Dodl |  flatex Online-Broker (DE) |
|---|---|---|
| Stock trade fee | £0 | €5.90 |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, MetalsCovers more |
| Regulators | Financial Conduct Authority | BaFin |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Currency conversion fee | 0.75% | 0.4%Lower |
| Deposit and withdrawal fees | free deposits and withdrawals | Free |
| Platforms | Dodl app | Web, Mobile |
| Account types | ISA, SIPP, Lisa | Joint |
| Minimum deposit | £25 | Not confirmed |
| Account fee | Not confirmed | €0 |
| Interest on cash | 3.8% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Regulators: only Dodl offers Financial Conduct Authority.
- Regulators: only flatex Online-Broker (DE) offers BaFin.
- Currency conversion fee is lower at flatex Online-Broker (DE): 0.4% vs 0.75%.
- Markets: only flatex Online-Broker (DE) offers Forex, CFDs, Options.
- Platforms: only Dodl offers Dodl app.
- Platforms: only flatex Online-Broker (DE) offers Web, Mobile.
- Account types: only Dodl offers ISA, SIPP, Lisa.
- Account types: only flatex Online-Broker (DE) offers Joint.
- Support channels: only Dodl offers Chat.
- Support channels: only flatex Online-Broker (DE) offers Phone.
Our verdict on each
Dodl
Dodl is an AJ Bell app aimed at UK beginners who want to sidestep dealing costs entirely. Stock trades cost £0 and cash earns 3.8%, so the saving comes from the fee-free model rather than from a richer market list.
flatex Online-Broker (DE)
flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.
Score breakdown
| Area | Dodl | flatex Online-Broker (DE) |
|---|---|---|
| Cost | 8.9Higher | 8.8Account fee of €0, a flat €5.90 per stock trade and free deposits. |
| Offer | 9.2Stock trade fee of £0 across isa, sipp and lisa, plus free deposits and withdrawals, undercuts priced platforms. | 9.2 |
| Trust | 8.6 | 8.6 |
Positions in our rankings
| Ranking | Dodl | flatex Online-Broker (DE) |
|---|---|---|
| Stock and ETF brokers | 176 of 471 | 178 of 471 |
| Investment platforms and apps | 35 of 86 | 36 of 86 |
Sources behind this comparison
Dodl
- dodl.co.uk: 12 facts, checked September 26, 2026
- help.dodl.co.uk: 3 facts, checked September 26, 2026
flatex Online-Broker (DE)
- flatex.de: 9 facts, checked September 26, 2026
- brokerchooser.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Dodl | flatex Online-Broker (DE) |
|---|---|---|
| Features | Mobile app | Crypto, Demo account, Mobile appCovers more |
| Pricing model | Commission free, Low feesCovers more | Low fees |
| Audience | Beginners | Not confirmed |
| Legal entity | AJ Bell | flatexDEGIRO SE |
| Headquarters | Not confirmed | Germany |
| Support channels | Email, Chat, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Dodl | flatex Online-Broker (DE) | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | Not confirmed | £20 |
| Account fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | 0.75%highest quarter | 0.4%below the median | 0.45% |
| Interest on cash | 3.8%highest quarter | Not confirmed | 3% |
Median across 52 listed brokers.
Pros and cons
Dodl
Pros
- Stock trades cost £0, the lowest stock trade fee recorded in this comparison
- free deposits and withdrawals means moving money in and out adds nothing to a portfolio
- Cash held with the account earns interest of 3.8% while you save for a purchase
Cons
- Cash interest of 3.8% is a variable rate, so the return on uninvested money can move
- Dealing runs on Dodl app only, which suits casual investors less well than a desktop platform
- Support runs on email, chat and help centre only, so there is no phone line for urgent account problems
flatex Online-Broker (DE)
Pros
- No account fee: €0 on the standard account.
- Deposits and withdrawals are free: free.
- A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.
Cons
- The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
- Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
- Support runs on email, phone and help centre only, with no live chat listed.
Who each suits
Dodl
Who it suits
- UK beginners opening a first stocks, ETFs and funds portfolio
- Investors who want dealing fees at £0 and want to keep cash earning 3.8%
- Savers setting aside money in an ISA, SIPP or LISA before investing
Who should look elsewhere
- Traders who need a desktop dealing platform, because dealing sits on Dodl app
- Anyone wanting phone support, since help runs on email, chat and help centre
- Investors who trade often in foreign currency, where 0.75% charges apply
flatex Online-Broker (DE)
Who it suits
- Investors in Germany who want a flat fee per trade and no account charge
- Long-term stock, ETF, fund and bond holders rather than active traders
- Anyone who needs crypto, forex, CFDs and options under the same account
Who should look elsewhere
- Day traders, who pay €5.90 on every small order where eToro charges $0
- UK investors after an ISA or SIPP wrapper, since joint lists a joint account only
Current offers
flatex Online-Broker (DE)
Current offer
Bonus
20 commission-free trades on account opening: 20 trades
upon account opening
Source, checked September 26, 2026
Country by country
| Country | Dodl | flatex Online-Broker (DE) |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Dodl
What does it cost to buy shares at Dodl?+
A stock trade costs £0, which is the figure that stands out on this platform. The pricing model is commission-free rather than low-fee, so dealing is designed to cost nothing. Money in and out is also free deposits and withdrawals, so a transfer adds nothing extra. The one charge to watch is 0.75% on currency conversion when you buy shares priced outside sterling.
Is my money protected at Dodl?+
Dodl is regulated by the Financial Conduct Authority, and eligible balances are covered by FSCS up to GBP 85,000. That protection is a stated limit on a claim to the firm, not a promise that investments cannot fall in value. The company operating the app is AJ Bell, so the account sits with an established UK provider rather than an offshore entity.
flatex Online-Broker (DE)
What does it cost to trade a stock at flatex?+
A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.
Is there any account or inactivity fee?+
The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.
Other options to compare
Other matchups
- Dodl vs Moneyfarm
- Dodl vs Freetrade
- Dodl vs Firstrade
- Dodl vs Wealthify
- Dodl vs Public
- Dodl vs IG
- Dodl vs Webull
- Dodl vs InvestEngine
- Dodl vs Fidelity
- Dodl vs quantfury
- Dodl vs FBS
- Dodl vs Charles Schwab
- Dodl vs Davy Select
- Dodl vs Acorns Checking
- flatex Online-Broker (DE) vs ActivTrades
- Dodl vs XTB
- Dodl vs NAGA
- Dodl vs eToro
- flatex Online-Broker (DE) vs Mintos
- flatex Online-Broker (DE) vs Bitpanda
- Dodl vs Robinhood
- Dodl vs Kraken
- flatex Online-Broker (DE) vs EBC Financial Group
- Dodl vs Traders Place
- Dodl vs Lightyear