Updated September 29, 2026 · BrokerCue Editorial Team
EBC Financial Group vs flatex Online-Broker (DE)
What sets them apart
| Compare |  EBC Financial Group |  flatex Online-Broker (DE) |
|---|---|---|
| Markets | Stocks, ETFs, Forex, CFDs, Crypto | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, MetalsCovers more |
| Regulators | Financial Conduct Authority | BaFin |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Platforms | MT4, MT5, EBC mobile app | Web, Mobile |
| Minimum deposit | $50 | Not confirmed |
| Stock trade fee | Not confirmed | €5.90 |
| Account fee | Not confirmed | €0 |
| Currency conversion fee | Not confirmed | 0.4% |
| Deposit and withdrawal fees | Not confirmed | Free |
| Account types | Not confirmed | Joint |
| Maximum retail leverage | 1:500 | Not confirmed |
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Key differences
- EBC Financial Group scores higher overall: 9.0 vs 8.8.
- Regulators: only EBC Financial Group offers Financial Conduct Authority.
- Regulators: only flatex Online-Broker (DE) offers BaFin.
- Markets: only flatex Online-Broker (DE) offers Options, Bonds, Funds.
- Platforms: only EBC Financial Group offers MT4, MT5, EBC mobile app.
- Platforms: only flatex Online-Broker (DE) offers Web, Mobile.
- Features: only EBC Financial Group offers Copy trading.
- Features: only flatex Online-Broker (DE) offers Crypto.
Our verdict on each
EBC Financial Group
EBC Financial Group suits UK traders who want a single account covering forex, CFDs, stocks, ETFs and crypto, held with a firm authorised by the Financial Conduct Authority.
flatex Online-Broker (DE)
flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.
Score breakdown
| Area | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Cost | 8.7Entry amount of $50 against $0 at CFI and $5 at Vantage, with retail leverage up to 1:500. | 8.8HigherAccount fee of €0, a flat €5.90 per stock trade and free deposits. |
| Offer | 9.4Higher | 9.2 |
| Trust | 9.1Higher | 8.6 |
Availability and regulation
| Country | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Financial Conduct Authority 927552 | Not confirmed |
Feature by feature
| Markets | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Funds | No | Yes |
| Metals | No | Yes |
How they place
| Ranking | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Stock and ETF brokers | 18 of 471 | 178 of 471 |
| Forex brokers | 6 of 147 | 75 of 147 |
| Low-spread forex brokers | 6 of 145 | 73 of 145 |
| CFD brokers | 6 of 122 | 63 of 122 |
Sources behind this comparison
EBC Financial Group
- ebcfin.co.uk: 4 facts, checked September 26, 2026
- wikifx.com: 3 facts, checked September 26, 2026
- fastbull.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
flatex Online-Broker (DE)
- flatex.de: 9 facts, checked September 26, 2026
- brokerchooser.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app | Crypto, Demo account, Mobile app |
| Pricing model | Not confirmed | Low fees |
| Legal entity | EBC Financial Group (UK) Ltd | flatexDEGIRO SE |
| Headquarters | United Kingdom | Germany |
| Founded | 1994 | Not confirmed |
| Support channels | Not confirmed | Email, Phone, Help centre |
Where each stands against the rest
| Fact | EBC Financial Group | flatex Online-Broker (DE) | Median |
|---|---|---|---|
| Minimum deposit | $50above the median | Not confirmed | $25 |
| Stock trade fee | Not confirmed | €5.90highest quarter | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0.4%below the median | 0.45% |
Median across 134 listed brokers.
Pros and cons
EBC Financial Group
Pros
- Regulated by the Financial Conduct Authority under licence 927552
- One account covers stocks, etfs and forex without needing a second firm
- Platforms in MT4, MT5 and EBC mobile app cover both MetaTrader terminals plus the EBC mobile app
Cons
- Retail leverage runs to 1:500, so a modest balance can be lost quickly
- The entry amount of $50 is above $0 at CFI and $5 at Vantage
- Bonds, funds and futures are not among its stocks, etfs and forex
flatex Online-Broker (DE)
Pros
- No account fee: €0 on the standard account.
- Deposits and withdrawals are free: free.
- A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.
Cons
- The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
- Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
- Support runs on email, phone and help centre only, with no live chat listed.
Who each suits
EBC Financial Group
Who it suits
- UK residents who want an account with a firm authorised by the Financial Conduct Authority
- Traders who want forex, CFDs and crypto handled in the same place
- Copy trading users, since demo account, copy trading and mobile app lists it
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want a smaller starting balance
- Vantage, at $5, is another option for a lighter entry
- eToro, whose markets reach stocks, etfs and forex, for anyone also wanting bonds, funds or futures
flatex Online-Broker (DE)
Who it suits
- Investors in Germany who want a flat fee per trade and no account charge
- Long-term stock, ETF, fund and bond holders rather than active traders
- Anyone who needs crypto, forex, CFDs and options under the same account
Who should look elsewhere
- Day traders, who pay €5.90 on every small order where eToro charges $0
- UK investors after an ISA or SIPP wrapper, since joint lists a joint account only
Current offers
flatex Online-Broker (DE)
Current offer
Bonus
20 commission-free trades on account opening: 20 trades
upon account opening
Source, checked September 26, 2026
Country by country
| Country | EBC Financial Group | flatex Online-Broker (DE) |
|---|---|---|
| Germany | No | Yes |
Questions about each
EBC Financial Group
How much do I need to deposit to start?+
The minimum deposit is $50. For comparison, CFI lists $0 and Vantage lists $5, and the median minimum deposit across brands on the site is €4.64. That sits at the higher end of the field, so check it against the balance you intend to hold.
Is my money protected if something goes wrong?+
Yes. EBC Financial Group is regulated by the Financial Conduct Authority and holds licence 927552. Eligible deposits are covered to the limit stated in the FSCS up to GBP 85,000 scheme, and that protection sits with the regulated entity rather than the brand name.
flatex Online-Broker (DE)
What does it cost to trade a stock at flatex?+
A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.
Is there any account or inactivity fee?+
The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.
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