Updated October 14, 2026 · BrokerCue Editorial Team
Davy Select vs Dodl
Where Davy Select and Dodl differ
| Compare |  Davy Select |  Dodl |
|---|---|---|
| Regulators | Central Bank of Ireland | Financial Conduct Authority |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Currency conversion fee | 1% | 0.75%Lower |
| Account types | Joint, Corporate | ISA, SIPP, Lisa |
| Minimum deposit | Not confirmed | £25 |
| Stock trade fee | Not confirmed | £0 |
| Inactivity fee | €50 | Not confirmed |
| Markets | Not confirmed | Stocks, ETFs, Funds |
| Deposit and withdrawal fees | Not confirmed | free deposits and withdrawals |
| Platforms | Not confirmed | Dodl app |
| Interest on cash | Not confirmed | 3.8% |
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Key differences
- Dodl scores higher overall: 8.8 vs 8.6.
- Regulators: only Davy Select offers Central Bank of Ireland.
- Regulators: only Dodl offers Financial Conduct Authority.
- Currency conversion fee is lower at Dodl: 0.75% vs 1%.
- Account types: only Davy Select offers Joint, Corporate.
- Account types: only Dodl offers ISA, SIPP, Lisa.
- Support channels: only Davy Select offers Phone.
- Support channels: only Dodl offers Chat.
Our verdict on each
Davy Select
Davy Select describes an Irish execution-only service for investors who make their own decisions without financial advice. The provider warns that investments can lose value.
Dodl
Dodl is an AJ Bell app aimed at UK beginners who want to sidestep dealing costs entirely. Stock trades cost £0 and cash earns 3.8%, so the saving comes from the fee-free model rather than from a richer market list.
Score breakdown
| Area | Davy Select | Dodl |
|---|---|---|
| Cost | 8.0 | 8.9Higher |
| Offer | 9.3Higher | 9.2Stock trade fee of £0 across isa, sipp and lisa, plus free deposits and withdrawals, undercuts priced platforms. |
| Trust | 8.6 | 8.6 |
Licences and countries
| Country | Davy Select | Dodl |
|---|---|---|
| Ireland | Not confirmed | |
| United Kingdom | Not confirmed |
Additional countries for Davy Select: 1. Additional countries for Dodl: 1.
If neither fits
ActivTrades has currency conversion fee at 0.5%, against 1% for Davy Select and 0.75% for Dodl.
ActivTrades reviewHow they place
| Ranking | Davy Select | Dodl |
|---|---|---|
| Stock and ETF brokers | 204 of 471 | 176 of 471 |
| Investment platforms and apps | 46 of 86 | 35 of 86 |
Every fact side by side
| Fact | Davy Select | Dodl |
|---|---|---|
| Features | Not confirmed | Mobile app |
| Pricing model | Not confirmed | Commission free, Low fees |
| Audience | Not confirmed | Beginners |
| Legal entity | J & E Davy Unlimited Company | AJ Bell |
| Support channels | Email, Phone, Help centre | Email, Chat, Help centre |
Where each stands against the rest
| Fact | Davy Select | Dodl | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | £25above the median | £20 |
| Stock trade fee | Not confirmed | £0at the median | £0 |
| Inactivity fee | €50highest quarter | Not confirmed | €2.45 |
| Currency conversion fee | 1%highest quarter | 0.75%highest quarter | 0.45% |
| Interest on cash | Not confirmed | 3.8%highest quarter | 3% |
Median across 43 listed brokers.
Pros and cons
Davy Select
Pros
- Davy Select clearly describes execution-only investing without financial advice.
Cons
- Investments can lose value, and the service does not provide financial advice in this execution-only model.
Dodl
Pros
- Stock trades cost £0, the lowest stock trade fee recorded in this comparison
- free deposits and withdrawals means moving money in and out adds nothing to a portfolio
- Cash held with the account earns interest of 3.8% while you save for a purchase
Cons
- Cash interest of 3.8% is a variable rate, so the return on uninvested money can move
- Dealing runs on Dodl app only, which suits casual investors less well than a desktop platform
- Support runs on email, chat and help centre only, so there is no phone line for urgent account problems
Who each suits
Davy Select
Who it suits
- Investors comfortable making their own investment decisions and evaluating the risk that investments can lose value.
Dodl
Who it suits
- UK beginners opening a first stocks, ETFs and funds portfolio
- Investors who want dealing fees at £0 and want to keep cash earning 3.8%
- Savers setting aside money in an ISA, SIPP or LISA before investing
Who should look elsewhere
- Traders who need a desktop dealing platform, because dealing sits on Dodl app
- Anyone wanting phone support, since help runs on email, chat and help centre
- Investors who trade often in foreign currency, where 0.75% charges apply
Country by country
| Country | Davy Select | Dodl |
|---|---|---|
| Ireland | Yes | No |
| United Kingdom | No | Yes |
Questions about each
Davy Select
Does execution-only include financial advice?+
Davy Select describes the service as execution-only, where customers make their own investment decisions without financial advice.
Dodl
What does it cost to buy shares at Dodl?+
A stock trade costs £0, which is the figure that stands out on this platform. The pricing model is commission-free rather than low-fee, so dealing is designed to cost nothing. Money in and out is also free deposits and withdrawals, so a transfer adds nothing extra. The one charge to watch is 0.75% on currency conversion when you buy shares priced outside sterling.
Is my money protected at Dodl?+
Dodl is regulated by the Financial Conduct Authority, and eligible balances are covered by FSCS up to GBP 85,000. That protection is a stated limit on a claim to the firm, not a promise that investments cannot fall in value. The company operating the app is AJ Bell, so the account sits with an established UK provider rather than an offshore entity.
How much do I need to open an account?+
The minimum deposit is £25, which keeps the opening step small for a first-time investor. Deposits and withdrawals are free deposits and withdrawals, so the entry figure is not eaten by moving money in. On our data the minimum deposit ranks 128 out of 213, so it is low but not the lowest available.