Updated September 28, 2026 · BrokerCue Editorial Team
InvestEngine vs WH SelfInvest
What sets them apart
| Compare |  InvestEngine |  WH SelfInvest |
|---|---|---|
| Stock trade fee | £0 | $1.90 |
| Account fee | £0 | €0 |
| Markets | ETFs | Stocks, ETFs, Forex, CFDs, Options, Futures, BondsCovers more |
| Platforms | Web, iOS, Android | NanoTrader, TradingView, Trader Workstation, Mobile Apps |
| Minimum deposit | £100 | Not confirmed |
| Inactivity fee | Not confirmed | €0 |
| Regulators | Financial Conduct Authority (FCA) | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 76% |
| Deposit and withdrawal fees | Free | Not confirmed |
| Account types | ISA, SIPP, Corporate | Not confirmed |
| Interest on cash | 0% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- WH SelfInvest scores higher overall: 9.3 vs 8.7.
- Markets: only WH SelfInvest offers Stocks, Forex, CFDs.
- Platforms: only InvestEngine offers Web, iOS, Android.
- Platforms: only WH SelfInvest offers NanoTrader, TradingView, Trader Workstation.
- Support channels: only InvestEngine offers Help centre.
- Support channels: only WH SelfInvest offers Phone.
- Features: only WH SelfInvest offers Demo account, Copy trading.
Our verdict on each
InvestEngine
InvestEngine suits beginners who want their money spread across ETFs without picking shares themselves. Costs stay thin: an account fee of £0, a stock trade fee of £0 and a single portfolio management charge of 0.25%, with deposits and withdrawals free.
WH SelfInvest
WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.
Score breakdown
| Area | InvestEngine | WH SelfInvest |
|---|---|---|
| Cost | 9.0 | 9.1HigherThe standing fees are flat, at €0 and €0, while the dealing charge of $1.90 a trade pulls the score down. |
| Offer | 8.8The isa, sipp and corporate account range wraps one ETF plan for savers and firms alike. | 9.5Higher |
| Trust | 8.4 | Not confirmed |
How they place
| Ranking | InvestEngine | WH SelfInvest |
|---|---|---|
| Stock and ETF brokers | 195 of 471 | 86 of 471 |
What each covers
| Markets | InvestEngine | WH SelfInvest |
|---|---|---|
| Stocks | No | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Bonds | No | Yes |
Sources behind this comparison
InvestEngine
- investengine.com: 10 facts, checked September 26, 2026
- blog.investengine.com: 2 facts, checked September 26, 2026
- help.investengine.com: 1 fact, checked September 26, 2026
WH SelfInvest
- whselfinvest.com: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | InvestEngine | WH SelfInvest |
|---|---|---|
| Features | Fractional shares, Mobile app | Demo account, Fractional shares, Copy trading, Mobile appCovers more |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | InvestEngine (UK) Limited | Not confirmed |
| Headquarters | United Kingdom | Luxembourg |
| Founded | 2019 | Not confirmed |
| Support channels | Email, Help centre | Email, Phone |
Robo-advisors
| Fact | InvestEngine | WH SelfInvest |
|---|---|---|
| Management fee | 0.25% | Not confirmed |
| Minimum investment | £1 | Not confirmed |
| Portfolio types | ETF | Not confirmed |
Where each stands against the rest
| Fact | InvestEngine | WH SelfInvest | Median |
|---|---|---|---|
| Minimum deposit | £100highest quarter | Not confirmed | £20 |
| Inactivity fee | Not confirmed | €0below the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 76%highest quarter | 72.05% |
| Interest on cash | 0%lowest quarter | Not confirmed | 3% |
Median across 47 listed brokers.
Pros and cons
InvestEngine
Pros
- An account fee of £0 and a stock trade fee of £0 leave almost nothing to pay for holding or trading.
- Investor protection is FSCS up to GBP 85,000, with the platform regulated by the Financial Conduct Authority.
- The platform list covers Web, iOS and Android, and fractional shares make small regular buys work.
Cons
- Shares are not among its markets (etfs), so the range stays on funds rather than a general dealing list.
- Support runs on email and help centre, with no phone number for urgent account questions.
- Cash waiting to be invested earns 0%.
WH SelfInvest
Pros
- The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
- A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
- The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
Cons
- Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
- That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
- Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
Who each suits
InvestEngine
Who it suits
- Beginners who want a curated portfolio and can start from a minimum investment of £1.
- ISA and SIPP holders in the UK who would rather not pay an account fee.
- Investors who only need help by email and are happy to stay inside a single asset class.
Who should look elsewhere
- CFI, for anyone who wants to open with a minimum deposit of $0 rather than £100.
- Vantage, for anyone who wants a smaller entry point, since its minimum deposit is $5.
- eToro, for traders who want share dealing, because shares are not among its markets (etfs).
WH SelfInvest
Who it suits
- Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
- People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
- Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.
Who should look elsewhere
- Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
- Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.
Country by country
| Country | InvestEngine | WH SelfInvest |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
InvestEngine
What does it cost to hold an InvestEngine account?+
The account fee is £0 and a stock trade costs £0, so buying and holding leaves most of the pot intact. The only ongoing charge is the portfolio management fee of 0.25%, which is taken on the portfolio rather than per trade. Cash left uninvested earns 0%.
Is my money protected if the platform fails?+
The Financial Conduct Authority is the regulator named on the licence, and the platform states investor protection of FSCS up to GBP 85,000. The account is run by InvestEngine (UK) Limited, a UK company, so UK rules and the protection scheme both apply to the account.
WH SelfInvest
Does WH SelfInvest charge an account fee?+
The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.
What does it cost to buy a stock?+
A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.
Other options to compare
Other matchups
- InvestEngine vs Trading 212
- InvestEngine vs Vanguard
- InvestEngine vs AJ Bell
- InvestEngine vs Moneyfarm
- InvestEngine vs Wealthify
- InvestEngine vs IG
- InvestEngine vs Nutmeg
- InvestEngine vs Firstrade
- InvestEngine vs Lightspeed Financial
- InvestEngine vs Merrill Edge
- InvestEngine vs ActivTrades
- InvestEngine vs XTB
- InvestEngine vs NAGA
- InvestEngine vs eToro
- InvestEngine vs Bitpanda
- WH SelfInvest vs Robinhood
- InvestEngine vs Traders Place