Updated September 29, 2026 · BrokerCue Editorial Team
InvestEngine vs NAGA
Where InvestEngine and NAGA differ
| Compare |  InvestEngine |  NAGA |
|---|---|---|
| Minimum deposit | £100 | €50 |
| Stock trade fee | £0 | €3 |
| Markets | ETFs | Stocks, ETFs, Forex, CFDs, Futures, CryptoCovers more |
| Regulators | Financial Conduct Authority (FCA) | Cyprus Securities and Exchange Commission |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free | No withdrawal fee |
| Platforms | Web, iOS, Android | iOS, Android, Web, MetaTrader 5Covers more |
| Interest on cash | 0% | 2.4%Higher |
| Account fee | £0 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 70.45% |
| Account types | ISA, SIPP, Corporate | Not confirmed |
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Key differences
- Regulators: only InvestEngine offers Financial Conduct Authority (FCA).
- Regulators: only NAGA offers Cyprus Securities and Exchange Commission.
- NAGA is available in 29 more countries.
- Markets: only NAGA offers Stocks, Forex, CFDs.
- Platforms: only NAGA offers MetaTrader 5.
- Interest on cash is higher at NAGA: 2.4% vs 0%.
- Features: only InvestEngine offers Fractional shares.
- Features: only NAGA offers Crypto, Copy trading.
Our verdict on each
InvestEngine
InvestEngine suits beginners who want their money spread across ETFs without picking shares themselves. Costs stay thin: an account fee of £0, a stock trade fee of £0 and a single portfolio management charge of 0.25%, with deposits and withdrawals free.
NAGA
NAGA suits mobile copy traders who want stocks, ETFs, forex, CFDs, futures and crypto alongside social features in the same app. Opening starts at €50, while stock trades carry €3, so active share buyers should weigh costs against broader choice.
Score breakdown
| Area | InvestEngine | NAGA |
|---|---|---|
| Cost | 9.0Higher | 8.5Stock trades cost €3; withdrawals show No withdrawal fee. |
| Offer | 8.8The isa, sipp and corporate account range wraps one ETF plan for savers and firms alike. | 9.1HigherCoverage spans stocks, ETFs and forex via iOS, Android and Web for desktop plus mobile. |
| Trust | 8.4 | 8.5HigherCover sits at EU ICS up to EUR 20,000 under Cyprus oversight. |
Choosing between them
Pick InvestEngine if cost matter most.
Pick NAGA if offer, markets, platforms, and interest on cash matter most.
If neither fits
ActivTrades has interest on cash at 3.3%, against 0% for InvestEngine and 2.4% for NAGA.
ActivTrades reviewSources behind this comparison
InvestEngine
- investengine.com: 10 facts, checked September 26, 2026
- blog.investengine.com: 2 facts, checked September 26, 2026
- help.investengine.com: 1 fact, checked September 26, 2026
NAGA
- naga.com: 5 facts, checked September 28, 2026
- nagamarkets.zendesk.com: 5 facts, checked September 28, 2026
How they place
| Ranking | InvestEngine | NAGA |
|---|---|---|
| Stock and ETF brokers | 195 of 471 | 4 of 471 |
Every fact side by side
| Fact | InvestEngine | NAGA |
|---|---|---|
| Features | Fractional shares, Mobile app | Crypto, Copy trading, Mobile app |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | InvestEngine (UK) Limited | Not confirmed |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 2019 | Not confirmed |
| Support channels | Email, Help centre | Not confirmed |
Robo-advisors
| Fact | InvestEngine | NAGA |
|---|---|---|
| Management fee | 0.25% | Not confirmed |
| Minimum investment | £1 | Not confirmed |
| Portfolio types | ETF | Not confirmed |
Where each stands against the rest
| Fact | InvestEngine | NAGA | Median |
|---|---|---|---|
| Account fee | £0at the median | Not confirmed | £0 |
| Retail accounts that lose money | Not confirmed | 70.45%below the median | 72.05% |
| Interest on cash | 0%lowest quarter | 2.4%below the median | 3% |
Median across 47 listed brokers.
Pros and cons
InvestEngine
Pros
- An account fee of £0 and a stock trade fee of £0 leave almost nothing to pay for holding or trading.
- Investor protection is FSCS up to GBP 85,000, with the platform regulated by the Financial Conduct Authority.
- The platform list covers Web, iOS and Android, and fractional shares make small regular buys work.
Cons
- Shares are not among its markets (etfs), so the range stays on funds rather than a general dealing list.
- Support runs on email and help centre, with no phone number for urgent account questions.
- Cash waiting to be invested earns 0%.
NAGA
Pros
- Access stocks, ETFs and forex under a single login, covering shares through crypto for varied strategies.
- Trade via iOS, Android and Web, with MetaTrader 5 plus mobile apps for flexible order management.
- Withdrawals show No withdrawal fee, helped by No withdrawal fee for cost clarity.
Cons
- Stock trade fee sits at €3, which can weigh on frequent share buyers versus lower fee rivals.
- Support runs on help centre only, so help stays inside help centre without live chat or phone.
- Entry starts at €50, above ActivTrades at $0 for very small starters.
Who each suits
InvestEngine
Who it suits
- Beginners who want a curated portfolio and can start from a minimum investment of £1.
- ISA and SIPP holders in the UK who would rather not pay an account fee.
- Investors who only need help by email and are happy to stay inside a single asset class.
Who should look elsewhere
- CFI, for anyone who wants to open with a minimum deposit of $0 rather than £100.
- Vantage, for anyone who wants a smaller entry point, since its minimum deposit is $5.
- eToro, for traders who want share dealing, because shares are not among its markets (etfs).
NAGA
Who it suits
- Social traders who follow others and want futures plus crypto alongside shares may prefer NAGA over eToro.
- Mobile led investors starting at €50 who accept €3 may prefer NAGA over ActivTrades.
Who should look elsewhere
- Cost sensitive share buyers who want lower ticket fees than €3 may prefer XTB.
- Traders wanting phone or live chat beyond help centre may prefer ActivTrades.
Country by country
| Country | InvestEngine | NAGA |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 31 countries where either is available.
Questions about each
InvestEngine
What does it cost to hold an InvestEngine account?+
The account fee is £0 and a stock trade costs £0, so buying and holding leaves most of the pot intact. The only ongoing charge is the portfolio management fee of 0.25%, which is taken on the portfolio rather than per trade. Cash left uninvested earns 0%.
Is my money protected if the platform fails?+
The Financial Conduct Authority is the regulator named on the licence, and the platform states investor protection of FSCS up to GBP 85,000. The account is run by InvestEngine (UK) Limited, a UK company, so UK rules and the protection scheme both apply to the account.
NAGA
What does NAGA charge for stock trades and withdrawals?+
Stock orders carry €3 per trade, and funding shows No withdrawal fee for withdrawals. Share buyers who trade often should compare that ticket charge with rivals before committing, as frequent dealing lifts total cost over time.
What is the minimum deposit to open a NAGA account?+
Trading can start at €50, which keeps entry modest for newcomers testing markets. Withdrawals show No withdrawal fee, so moving funds out does not add a separate withdrawal charge under current terms.
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