InvestEngine review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
InvestEngine suits beginners who want their money spread across ETFs without picking shares themselves. Costs stay thin: an account fee of £0, a stock trade fee of £0 and a single portfolio management charge of 0.25%, with deposits and withdrawals free.
Key facts
- Best for
- Set and forget ETF investing in an ISA or SIPP, at a low running cost.
- Minimum deposit
- £100 (Source, checked September 26, 2026)
- Stock trade fee
- £0
- Account fee
- £0 (Source, checked September 26, 2026)
- Markets
- ETFs
- Regulators
- Financial Conduct Authority (FCA) (Source, checked September 26, 2026)
- Investor protection
- FSCS up to GBP 85,000 (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- Free (Source, checked September 26, 2026)
- Platforms
- Web, iOS, Android (Source, checked September 26, 2026)
- Account types
- ISA, SIPP, Corporate (Source, checked September 26, 2026)
- Interest on cash
- 0% (Source, checked September 26, 2026)
- Legal entity
- InvestEngine (UK) Limited (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Features
- Fractional shares, Mobile app
- Pricing model
- Commission-free
- Audience
- Beginners
- Official website
- investengine.com
Robo-advisors
- Management fee
- 0.25% (Source, checked September 26, 2026)
- Minimum investment
- £1 (Source, checked September 26, 2026)
- Regulators
- Financial Conduct Authority (FCA) (Source, checked September 26, 2026)
- Investor protection
- FSCS up to GBP 85,000 (Source, checked September 26, 2026)
- Account types
- ISA, SIPP, Corporate (Source, checked September 26, 2026)
- Portfolio types
- ETF (Source, checked September 26, 2026)
- Legal entity
- InvestEngine (UK) Limited (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
Pros and cons
Pros
- An account fee of £0 and a stock trade fee of £0 leave almost nothing to pay for holding or trading.
- Investor protection is FSCS up to GBP 85,000, with the platform regulated by the Financial Conduct Authority.
- The platform list covers Web, iOS and Android, and fractional shares make small regular buys work.
- The account range covers isa, sipp and corporate, so personal wrappers and corporate saving sit together.
Cons
- Shares are not among its markets (etfs), so the range stays on funds rather than a general dealing list.
- Support runs on email and help centre, with no phone number for urgent account questions.
- Cash waiting to be invested earns 0%.
Who it suits
- Beginners who want a curated portfolio and can start from a minimum investment of £1.
- ISA and SIPP holders in the UK who would rather not pay an account fee.
- Investors who only need help by email and are happy to stay inside a single asset class.
Who should look elsewhere
- CFI, for anyone who wants to open with a minimum deposit of $0 rather than £100.
- Vantage, for anyone who wants a smaller entry point, since its minimum deposit is $5.
- eToro, for traders who want share dealing, because shares are not among its markets (etfs).
How InvestEngine compares
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Where InvestEngine is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (FCA) (801128), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold an InvestEngine account?+
The account fee is £0 and a stock trade costs £0, so buying and holding leaves most of the pot intact. The only ongoing charge is the portfolio management fee of 0.25%, which is taken on the portfolio rather than per trade. Cash left uninvested earns 0%.
Is my money protected if the platform fails?+
The Financial Conduct Authority is the regulator named on the licence, and the platform states investor protection of FSCS up to GBP 85,000. The account is run by InvestEngine (UK) Limited, a UK company, so UK rules and the protection scheme both apply to the account.
How much do I need to start investing?+
The minimum deposit is £100, while the smallest single investment is £1. Fractional shares mean that smaller amount buys a slice of an ETF instead of needing whole units, so regular contributions work at any size.
Can I move money in and out without extra charges?+
Deposits and withdrawals are free, so money moves in and out without a dealing charge on the transaction. The account fee is £0, so an unused account costs nothing to keep open. The portfolio management fee of 0.25% is the charge worth watching.
Which kinds of account can I open?+
The account range covers isa, sipp and corporate, so a self invested pension, an ISA and a corporate plan are all available on the same platform. The same commission free dealing and ETF portfolio apply across them, which keeps the paperwork in a single place.
What can I actually buy on the platform?+
The market list is etfs only, with portfolios built from ETFs, so this is a focused plan rather than a general dealing account. Anyone wanting individual shares or other asset classes needs a wider list. Across the stock platforms compared here, 72.03% of retail accounts lose money.
Which devices can I use to invest?+
The platform runs on Web, iOS and Android, so the same account is available on a laptop, a tablet and a phone. The mobile app is the practical route for regular buys, since fractional shares let each contribution go in without saving up for a full unit.
How do I get help with the account?+
Support runs on email and help centre, meaning email and a help centre rather than a phone line. Written answers suit routine questions about contributions and the portfolio, and the help centre carries the platform's own guidance for new investors.
Sources
- blog.investengine.com/the-uks-most-asked-questions-about-... checked September 26, 2026
Backs: Founded, Headquarters
“We launched in 2019, and are dedicated to providing low-cost ETF investing”
- help.investengine.com/hc/en-gb/articles/31146818431261-Is... checked September 26, 2026
Backs: Minimum deposit
“GBP100 minimum to open a portfolio (GIA, ISA, SIPP, or Business Account)”
- investengine.com checked September 26, 2026
Backs: Account types, Audience, Platforms
“ISA, pension, or business account - all with zero platform fees”
- investengine.com/about checked September 26, 2026
Backs: Portfolio types
“We also offer the platform for buying and selling ETFs”
- investengine.com/accounts checked September 26, 2026
Backs: Deposit and withdrawal fees
“Withdraw anytime with no fees - General Investment Account”
- investengine.com/affiliate-welcome checked September 26, 2026
Backs: Minimum investment
“Fractional investing lets you put as little as GBP 1 in any ETF”
- investengine.com/costs checked September 26, 2026
Backs: Account fee, Interest on cash, Management fee
“ISA (Individual Savings Account) Zero ISA fee - DIY portfolio in main retail account”
- investengine.com/terms-upcoming checked September 26, 2026
Backs: Legal entity
“references to we, us or our are to InvestEngine (UK) Limited”
- investengine.com/terms checked September 26, 2026
Backs: Investor protection, Regulators, Support channels, Licences
“contact us by email at support@investengine.com”
Compiled from 9 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Inactivity fee, Retail accounts that lose money.
InvestEngine
Set and forget ETF investing in an ISA or SIPP, at a low running cost.