WH SelfInvest Review

Active futures and CFD traders

CSSF BaFin ACPR FSMA AFM FINMA

Founded 1998 · Luxembourg

Why investors choose this broker

Regulated by CSSF, BaFin, FINMA and other European authorities
Independent broker with over 25 years of operating history
Recognised as a top European futures broker by industry awards
Access to futures on major global exchanges

Review summary

WH SelfInvest is an independent Luxembourg broker founded in 1998, offering futures, CFDs, forex, stocks, ETFs and options through NanoTrader, MT4 and TradingView.

Pros

Regulated by CSSF, BaFin, FINMA and other European authorities
Independent broker with over 25 years of operating history
Recognised as a top European futures broker by industry awards
Access to futures on major global exchanges
NanoTrader includes over 90 built-in trading strategies and free trading signals
Zero commission stock and options account available
Free demo account for practice
Multiple platform choices including MT4, TradingView and Sierra Chart

Cons

High minimum deposits - EUR 500 for CFD mini, EUR 2,500 for CFD standard, EUR 5,000 for futures
NanoTrader Full version costs EUR 29 per month
Wire transfer fees apply on deposits and withdrawals
Inactivity fee can apply after one year without trading
No crypto trading offered
Account funding limited to bank wire transfer
Not available to traders in the US, Australia and some other regions

Company background

WH SelfInvest S.A. is an independent Luxembourg brokerage founded in 1998 and headquartered in Luxembourg City. The company holds a broker licence (number 42798), a commissionaire licence (number 36399) and a portfolio manager licence (number 1806) from the Luxembourg Ministry of Finance. Over more than 25 years of operation, WH SelfInvest has expanded to serve clients in over 28 countries through offices and branches in Germany, France, Belgium, the Netherlands and Switzerland. The broker has been recognised in multiple European broker rankings, including several consecutive awards as a top European futures broker.

WH SelfInvest covers futures, CFDs, forex, stocks, ETFs, options and bonds. The product range is oriented toward active traders seeking exchange-traded futures alongside leveraged CFD and forex products, rather than passive investing.

Fees and pricing

WH SelfInvest offers several account types with different minimum deposits: the CFD and Forex Mini account starts at EUR 500, the CFD and Forex Standard account at EUR 2,500 and the Futures account at EUR 5,000. A Zero Commission Stock and Options account is also available. Futures and options commissions are approximately $2.20 per contract per side. CFD-Forex spreads start from approximately 0.3 pips on major pairs. There is no monthly account management fee. An inactivity fee does not apply in the first year but can be charged after one year if no orders are placed within a quarter.

Deposits and withdrawals via bank wire transfer carry a fee of EUR 5 for amounts below EUR 30,000 and 0.10% with a maximum of EUR 50 for amounts above that. The NanoTrader Full subscription costs EUR 29 per month; a NanoTrader Free version is included at no charge.

Regulation and safety

WH SelfInvest S.A. is primarily supervised by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg. Additional oversight applies through BaFin in Germany, ACPR and Banque de France in France, FSMA in Belgium, AFM in the Netherlands and FINMA in Switzerland. Client funds are described as segregated from company assets and held at regulated depository banks. As a licensed Luxembourg investment firm, WH SelfInvest is subject to MiFID II requirements.

Platform experience

WH SelfInvest's flagship platform is NanoTrader, available in a Free version and a Full subscription at EUR 29 per month. NanoTrader includes over 90 built-in strategies, a SignalRadar tool, chart pattern detection, a TechScan screener and automated trading support. Clients can also use MetaTrader 4, TradingView with integrated execution, Sierra Chart and ATAS. Mobile trading is supported on iOS and Android, and a free demo account is available.

Pros and cons

WH SelfInvest's strengths include its European multi-regulator oversight, long operating history, broad product range across futures and CFDs, professional platform choice and zero commission equities account. The main drawbacks are high minimum deposits, wire-transfer-only funding, deposit and withdrawal fees, the NanoTrader Full subscription cost, no crypto trading and geographic restrictions for some regions.

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Trading fees & commissions

WH SelfInvest charges a EUR 39 quarterly account custody fee on Luxembourg accounts and no inactivity fee in the first year. Futures and options commissions vary by contract and exchange. CFD-Forex spreads vary by account type. Wire transfer costs apply to withdrawals and deposits depending on amount.

Fees

Item	Fee
Cfds	Variable spreads by instrument and account type
Account	EUR 39 quarterly account custody fee (Luxembourg accounts); no monthly management fee beyond this
Deposit	Wire transfer fee of EUR 5 for amounts below EUR 30,000; 0.10% (maximum EUR 50) for amounts above EUR 30,000
Futures	Commission rates vary by contract and exchange; see broker fee schedule for per-instrument rates
Options	Commission rates vary by contract and exchange; see broker fee schedule for per-instrument rates
Inactivity	No inactivity fee in the first year; EUR 15 per quarter after one year if no orders are placed within a quarter
Withdrawal	Wire transfer fee of EUR 5 for amounts below EUR 30,000; 0.10% (maximum EUR 50) for amounts above EUR 30,000
Min Deposit	EUR 500 (CFD-Forex Mini); EUR 2,500 (CFD-Forex Standard); EUR 5,000 (Futures)
Nanotrader Full	EUR 29 per month for NanoTrader Full; NanoTrader Free version included at no charge

Trading platform & features

Platforms

NanoTrader
MetaTrader 4
TradingView
Sierra Chart
ATAS
Web app
iOS app
Android app

Regulation and investor protection

WH SelfInvest S.A. is an independent Luxembourg brokerage founded in 1998, holding broker, commissionaire and portfolio manager licences from the Luxembourg Ministry of Finance and supervised by the CSSF. The company also operates through branches and representative offices supervised by BaFin (Germany), ACPR and Banque de France (France), FSMA (Belgium), AFM (Netherlands) and FINMA (Switzerland).

Broker FAQs

Is WH SelfInvest safe?

WH SelfInvest S.A. is supervised by the CSSF in Luxembourg, with additional oversight from BaFin, ACPR, FSMA, AFM and FINMA. The company describes client funds as segregated and held at regulated depository banks.

Is WH SelfInvest a scam?

No. WH SelfInvest S.A. is an independent Luxembourg brokerage founded in 1998 and regulated by CSSF under broker licence number 42798. The company also operates under BaFin, ACPR, FSMA, AFM and FINMA supervision.

Is WH SelfInvest regulated and by whom?

Yes. WH SelfInvest S.A. is primarily regulated by the CSSF in Luxembourg. Its branches and representative offices are also supervised by BaFin (Germany), ACPR and Banque de France (France), FSMA (Belgium), AFM (Netherlands) and FINMA (Switzerland).

Does WH SelfInvest keep client funds in segregated accounts?

WH SelfInvest describes client funds as segregated from company assets and held at regulated depository banks, in line with its MiFID II obligations as a licensed Luxembourg investment firm.

What happens to my money if WH SelfInvest goes bankrupt?

WH SelfInvest holds client funds in segregated accounts at regulated depository banks. As a CSSF-regulated firm, it is subject to Luxembourg investor protection rules. Specific compensation limits depend on the applicable scheme and should be verified with the broker directly.

What products does WH SelfInvest offer?

WH SelfInvest offers futures, CFDs, forex, stocks, ETFs, options and bonds. The broker does not offer crypto trading.

Does WH SelfInvest offer futures trading?

Yes. Futures trading is a core offering at WH SelfInvest, with access to major global exchanges. The futures account requires a minimum deposit of EUR 5,000 and commissions are approximately $2.20 per contract per side.

Does WH SelfInvest offer stocks and ETFs?

Yes. WH SelfInvest offers stocks and ETFs, including a Zero Commission Stock and Options account. The broker also refers to access to over 20,000 ETFs and over 10,000 mutual funds across global markets.

Does WH SelfInvest offer forex trading?

Yes. WH SelfInvest offers forex trading on over 79 currency pairs. CFD-Forex spreads start from approximately 0.3 pips on major pairs.

What does WH SelfInvest charge for futures trades?

WH SelfInvest charges approximately $2.20 per contract per side for futures and options. Volume discounts may be available for higher trading frequency.

Is there a withdrawal fee at WH SelfInvest?

Yes. Bank wire transfer fees apply. Transfers below EUR 30,000 cost EUR 5, while transfers above EUR 30,000 cost 0.10% with a maximum of EUR 50.

Does WH SelfInvest charge an inactivity fee?

Not in the first year. After one year, an inactivity fee can apply if the client does not place any order within a quarter.

What is the minimum deposit at WH SelfInvest?

The minimum deposit depends on the account type: EUR 500 for the CFD and Forex Mini account, EUR 2,500 for the CFD and Forex Standard account and EUR 5,000 for the Futures account.

Does WH SelfInvest have a demo account?

Yes. WH SelfInvest offers a free demo account that allows traders to practise with real-time market data before committing real funds.

Does WH SelfInvest have a mobile app?

Yes. WH SelfInvest provides trading apps for iOS and Android devices.

Is WH SelfInvest good for beginners?

WH SelfInvest offers a free demo account, educational webinars, e-books and trading strategy tools. However, the high minimum deposits, wire-transfer-only funding and platform complexity make it more suited to intermediate and advanced traders.

Is WH SelfInvest good for long-term investing?

WH SelfInvest offers stocks, ETFs, bonds and mutual funds, but its platform and account structure are primarily designed for active trading in futures, CFDs and forex rather than passive long-term investing.

Bottom line

WH SelfInvest suits active traders who want professional futures and CFD access, a broad platform choice including NanoTrader and MT4, and multi-regulator European oversight. It may not suit users who prefer low minimum deposits, crypto trading, card-based funding or a platform focused on passive long-term investing.

WH SelfInvest

Active futures and CFD traders

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Your capital is at risk. Other fees apply.