WH SelfInvest review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.

Key facts

Best for
Investors who want stocks, forex, CFDs, options, futures and bonds in a single account with an account fee of €0.
Stock trade fee
$1.90 (Source, checked September 26, 2026)
Account fee
€0 (Source, checked September 26, 2026)
Inactivity fee
€0 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds (Source, checked September 26, 2026)
Retail accounts that lose money
76% (Source, checked September 26, 2026)
Platforms
NanoTrader, TradingView, Trader Workstation, Mobile Apps (Source, checked September 26, 2026)
Headquarters
Luxembourg (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Features
Demo account, Fractional shares, Copy trading, Mobile app
Official website
whselfinvest.com

Pros and cons

Pros

  • The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
  • A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
  • The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
  • demo account, fractional shares and copy trading includes a demo account, fractional shares, copy trading and a mobile app, which gives room to rehearse an idea before committing money.

Cons

  • Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
  • That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
  • Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
  • The share of retail accounts that lose money here, 76%, runs above the typical figure of 70.15% across our data, and the CFD, options and futures side of stocks, etfs and forex is where that risk sits.
WH SelfInvest

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Scored 9.3 / 10 by BrokerCue.

Who it suits

  • Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
  • People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
  • Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.

Who should look elsewhere

  • Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
  • Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.

Fees and costs

Standing costs are the easy part. The account fee is €0 and the inactivity fee is €0, so holding an account open costs nothing and leaving it idle costs nothing either. The charge that scales with activity is dealing, where a stock trade costs $1.90. That is the figure to multiply by the number of trades you expect to place, and it is what separates a broker with no standing charge from one that is cheap to hold and costly to trade. Anyone running an active share strategy should model the dealing charge first and treat the flat fees as settled.

How it compares on our data

The flat fees are where the ranking lands. An account fee at the bottom of the table puts WH SelfInvest at 1 of 138 brands compared, and the same pattern holds for inactivity at 1 of 56. Dealing is where the picture changes, ranking 123 of 161 on the same data. Read together, the position is a broker that leads on the cost of holding an account and slips on the cost of trading through it, which suits a long holding period better than a busy one.

The company behind it

The headquarters is in Luxembourg, so this is a European operation rather than a UK desk, and the account is held with a firm outside the UK market. Support runs on email and phone, which means an email or a phone call rather than a live chat window or a written help centre. For readers who want guidance on their own schedule, that is the part of the setup to test before funding, since phone lines and inboxes suit different habits.

How WH SelfInvest compares

Frequently asked questions

Does WH SelfInvest charge an account fee?+

The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.

What does it cost to buy a stock?+

A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.

What can I trade on a single account?+

The market list runs to stocks, etfs and forex, so shares, ETFs, forex, CFDs, options, futures and bonds all sit in the same account. Crypto is not on that list, and CFI is the alternative here that covers stocks, etfs and forex if digital assets are the priority.

Which platforms and apps can I use?+

NanoTrader, TradingView and Trader Workstation are the ways in, so the same account can run on a desktop terminal or on mobile apps depending on where you trade. demo account, fractional shares and copy trading also includes a demo account, fractional shares and copy trading, which gives room to rehearse a trade before committing money.

How do I get help if something goes wrong?+

Support runs on email and phone, so an email or a phone call is the route to a person. A live chat window and a help centre are not in that list, so anyone who relies on written answers on their own schedule should weigh that before opening an account.

Where is the company based?+

The headquarters is in Luxembourg, so the firm is a European operation rather than a UK desk. Support from the same base runs on email and phone, meaning email and phone, so readers used to a UK contact team should check hours and languages before funding.

How risky is trading here?+

The share of retail accounts that lose money is 76%, above the typical level of 70.15% across the brokers on our data. The leveraged side of stocks, etfs and forex, meaning CFDs, options and futures, is where that figure bites hardest, so position sizes matter more than fee savings.

How does the cost compare with Vantage?+

On standing charges they are level, with an account fee of €0 here against $0 at Vantage and an inactivity fee of €0 on this side. The difference sits in the market list of stocks, etfs and forex and the platforms in NanoTrader, TradingView and Trader Workstation rather than in the yearly cost.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Minimum deposit, Regulators, Investor protection.

WH SelfInvest

WH SelfInvest

Investors who want stocks, forex, CFDs, options, futures and bonds in a single account with an account fee of €0.

9.3/10See alternatives