Updated September 29, 2026 · BrokerCue Editorial Team
Robinhood vs WH SelfInvest
Where Robinhood and WH SelfInvest differ
| Compare |  Robinhood |  WH SelfInvest |
|---|---|---|
| Stock trade fee | $0Lower | $1.90 |
| Account fee | $0 | €0 |
| Inactivity fee | $0 | €0 |
| Markets | Stocks, ETFs, Options, Futures, Crypto | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds |
| Platforms | Robinhood app, Robinhood Legend | NanoTrader, TradingView, Trader Workstation, Mobile Apps |
| Minimum deposit | $0 | Not confirmed |
| Regulators | Bank of Lithuania (LSC), LT BL, SIPC | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 76% |
| Margin rate | 3.95% | Not confirmed |
| Options contract fee | $0 | Not confirmed |
| Deposit and withdrawal fees | $100 outgoing transfer | Not confirmed |
| Account types | IRA, Roth IRA, Joint | Not confirmed |
| Maximum retail leverage | 10X | Not confirmed |
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Key differences
- Robinhood scores higher overall: 9.4 vs 9.3.
- Stock trade fee is lower at Robinhood: $0 vs $1.90.
- Markets: only Robinhood offers Crypto.
- Markets: only WH SelfInvest offers Forex, CFDs, Bonds.
- Platforms: only Robinhood offers Robinhood app, Robinhood Legend.
- Platforms: only WH SelfInvest offers NanoTrader, TradingView, Trader Workstation.
- Features: only Robinhood offers Crypto, Options, Futures.
- Features: only WH SelfInvest offers Demo account, Copy trading.
Our verdict on each
Robinhood
Robinhood suits first-time investors and small, regular investors who want nothing charged for holding or trading. It is the cheapest way in on our data, with a minimum deposit of $0, no account fee and no inactivity charge, under the Bank of Lithuania and SIPC.
WH SelfInvest
WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.
Score breakdown
| Area | Robinhood | WH SelfInvest |
|---|---|---|
| Cost | 9.6HigherStock trades cost $0, options contracts $0, the account fee is $0 and inactivity is $0. | 9.1The standing fees are flat, at €0 and €0, while the dealing charge of $1.90 a trade pulls the score down. |
| Offer | 9.3 | 9.5Higher |
| Trust | 9.3 | Not confirmed |
What we checked
Robinhood
- finder.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- mymillennialguide.com: 4 facts, checked September 26, 2026
- financer.com: 2 facts, checked September 26, 2026
- robinhood.com: 1 fact, checked September 26, 2026
WH SelfInvest
- whselfinvest.com: 9 facts, checked September 26, 2026
How they place
| Ranking | Robinhood | WH SelfInvest |
|---|---|---|
| Stock and ETF brokers | 14 of 471 | 86 of 471 |
| Options trading platforms | 1 of 103 | 28 of 103 |
| Futures trading platforms | 3 of 82 | 22 of 82 |
Every fact side by side
| Fact | Robinhood | WH SelfInvest |
|---|---|---|
| Features | Crypto, Fractional shares, Options, Futures, Mobile app | Demo account, Fractional shares, Copy trading, Mobile app |
| Pricing model | Commission free, Low fees | Not confirmed |
| Audience | Beginners, Day traders | Not confirmed |
| Legal entity | Robinhood Europe UAB | Not confirmed |
| Headquarters | Lithuania | Luxembourg |
| Founded | 2013 | Not confirmed |
| Support channels | Not confirmed | Email, Phone |
Where each stands against the rest
| Fact | Robinhood | WH SelfInvest | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $1.90highest quarter | $0 |
| Retail accounts that lose money | Not confirmed | 76%highest quarter | 72.05% |
| Margin rate | 3.95%lowest quarter | Not confirmed | 8.75% |
| Options contract fee | $0lowest quarter | Not confirmed | $0.625 |
Median across 134 listed brokers.
Pros and cons
Robinhood
Pros
- Nothing to pay to open or hold an account, with an account fee of $0 and an inactivity fee of $0
- Trading a share costs $0, so a small first order is not eaten by commission
- You can start with a deposit of $0, lower than most brands on our data
Cons
- Leverage is available at 10X, which magnifies losses as well as gains
- Outgoing transfers carry a charge of $100 outgoing transfer
- Margin borrowing is priced at a margin rate of 3.95%, so interest adds to your cost
WH SelfInvest
Pros
- The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
- A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
- The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
Cons
- Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
- That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
- Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
Who each suits
Robinhood
Who it suits
- Beginners opening a first account with a small deposit
- Day-traders working in options, futures and crypto on mobile
- Retirement investors using an IRA, Roth IRA or joint account
Who should look elsewhere
- Vantage if a flat minimum deposit of $5 suits you better
- CFI if you want forex and CFDs alongside shares, since its markets cover stocks, etfs and forex
- eToro if social copy trading matters more than options and futures
WH SelfInvest
Who it suits
- Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
- People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
- Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.
Who should look elsewhere
- Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
- Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.
Questions about each
Robinhood
What does it cost to trade shares on Robinhood?+
Trading a share costs $0, and an options contract costs $0. There is also an account fee of $0 and an inactivity fee of $0, so nothing is taken for simply holding the account open. Borrowing on margin is charged at a margin rate of 3.95%, which is the main running cost if you use leverage.
Is there a minimum deposit to open a Robinhood account?+
The minimum deposit is $0, so you can open an account and place a small first order without funding a large balance. It is worth comparing that with the deposits other brands ask for before you commit, since the figure varies widely across the market. Outgoing transfers are charged at $100 outgoing transfer, so factor that in if you plan to move money out early.
WH SelfInvest
Does WH SelfInvest charge an account fee?+
The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.
What does it cost to buy a stock?+
A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.
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