Updated September 29, 2026 · BrokerCue Editorial Team
growney vs IC Markets
growney vs IC Markets: the differences
| Compare |  growney | IC Markets ReviewSee alternativesSee alternatives |
|---|---|---|
| Markets | ETFs, Funds | Stocks, Forex, CFDs, Futures, Crypto, Bonds |
| Regulators | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank | SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Deposit and withdrawal fees | Tages- und Festgeld kostenlos | No internal deposit fees |
| Minimum deposit | Not confirmed | $200 |
| Inactivity fee | Not confirmed | $0 |
| Platforms | Not confirmed | MetaTrader 4, MetaTrader 5, CTrader, TradingView, WebTrader, IC Social |
| Account types | Joint, Corporate | Not confirmed |
| Interest on cash | 2.25% | Not confirmed |
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Key differences
- growney scores higher overall: 9.3 vs 9.0.
- Regulators: only growney offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank.
- Regulators: only IC Markets offers SIPC.
- Markets: only growney offers ETFs, Funds.
- Markets: only IC Markets offers Stocks, Forex, CFDs.
- Audience: only growney offers Beginners.
- Audience: only IC Markets offers Experienced, Day traders.
Our verdict on each
growney
growney suits beginners in Germany who want savings and a managed portfolio under one roof, with joint and corporate accounts offered alongside ETF, ESG and cash portfolios. Entry starts at €25, and cash is offered at 2.25%, so a saver can begin small.
IC Markets
IC Markets suits experienced day-traders who want a wide market list and no account fee, and it is a weaker fit if you want to start small. The minimum deposit of $200 is the number most readers will notice, while the inactivity fee of $0 takes that worry away.
Score breakdown
| Area | growney | IC Markets |
|---|---|---|
| Cost | 8.9Management fee of 0.38% to 0.68% a year against a robo-advisor median of 0.35%, with deposits and withdrawals free. | 8.9Minimum deposit of $200 sits above the site median of €4.64, while the inactivity fee is $0. |
| Offer | 9.6 | 9.8Higher |
| Trust | 9.4Higher | 8.6 |
Where these facts come from
growney
- growney.de: 11 facts, checked September 26, 2026
IC Markets
- ic.com: 5 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
- hercules-finance.com: 2 facts, checked September 26, 2026
- fxranking.com: 1 fact, checked September 26, 2026
How they place
| Ranking | growney | IC Markets |
|---|---|---|
| Stock and ETF brokers | 70 of 471 | 140 of 471 |
Every fact side by side
| Fact | growney | IC Markets |
|---|---|---|
| Features | Not confirmed | Demo account, Copy trading, Mobile app |
| Pricing model | Not confirmed | Low fees |
| Audience | Beginners | Experienced, Day traders |
| Legal entity | growney GmbH | RB INTERNATIONAL MARKETS (USA) LLC |
| Headquarters | Germany | Not confirmed |
| Founded | 2014 | Not confirmed |
| Support channels | Phone, Chat, Email, Help centre | Not confirmed |
Where each stands against the rest
| Fact | growney | IC Markets | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $200highest quarter | $25 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Interest on cash | 2.25%below the median | Not confirmed | 3% |
Median across 136 listed brokers.
Pros and cons
growney
Pros
- Day and fixed-term deposits carry no deposit or withdrawal charge.
- German supervision through BaFin and the Deutsche Bundesbank, with protection at EU ICS up to EUR 20,000.
- Help runs on phone, chat and email, so a first-time investor has several routes to an answer.
Cons
- The management fee of 0.38% to 0.68% a year is the main ongoing cost, sitting above providers charging 0%.
- Instruments run to etfs and funds, so there is no direct share dealing here.
- Account types are limited to joint and corporate.
IC Markets
Pros
- The inactivity fee is $0, and the brand ranks at 1 of 56 brands on that measure.
- Deposit and withdrawal carry no internal fees, so moving money in and out does not add to the cost of a trade.
- You can trade stocks, forex, contracts for differences, futures, crypto and bonds from one account, which is a wider list than eToro's stocks, etfs and forex.
Cons
- The minimum deposit of $200 sits above the site median of €4.64, so the account is less accessible than CFI, where the minimum deposit is $0.
- The brand ranks at 172 of 213 brands on minimum deposit, which puts the entry cost near the expensive end of the list.
- The stated audience is experienced traders and day-traders, so a first-time investor gets less hand-holding than the low-fees brands on the site.
Who each suits
growney
Who it suits
- Beginners in Germany who want savings and a managed portfolio without choosing holdings themselves.
- Couples and companies, since joint and corporate accounts are supported.
- Anyone who wants day and fixed-term deposits alongside an invested plan.
Who should look elsewhere
- Not eToro, which charges 0% in management fees and suits people who place trades themselves.
- Not Axos Invest, whose minimum starts at $100 against €25 here.
- Not Vivid Standard, where plans run at 0.5% to 1.5% a year against 0.38% to 0.68% here.
IC Markets
Who it suits
- Experienced day-traders trading forex, contracts for differences, futures and crypto through a single account
- Anyone who trades on several platforms and wants MetaTrader, cTrader, TradingView and a web platform side by side
- Traders who want to hold an account open without paying an inactivity fee
Who should look elsewhere
- First-time investors who want a guided, beginner-led platform, where eToro suits better
- Anyone starting with a small amount, since Vantage opens at a minimum deposit of $5 against $200 here
- Long-term investors building a portfolio of funds or exchange-traded products, which eToro covers with its wider stocks, etfs and forex
Country by country
| Country | growney | IC Markets |
|---|---|---|
| Germany | Yes | No |
Questions about each
growney
What does growney charge to manage my money?+
growney takes a management fee of 0.38% to 0.68% a year on the portfolio it runs. That is the main ongoing cost, and it sits in the middle of the robo-advisor range, where the upper quartile reaches 0.6%. Day and fixed-term deposits add no deposit or withdrawal charge.
How much do I need to start with growney?+
The minimum investment is €25, below the robo-advisor median of €60.06. A low entry suits a beginner trying a managed approach, and it makes it easy to hold a small portfolio while the rest of the money sits in savings.
IC Markets
What is the minimum deposit to open an IC Markets account?+
The minimum deposit is $200. Set that against the site median of €4.64 to see where the entry point sits, and remember this money is committed before any trade is placed. Readers starting small may prefer a lower floor elsewhere.
Is there an inactivity fee at IC Markets?+
The inactivity fee is $0, so an account can sit open without a charge for being dormant. The brand ranks at 1 of 56 brands on that measure, which makes it one of the strongest results in our data for holding costs.
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