Updated September 28, 2026 · BrokerCue Editorial Team
growney vs Titan
Where growney and Titan differ
| Compare |  growney |  Titan |
|---|---|---|
| Management fee | 0.38% to 0.68%Lower | 0.4% |
| Minimum investment | €25 | $500 |
| Regulators | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank | Securities and Exchange Commission (SEC) |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Portfolio types | ETF, ESG, Cash | Cash, Crypto |
| Account types | Joint, Corporate | Not confirmed |
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Key differences
- growney scores higher overall: 9.3 vs 8.5.
- Regulators: only growney offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank.
- Regulators: only Titan offers Securities and Exchange Commission (SEC).
- Founded is lower at growney: 2014 vs 2017.
- Management fee is lower at growney: 0.38% to 0.68% vs 0.4%.
- Portfolio types: only growney offers ETF, ESG.
- Portfolio types: only Titan offers Crypto.
- Support channels: only growney offers Phone, Chat, Email.
Our verdict on each
growney
growney suits beginners in Germany who want savings and a managed portfolio under one roof, with joint and corporate accounts offered alongside ETF, ESG and cash portfolios. Entry starts at €25, and cash is offered at 2.25%, so a saver can begin small.
Titan
Titan is a US robo-advisor for investors who want a portfolio run for them, with a single management fee of 0.4% across holdings in stocks, etfs and bonds. The trade-off is entry size: a minimum investment of $500 keeps small savers out, though the money sits under SIPC up to USD 500,000.
Score breakdown
| Area | growney | Titan |
|---|---|---|
| Cost | 8.9HigherManagement fee of 0.38% to 0.68% a year against a robo-advisor median of 0.35%, with deposits and withdrawals free. | 8.3Management fee of 0.4% matches the site median of 0.4%; minimum investment of $500 sits above €25. |
| Offer | 9.6Higher | 8.8 |
| Trust | 9.4Higher | 8.5 |
What it costs in practice
10,000 invested for a year
growney
38 to 68
0.38% to 0.68% of 10,000
Titan
40
0.4% of 10,000
growney comes out 2 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where they rank in our lists
| Ranking | growney | Titan |
|---|---|---|
| Stock and ETF brokers | 70 of 471 | 215 of 471 |
| Robo-advisors | 18 of 151 | 94 of 151 |
Where each is licensed and available
| Country | growney | Titan |
|---|---|---|
| Germany | Not confirmed | |
| United States | Not confirmed |
Additional countries for growney: 1. Additional countries for Titan: 1.
What we checked
growney
- growney.de: 10 facts, checked September 26, 2026
Titan
- titan.com: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | growney | Titan |
|---|---|---|
| Legal entity | growney GmbH | Titan Global Capital Management USA LLC |
| Headquarters | Germany | United States |
| Founded | 2014Lower | 2017 |
| Support channels | Phone, Chat, Email, Help centreCovers more | Help centre |
Brokers
| Fact | growney | Titan |
|---|---|---|
| Minimum deposit | Not confirmed | $500 |
| Markets | ETFs, Funds | Stocks, ETFs, Bonds, Crypto, FundsCovers more |
| Features | Not confirmed | Crypto, Mobile app |
| Pricing model | Not confirmed | Low fees |
| Audience | Beginners | Not confirmed |
| Deposit and withdrawal fees | Tages- und Festgeld kostenlos | Not confirmed |
| Platforms | Not confirmed | Web, Mobile app |
| Interest on cash | 2.25% | Not confirmed |
Where each stands against the rest
| Fact | growney | Titan | Median |
|---|---|---|---|
| Management fee | 0.38% to 0.68%above the median | 0.4%above the median | 0.345 |
Median across 86 listed brokers.
Pros and cons
growney
Pros
- Day and fixed-term deposits carry no deposit or withdrawal charge.
- German supervision through BaFin and the Deutsche Bundesbank, with protection at EU ICS up to EUR 20,000.
- Help runs on phone, chat and email, so a first-time investor has several routes to an answer.
Cons
- The management fee of 0.38% to 0.68% a year is the main ongoing cost, sitting above providers charging 0%.
- Instruments run to etfs and funds, so there is no direct share dealing here.
- Account types are limited to joint and corporate.
Titan
Pros
- A single management fee of 0.4% covers the managed portfolio, so the running cost is easy to forecast.
- Regulated in the US by the Securities and Exchange Commission, with holdings under SIPC up to USD 500,000.
- Holdings span stocks, etfs and bonds, so crypto sits alongside the usual assets rather than needing a second provider.
Cons
- Minimum investment of $500 and minimum deposit of $500 sit well above the site median of €25.
- Support runs on help centre only, so there is no direct phone or email line for questions.
- Portfolio choice is narrow, limited to cash and crypto.
Who each suits
growney
Who it suits
- Beginners in Germany who want savings and a managed portfolio without choosing holdings themselves.
- Couples and companies, since joint and corporate accounts are supported.
- Anyone who wants day and fixed-term deposits alongside an invested plan.
Who should look elsewhere
- Not eToro, which charges 0% in management fees and suits people who place trades themselves.
- Not Axos Invest, whose minimum starts at $100 against €25 here.
- Not Vivid Standard, where plans run at 0.5% to 1.5% a year against 0.38% to 0.68% here.
Titan
Who it suits
- US investors who want a robo-managed portfolio and not to monitor it day to day.
- Savers who can start from $500 and hand the decisions to a manager.
- Investors comfortable with a cash sleeve alongside crypto.
Who should look elsewhere
- Small savers: CFI takes a minimum deposit of $0, against $500 here.
- Direct traders: eToro covers stocks, etfs and forex, wider than stocks, etfs and bonds.
- Small-account traders: Vantage asks $5 to get going.
Country by country
| Country | growney | Titan |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
growney
What does growney charge to manage my money?+
growney takes a management fee of 0.38% to 0.68% a year on the portfolio it runs. That is the main ongoing cost, and it sits in the middle of the robo-advisor range, where the upper quartile reaches 0.6%. Day and fixed-term deposits add no deposit or withdrawal charge.
How much do I need to start with growney?+
The minimum investment is €25, below the robo-advisor median of €60.06. A low entry suits a beginner trying a managed approach, and it makes it easy to hold a small portfolio while the rest of the money sits in savings.
Titan
What does Titan charge?+
The running cost is a management fee of 0.4% on the portfolio, the same as the site median of 0.4%. Because the account is managed for you, that fee is the line to compare rather than a price per trade.
Is Titan regulated and is my money protected?+
Titan Global Capital Management USA LLC is registered with the Securities and Exchange Commission in the US, and holdings sit under SIPC up to USD 500,000. That cover is a limit on broker failure, not a guarantee on what an account earns.