Updated September 29, 2026 · BrokerCue Editorial Team
IC Markets vs Mintos
Where IC Markets and Mintos differ
| Compare | IC Markets ReviewSee alternativesSee alternatives |  Mintos |
|---|---|---|
| Minimum deposit | $200 | €50 |
| Inactivity fee | $0 | €4.90 |
| Markets | Stocks, Forex, CFDs, Futures, Crypto, Bonds | Bonds, ETFs, Crypto |
| Regulators | SIPC | Latvijas Banka, LV LV |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | No internal deposit fees | Free bank transfer withdrawal; 2% card deposits |
| Platforms | MetaTrader 4, MetaTrader 5, CTrader, TradingView, WebTrader, IC Social | Web, iOS, Android |
| Account fee | Not confirmed | €0 |
| Currency conversion fee | Not confirmed | 0.5% |
| Interest on cash | Not confirmed | 2.5% |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Regulators: only IC Markets offers SIPC.
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Markets: only IC Markets offers Stocks, Forex, CFDs.
- Markets: only Mintos offers ETFs.
- Platforms: only IC Markets offers MetaTrader 4, MetaTrader 5, CTrader.
- Platforms: only Mintos offers Web, iOS, Android.
- Features: only IC Markets offers Demo account, Copy trading.
- Features: only Mintos offers Crypto.
- Pricing model: only IC Markets offers Low fees.
- Pricing model: only Mintos offers Commission free.
Our verdict on each
IC Markets
IC Markets suits experienced day-traders who want a wide market list and no account fee, and it is a weaker fit if you want to start small. The minimum deposit of $200 is the number most readers will notice, while the inactivity fee of $0 takes that worry away.
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
Score breakdown
| Area | IC Markets | Mintos |
|---|---|---|
| Cost | 8.9Minimum deposit of $200 sits above the site median of €4.64, while the inactivity fee is $0. | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. |
| Offer | 9.8Higher | 9.2Minimum investment of €50, target return of 9.2% and a secondary market. |
| Trust | 8.6 | 9.0Higher |
Licences and countries
| Country | IC Markets | Mintos |
|---|---|---|
| Latvia | Not confirmed | LV_LV PSD_EMI LV_FCMC!723 |
| United States | SIPC SIPC member 71021 | Not confirmed |
Pick IC Markets if, pick Mintos if
Pick IC Markets if offer matter most.
Pick Mintos if trust matter most.
Where these facts come from
IC Markets
- ic.com: 5 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
- hercules-finance.com: 2 facts, checked September 26, 2026
- fxranking.com: 1 fact, checked September 26, 2026
Mintos
- mintos.com: 13 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- help.mintos.com: 1 fact, checked September 26, 2026
How they place
| Ranking | IC Markets | Mintos |
|---|---|---|
| Stock and ETF brokers | 140 of 471 | 9 of 471 |
Every fact side by side
| Fact | IC Markets | Mintos |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app | Crypto, Mobile app |
| Pricing model | Low fees | Commission free |
| Audience | Experienced, Day traders | Not confirmed |
| Legal entity | RB INTERNATIONAL MARKETS (USA) LLC | SIA Mintos Payments |
| Headquarters | Not confirmed | Latvia |
| Founded | Not confirmed | 2015 |
| Support channels | Not confirmed | Email, Help centre, Community |
P2P lending
| Fact | IC Markets | Mintos |
|---|---|---|
| Target return | Not confirmed | 9.2% |
| Minimum investment | Not confirmed | €50 |
| Secondary market | Not confirmed | Yes |
Where each stands against the rest
| Fact | IC Markets | Mintos | Median |
|---|---|---|---|
| Account fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
| Interest on cash | Not confirmed | 2.5%below the median | 3% |
Median across 52 listed brokers.
Pros and cons
IC Markets
Pros
- The inactivity fee is $0, and the brand ranks at 1 of 56 brands on that measure.
- Deposit and withdrawal carry no internal fees, so moving money in and out does not add to the cost of a trade.
- You can trade stocks, forex, contracts for differences, futures, crypto and bonds from one account, which is a wider list than eToro's stocks, etfs and forex.
Cons
- The minimum deposit of $200 sits above the site median of €4.64, so the account is less accessible than CFI, where the minimum deposit is $0.
- The brand ranks at 172 of 213 brands on minimum deposit, which puts the entry cost near the expensive end of the list.
- The stated audience is experienced traders and day-traders, so a first-time investor gets less hand-holding than the low-fees brands on the site.
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
Who each suits
IC Markets
Who it suits
- Experienced day-traders trading forex, contracts for differences, futures and crypto through a single account
- Anyone who trades on several platforms and wants MetaTrader, cTrader, TradingView and a web platform side by side
- Traders who want to hold an account open without paying an inactivity fee
Who should look elsewhere
- First-time investors who want a guided, beginner-led platform, where eToro suits better
- Anyone starting with a small amount, since Vantage opens at a minimum deposit of $5 against $200 here
- Long-term investors building a portfolio of funds or exchange-traded products, which eToro covers with its wider stocks, etfs and forex
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
Questions about each
IC Markets
What is the minimum deposit to open an IC Markets account?+
The minimum deposit is $200. Set that against the site median of €4.64 to see where the entry point sits, and remember this money is committed before any trade is placed. Readers starting small may prefer a lower floor elsewhere.
Is there an inactivity fee at IC Markets?+
The inactivity fee is $0, so an account can sit open without a charge for being dormant. The brand ranks at 1 of 56 brands on that measure, which makes it one of the strongest results in our data for holding costs.
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
Other options to compare
Other matchups
- Mintos vs Afranga
- Mintos vs Nectaro
- IC Markets vs Exness
- IC Markets vs Eightcap
- IC Markets vs Global Prime
- IC Markets vs Swissquote
- IC Markets vs iFOREX
- IC Markets vs FOREX.com
- IC Markets vs Capital.com
- IC Markets vs VT Markets
- IC Markets vs Deriv
- IC Markets vs OANDA
- IC Markets vs ATC Brokers
- IC Markets vs City Index
- IC Markets vs LiteFinance
- IC Markets vs RoboForex
- IC Markets vs Interactive Brokers
- IC Markets vs Octa
- IC Markets vs FXOpen
- Mintos vs ActivTrades
- IC Markets vs XTB
- IC Markets vs NAGA
- Mintos vs UNest
- Mintos vs Linxea
- Mintos vs bunq
- Mintos vs Bitpanda
- Mintos vs Robinhood
- IC Markets vs Kraken
- IC Markets vs EBC Financial Group
- IC Markets vs CapTrader
- IC Markets vs Traders Place