Updated October 13, 2026 · BrokerCue Editorial Team
growney vs Questrade
What sets them apart
| Compare |  growney |  Questrade |
|---|---|---|
| Management fee | 0.38% to 0.68% | 0.2% to 0.25%Lower |
| Minimum investment | €25 | CA$250 |
| Regulators | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank | SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Account types | Joint, Corporate | Not confirmed |
Same on both: Portfolio types (ETF, ESG, Cash).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Regulators: only growney offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank.
- Regulators: only Questrade offers SIPC.
- Founded is lower at Questrade: 1999 vs 2014.
- Management fee is lower at Questrade: 0.2% to 0.25% vs 0.38% to 0.68%.
Our verdict on each
growney
growney suits beginners in Germany who want savings and a managed portfolio under one roof, with joint and corporate accounts offered alongside ETF, ESG and cash portfolios. Entry starts at €25, and cash is offered at 2.25%, so a saver can begin small.
Questrade
Questrade centres on stocks, ETFs and options alongside fractional shares and several account types for self directed activity. It is a trading platform for people who want custom layouts, conditional orders and tailored insights with focused streaming data for active decision making.
Score breakdown
| Area | growney | Questrade |
|---|---|---|
| Cost | 8.9Management fee of 0.38% to 0.68% a year against a robo-advisor median of 0.35%, with deposits and withdrawals free. | Not confirmed |
| Offer | 9.6 | 9.9Higher |
| Trust | 9.4Higher | 9.0 |
Availability and regulation
| Country | growney | Questrade |
|---|---|---|
| Germany | Not confirmed | |
| United States | Not confirmed | SIPC SIPC member 67899 |
Additional countries for growney: 1. Additional countries for Questrade: 1.
Also worth a look
eToro has management fee at 0%, against 0.38% to 0.68% for growney and 0.2% to 0.25% for Questrade.
eToro reviewHow they place
| Ranking | growney | Questrade |
|---|---|---|
| Stock and ETF brokers | 70 of 471 | 414 of 471 |
| Robo-advisors | 18 of 151 | 137 of 151 |
Every fact side by side
| Fact | growney | Questrade |
|---|---|---|
| Legal entity | growney GmbH | QUESTRADE USA INC |
| Headquarters | Germany | Canada |
| Founded | 2014 | 1999Lower |
| Support channels | Phone, Chat, Email, Help centre | Email, Chat, Phone, Help centre |
Brokers
| Fact | growney | Questrade |
|---|---|---|
| Markets | ETFs, Funds | Not confirmed |
| Audience | Beginners | Not confirmed |
| Deposit and withdrawal fees | Tages- und Festgeld kostenlos | Not confirmed |
| Interest on cash | 2.25% | Not confirmed |
Where each stands against the rest
| Fact | growney | Questrade | Median |
|---|---|---|---|
| Management fee | 0.38% to 0.68%above the median | 0.2% to 0.25%below the median | 0.35 |
Median across 87 listed brokers.
Pros and cons
growney
Pros
- Day and fixed-term deposits carry no deposit or withdrawal charge.
- German supervision through BaFin and the Deutsche Bundesbank, with protection at EU ICS up to EUR 20,000.
- Help runs on phone, chat and email, so a first-time investor has several routes to an answer.
Cons
- The management fee of 0.38% to 0.68% a year is the main ongoing cost, sitting above providers charging 0%.
- Instruments run to etfs and funds, so there is no direct share dealing here.
- Account types are limited to joint and corporate.
Questrade
Pros
- Customisable active trading platform with advanced charts and automation rules
- Stocks, ETFs, fractional shares and equity and index options in one place
- Personalised news with real time Level 1 streaming data and snap quotes
Cons
- Pre-public share access is reserved for private wealth clients only
- Coverage centres on a limited set of listings rather than global markets
- Advanced customisation caters more to active traders than occasional investors
Who each suits
growney
Who it suits
- Beginners in Germany who want savings and a managed portfolio without choosing holdings themselves.
- Couples and companies, since joint and corporate accounts are supported.
- Anyone who wants day and fixed-term deposits alongside an invested plan.
Who should look elsewhere
- Not eToro, which charges 0% in management fees and suits people who place trades themselves.
- Not Axos Invest, whose minimum starts at $100 against €25 here.
- Not Vivid Standard, where plans run at 0.5% to 1.5% a year against 0.38% to 0.68% here.
Questrade
Who it suits
- Investors focused on stocks, ETFs and options trading
- Traders who like charts, rules based orders and tailored insights
- People wanting shares with the option of fractional positions
Who should look elsewhere
- Investors seeking broader international market coverage outside the supported listings
Country by country
| Country | growney | Questrade |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
growney
What does growney charge to manage my money?+
growney takes a management fee of 0.38% to 0.68% a year on the portfolio it runs. That is the main ongoing cost, and it sits in the middle of the robo-advisor range, where the upper quartile reaches 0.6%. Day and fixed-term deposits add no deposit or withdrawal charge.
How much do I need to start with growney?+
The minimum investment is €25, below the robo-advisor median of €60.06. A low entry suits a beginner trying a managed approach, and it makes it easy to hold a small portfolio while the rest of the money sits in savings.
Questrade
Which products can I trade with Questrade?+
The range covers company shares for building a portfolio around preferred businesses alongside funds that track baskets of assets. You can also take smaller stakes through fractional dealing and use equity and index options for more tactical positions. Live pricing with streaming data supports timing across these instruments.
How does the trading platform work?+
The platform brings trading and investing together with custom layouts that adapt to different styles. Advanced charts, tailored insights and real time Level 1 streaming data with snap quotes support decisions. You can personalise views and follow market news linked to your interests.