Updated September 29, 2026 · BrokerCue Editorial Team

DKB (Deutsche Kreditbank) vs Fidelity

DKB (Deutsche Kreditbank) scores 9.0 and Fidelity 9.5 out of 10. Compare their differences and shared features below.
DKB (Deutsche Kreditbank)

DKB (Deutsche Kreditbank)

9.0/10
Fidelity

Fidelity

Higher score in this comparison

9.5/10

Where DKB (Deutsche Kreditbank) and Fidelity differ

DKB (Deutsche Kreditbank) vs Fidelity
CompareDKB (Deutsche Kreditbank)DKB (Deutsche Kreditbank)ReviewVisitVisitFidelityFidelityReviewSee alternativesSee alternatives
Stock trade fee€10$0
Account fee€0$0
MarketsStocks, ETFs, Bonds, Funds, CryptoStocks, ETFs, Options, Bonds, Funds, Futures, Forex
RegulatorsEuropean Central Bank, Bundesanstalt fuer FinanzdienstleistungsaufsichtSEC, FINRA, SIPC
Investor protectionEU ICS up to EUR 20,000SIPC up to USD 500,000
Account typesJointIRA, Roth IRA, JointCovers more
Minimum depositNot confirmed$0
Inactivity feeNot confirmed$0
Margin rateNot confirmed12.375%
Options contract feeNot confirmed$0.65
PlatformsWeb Banking, DKB AppNot confirmed

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Key differences

  • Fidelity scores higher overall: 9.5 vs 9.0.
  • Regulators: only DKB (Deutsche Kreditbank) offers European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht.
  • Regulators: only Fidelity offers SEC, FINRA, SIPC.
  • Markets: only DKB (Deutsche Kreditbank) offers Crypto.
  • Markets: only Fidelity offers Options, Futures, Forex.
  • Account types: only Fidelity offers IRA, Roth IRA.
  • Features: only Fidelity offers Fractional shares, Demo account, Options.

Our verdict on each

DKB (Deutsche Kreditbank)

DKB: Das kann Bank suits buy and hold investors seeking stocks alongside ETFs, bonds, funds and crypto inside familiar banking with joint accounts and mobile access. Account upkeep stays at €0 while dealing costs sit at €10 under German banking supervision with defined investor cover.

Read the full DKB (Deutsche Kreditbank) review

Fidelity

Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.

Read the full Fidelity review

Score breakdown

DKB (Deutsche Kreditbank) vs Fidelity
AreaDKB (Deutsche Kreditbank)Fidelity
Cost8.6Account upkeep at €0 helps holding, while dealing at €10 adds cost.9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee.
Offer8.6Market mix across stocks, ETFs and bonds with access via Web Banking and DKB App shapes everyday use.9.5Higher
Trust9.5German banking supervision plus cover at EU ICS up to EUR 20,000 supports confidence.9.8Higher

Feature by feature

DKB (Deutsche Kreditbank) vs Fidelity
MarketsDKB (Deutsche Kreditbank)Fidelity
StocksYesYes
ETFsYesYes
ForexNoYes
OptionsNoYes
FuturesNoYes
CryptoYesNo
BondsYesYes
FundsYesYes
DKB (Deutsche Kreditbank) vs Fidelity
Account typesDKB (Deutsche Kreditbank)Fidelity
IRANoYes
Roth IRANoYes
JointYesYes

Where each is licensed and available

DKB (Deutsche Kreditbank) vs Fidelity
CountryDKB (Deutsche Kreditbank)Fidelity
United StatesNot confirmed
SIPC SIPC member 23292

Where they rank in our lists

DKB (Deutsche Kreditbank) vs Fidelity
RankingDKB (Deutsche Kreditbank)Fidelity
Stock and ETF brokers2 of 47449 of 474
Investment platforms and apps1 of 9114 of 91

Sources behind this comparison

DKB (Deutsche Kreditbank)

  • dkb.de: 8 facts, checked September 29, 2026

Fidelity

  • brokerage-review.com: 6 facts, checked September 26, 2026
  • editorialge.com: 5 facts, checked September 26, 2026
  • en.wikipedia.org: 4 facts, checked September 26, 2026
  • fidelity.com: 1 fact, checked September 26, 2026
  • sipc.org: 1 fact, checked September 26, 2026

Every fact side by side

DKB (Deutsche Kreditbank) vs Fidelity
FactDKB (Deutsche Kreditbank)Fidelity
FeaturesCrypto, Mobile appFractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more
Pricing modelNot confirmedCommission free
AudienceNot confirmedBeginners, Experienced
Legal entityNot confirmedFIDELITY BROKERAGE SERVICES LLC
HeadquartersNot confirmedUnited States
FoundedNot confirmed1946
Support channelsNot confirmedPhone, Community

Robo-advisors

DKB (Deutsche Kreditbank) vs Fidelity
FactDKB (Deutsche Kreditbank)Fidelity
Portfolio typesNot confirmedETF, ESG, Crypto

Where each stands against the rest

DKB (Deutsche Kreditbank) vs Fidelity
FactDKB (Deutsche Kreditbank)FidelityMedian
Minimum depositNot confirmed$0below the median$25
Inactivity feeNot confirmed$0at the median$0
Margin rateNot confirmed12.375%highest quarter8.75%
Options contract feeNot confirmed$0.65above the median$0.625

Median across 137 listed brokers.

Pros and cons

DKB (Deutsche Kreditbank)

Pros

  • Account upkeep at €0 keeps holding costs contained across market cycles
  • Market mix across stocks, ETFs and bonds spans stocks, ETFs, bonds, funds and crypto in the same place
  • Joint access through joint suits households managing shared long term portfolios

Cons

  • Dealing at €10 costs more than ActivTrades at $0 for regular stock orders
  • Dealing at €10 costs more than XTB at €0 for frequent equity activity
  • Support runs on help centre only, which gives fewer contact routes than broader rivals

Fidelity

Pros

  • Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
  • The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
  • Account types cover retirement and shared holdings: ira, roth ira and joint

Cons

  • Support runs on phone and community only, so that list carries no chat or email channel
  • Options contracts cost $0.65 each, the main charge where stock dealing is free
  • Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing

Who each suits

DKB (Deutsche Kreditbank)

Who it suits

  • Buy and hold investors building diversified portfolios across stocks, ETFs and bonds with limited trading
  • Households seeking shared oversight through joint with banking plus investing via Web Banking and DKB App

Who should look elsewhere

  • Active stock pickers seeking lower dealing than €10 may prefer XTB at €0
  • High frequency equity traders watching per order cost may prefer ActivTrades at $0

Fidelity

Who it suits

  • Retirement savers, since ira, roth ira and joint are all listed as account types
  • Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
  • Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows

Who should look elsewhere

  • Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
  • Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5

Current offers

DKB (Deutsche Kreditbank)

Current offer

  • Bonus

    Visa Kreditkarte: 30 EUR Bonus Aktion: 30 EUR

    Aktion bis 31.12.2026

    Source, checked September 26, 2026

Country by country

DKB (Deutsche Kreditbank) vs Fidelity
CountryDKB (Deutsche Kreditbank)Fidelity
United StatesNoYes

Questions about each

DKB (Deutsche Kreditbank)

What does DKB charge for stock dealing and account upkeep?+

Stock orders cost €10 per execution and account upkeep costs €0. Holding therefore stays light while dealing drives total cost, so infrequent orders suit this schedule better than very active dealing.

How is DKB supervised and what cover applies?+

Supervision comes through European Central Bank and Bundesanstalt fuer Finanzdienstleistungsaufsicht. Investor cover is stated as EU ICS up to EUR 20,000. Banking supervision plus defined cover helps readers judge where cash and securities sit.

Fidelity

What does it cost to trade stocks at Fidelity?+

Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.

Is there an inactivity fee if I stop trading?+

The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.

DKB (Deutsche Kreditbank)