Updated September 29, 2026 · BrokerCue Editorial Team
DKB (Deutsche Kreditbank) vs Fidelity
DKB (Deutsche Kreditbank)
Fidelity
Higher score in this comparison
Where DKB (Deutsche Kreditbank) and Fidelity differ
| Compare | ||
|---|---|---|
| Stock trade fee | €10 | $0 |
| Account fee | €0 | $0 |
| Markets | Stocks, ETFs, Bonds, Funds, Crypto | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex |
| Regulators | European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht | SEC, FINRA, SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Account types | Joint | IRA, Roth IRA, JointCovers more |
| Minimum deposit | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 12.375% |
| Options contract fee | Not confirmed | $0.65 |
| Platforms | Web Banking, DKB App | Not confirmed |
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.0.
- Regulators: only DKB (Deutsche Kreditbank) offers European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht.
- Regulators: only Fidelity offers SEC, FINRA, SIPC.
- Markets: only DKB (Deutsche Kreditbank) offers Crypto.
- Markets: only Fidelity offers Options, Futures, Forex.
- Account types: only Fidelity offers IRA, Roth IRA.
- Features: only Fidelity offers Fractional shares, Demo account, Options.
Our verdict on each
DKB (Deutsche Kreditbank)
DKB: Das kann Bank suits buy and hold investors seeking stocks alongside ETFs, bonds, funds and crypto inside familiar banking with joint accounts and mobile access. Account upkeep stays at €0 while dealing costs sit at €10 under German banking supervision with defined investor cover.
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Score breakdown
| Area | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| Cost | 8.6Account upkeep at €0 helps holding, while dealing at €10 adds cost. | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. |
| Offer | 8.6Market mix across stocks, ETFs and bonds with access via Web Banking and DKB App shapes everyday use. | 9.5Higher |
| Trust | 9.5German banking supervision plus cover at EU ICS up to EUR 20,000 supports confidence. | 9.8Higher |
Feature by feature
| Markets | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | No |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
| Account types | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| IRA | No | Yes |
| Roth IRA | No | Yes |
| Joint | Yes | Yes |
Where each is licensed and available
| Country | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| United States | Not confirmed | SIPC SIPC member 23292 |
Where they rank in our lists
| Ranking | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| Stock and ETF brokers | 2 of 474 | 49 of 474 |
| Investment platforms and apps | 1 of 91 | 14 of 91 |
Sources behind this comparison
DKB (Deutsche Kreditbank)
- dkb.de: 8 facts, checked September 29, 2026
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| Features | Crypto, Mobile app | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
| Legal entity | Not confirmed | FIDELITY BROKERAGE SERVICES LLC |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 1946 |
| Support channels | Not confirmed | Phone, Community |
Robo-advisors
| Fact | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| Portfolio types | Not confirmed | ETF, ESG, Crypto |
Where each stands against the rest
| Fact | DKB (Deutsche Kreditbank) | Fidelity | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $0below the median | $25 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Margin rate | Not confirmed | 12.375%highest quarter | 8.75% |
| Options contract fee | Not confirmed | $0.65above the median | $0.625 |
Median across 137 listed brokers.
Pros and cons
DKB (Deutsche Kreditbank)
Pros
- Account upkeep at €0 keeps holding costs contained across market cycles
- Market mix across stocks, ETFs and bonds spans stocks, ETFs, bonds, funds and crypto in the same place
- Joint access through joint suits households managing shared long term portfolios
Cons
- Dealing at €10 costs more than ActivTrades at $0 for regular stock orders
- Dealing at €10 costs more than XTB at €0 for frequent equity activity
- Support runs on help centre only, which gives fewer contact routes than broader rivals
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Who each suits
DKB (Deutsche Kreditbank)
Who it suits
- Buy and hold investors building diversified portfolios across stocks, ETFs and bonds with limited trading
- Households seeking shared oversight through joint with banking plus investing via Web Banking and DKB App
Who should look elsewhere
- Active stock pickers seeking lower dealing than €10 may prefer XTB at €0
- High frequency equity traders watching per order cost may prefer ActivTrades at $0
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Current offers
DKB (Deutsche Kreditbank)
Current offer
Bonus
Visa Kreditkarte: 30 EUR Bonus Aktion: 30 EUR
Aktion bis 31.12.2026
Source, checked September 26, 2026
Country by country
| Country | DKB (Deutsche Kreditbank) | Fidelity |
|---|---|---|
| United States | No | Yes |
Questions about each
DKB (Deutsche Kreditbank)
What does DKB charge for stock dealing and account upkeep?+
Stock orders cost €10 per execution and account upkeep costs €0. Holding therefore stays light while dealing drives total cost, so infrequent orders suit this schedule better than very active dealing.
How is DKB supervised and what cover applies?+
Supervision comes through European Central Bank and Bundesanstalt fuer Finanzdienstleistungsaufsicht. Investor cover is stated as EU ICS up to EUR 20,000. Banking supervision plus defined cover helps readers judge where cash and securities sit.
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
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DKB (Deutsche Kreditbank)
Fidelity