Updated September 29, 2026 · BrokerCue Editorial Team
Fidelity vs S Broker
Where Fidelity and S Broker differ
| Compare |  Fidelity |  S Broker |
|---|---|---|
| Stock trade fee | $0 | €0.95 |
| Account fee | $0 | €0 |
| Markets | Stocks, ETFs, Options, Bonds, Funds, Futures, ForexCovers more | Stocks, ETFs, Funds, Bonds, Options |
| Regulators | SEC, FINRA, SIPC | Bundesanstalt fuer Finanzdienstleistungsaufsicht, European Central Bank |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Minimum deposit | $0 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Margin rate | 12.375% | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
| Platforms | Not confirmed | Mobile App, Desktop, Profi Software |
| Account types | IRA, Roth IRA, Joint | Not confirmed |
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.3.
- Regulators: only Fidelity offers SEC, FINRA, SIPC.
- Regulators: only S Broker offers Bundesanstalt fuer Finanzdienstleistungsaufsicht, European Central Bank.
- Markets: only Fidelity offers Futures, Forex.
- Support channels: only Fidelity offers Community.
- Support channels: only S Broker offers Email, Help centre.
- Features: only Fidelity offers Fractional shares, Crypto, Options.
Our verdict on each
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
S Broker
S Broker keeps the running costs of a German brokerage account down, with an account fee of €0 and a stock trade fee of €0.95, and it is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht. It suits investors who want a single account for stocks, funds, bonds and options in a regulated German firm.
Score breakdown
| Area | Fidelity | S Broker |
|---|---|---|
| Cost | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. | 8.9Account fee of €0 ranks 1 of 138 on the site; stock trades at €0.95 sit above the site median. |
| Offer | 9.5Higher | 9.4 |
| Trust | 9.8Higher | 9.5 |
Licences and countries
| Country | Fidelity | S Broker |
|---|---|---|
| Germany | Not confirmed | |
| United States | SIPC SIPC member 23292 | Not confirmed |
Additional countries for Fidelity: 1. Additional countries for S Broker: 1.
Side by side, item by item
| Markets | Fidelity | S Broker |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| Options | Yes | Yes |
| Futures | Yes | No |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
How they place
| Ranking | Fidelity | S Broker |
|---|---|---|
| Stock and ETF brokers | 37 of 490 | 15 of 490 |
| Options trading platforms | 9 of 103 | 2 of 103 |
Every fact side by side
| Fact | Fidelity | S Broker |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more | Mobile app, Demo account |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners, Experienced | Not confirmed |
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | S Broker AG & Co. KG |
| Headquarters | United States | Germany |
| Founded | 1946 | Not confirmed |
| Support channels | Phone, Community | Email, Phone, Help centre |
Robo-advisors
| Fact | Fidelity | S Broker |
|---|---|---|
| Portfolio types | ETF, ESG, Crypto | Not confirmed |
Where each stands against the rest
| Fact | Fidelity | S Broker | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $10 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Margin rate | 12.375%highest quarter | Not confirmed | 8.79% |
| Options contract fee | $0.65above the median | Not confirmed | $0.59 |
Median across 99 listed brokers.
Pros and cons
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
S Broker
Pros
- An account fee of €0 and stock trades at €0.95 keep the running cost of the account low.
- Regulated in Germany by the Bundesanstalt fuer Finanzdienstleistungsaufsicht and the European Central Bank, with deposits covered by the EU investor compensation scheme.
- A single account covers stocks, etfs and funds.
Cons
- Stock trades cost €0.95 each, which adds up for anyone dealing often.
- The market list is stocks, etfs and funds, so forex, CFDs and crypto traders have to look elsewhere.
- Support runs on email, phone and help centre, with no live chat listed.
Who each suits
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
S Broker
Who it suits
- Investors who want stocks, ETFs, funds and bonds in a single account with an account fee of €0.
- German residents who want a supervised German firm and phone support as well as email.
- Options traders who also hold stocks, funds or bonds and want a single account for all of it.
Who should look elsewhere
- eToro, if a stock trade fee of $0 matters more than a German account with funds and bonds on the platform.
- CFI, if forex, CFDs and crypto matter, since its markets of stocks, etfs and forex reach well past stocks, etfs and funds.
- Anyone who wants live chat support, since support runs on email, phone and help centre only.
Country by country
| Country | Fidelity | S Broker |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
S Broker
What does S Broker charge for a stock trade and for the account?+
Stock trades cost €0.95 and the account fee is €0, so holding the account costs nothing. Across the site the median stock trade fee is €0, which leaves S Broker a little dearer than the cheapest stock platforms but with no account charge to set against it.
Who regulates S Broker and what happens to the money in the account?+
The legal entity is S Broker AG & Co. KG, supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht and the European Central Bank. Deposits sit under the EU investor compensation scheme, so a firm failure is covered within that scheme's stated limits rather than by the broker itself.
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