Updated September 29, 2026 · BrokerCue Editorial Team
EBC Financial Group vs Fidelity
EBC Financial Group vs Fidelity: the differences
| Compare |  EBC Financial Group |  Fidelity |
|---|---|---|
| Minimum deposit | $50 | $0Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex |
| Regulators | Financial Conduct Authority | SEC, FINRA, SIPC |
| Investor protection | FSCS up to GBP 85,000 | SIPC up to USD 500,000 |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 12.375% |
| Options contract fee | Not confirmed | $0.65 |
| Platforms | MT4, MT5, EBC mobile app | Not confirmed |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
| Maximum retail leverage | 1:500 | Not confirmed |
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.0.
- Regulators: only EBC Financial Group offers Financial Conduct Authority.
- Regulators: only Fidelity offers SEC, FINRA, SIPC.
- Founded is lower at Fidelity: 1946 vs 1994.
- Minimum deposit is lower at Fidelity: $0 vs $50.
- Markets: only EBC Financial Group offers CFDs, Crypto.
- Markets: only Fidelity offers Options, Bonds, Funds.
- Features: only EBC Financial Group offers Copy trading.
- Features: only Fidelity offers Fractional shares, Crypto, Options.
Our verdict on each
EBC Financial Group
EBC Financial Group suits UK traders who want a single account covering forex, CFDs, stocks, ETFs and crypto, held with a firm authorised by the Financial Conduct Authority.
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Score breakdown
| Area | EBC Financial Group | Fidelity |
|---|---|---|
| Cost | 8.7Entry amount of $50 against $0 at CFI and $5 at Vantage, with retail leverage up to 1:500. | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. |
| Offer | 9.4 | 9.5Higher |
| Trust | 9.1 | 9.8Higher |
Where each is licensed and available
| Country | EBC Financial Group | Fidelity |
|---|---|---|
| United Kingdom | Financial Conduct Authority 927552 | Not confirmed |
| United States | Not confirmed | SIPC SIPC member 23292 |
What each covers
| Markets | EBC Financial Group | Fidelity |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | No |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | No |
| Bonds | No | Yes |
| Funds | No | Yes |
Where they rank in our lists
| Ranking | EBC Financial Group | Fidelity |
|---|---|---|
| Stock and ETF brokers | 16 of 490 | 37 of 490 |
| Forex brokers | 6 of 147 | 14 of 147 |
| Low-spread forex brokers | 6 of 145 | 12 of 145 |
What we checked
EBC Financial Group
- ebcfin.co.uk: 4 facts, checked September 26, 2026
- wikifx.com: 3 facts, checked September 26, 2026
- fastbull.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | EBC Financial Group | Fidelity |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app | Fractional shares, Demo account, Mobile app, Crypto, Options, Futures |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
| Legal entity | EBC Financial Group (UK) Ltd | FIDELITY BROKERAGE SERVICES LLC |
| Headquarters | United Kingdom | United States |
| Founded | 1994 | 1946Lower |
| Support channels | Not confirmed | Phone, Community |
Robo-advisors
| Fact | EBC Financial Group | Fidelity |
|---|---|---|
| Portfolio types | Not confirmed | ETF, ESG, Crypto |
Where each stands against the rest
| Fact | EBC Financial Group | Fidelity | Median |
|---|---|---|---|
| Minimum deposit | $50above the median | $0below the median | $10 |
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Margin rate | Not confirmed | 12.375%highest quarter | 8.79% |
| Options contract fee | Not confirmed | $0.65above the median | $0.59 |
Median across 99 listed brokers.
Pros and cons
EBC Financial Group
Pros
- Regulated by the Financial Conduct Authority under licence 927552
- One account covers stocks, etfs and forex without needing a second firm
- Platforms in MT4, MT5 and EBC mobile app cover both MetaTrader terminals plus the EBC mobile app
Cons
- Retail leverage runs to 1:500, so a modest balance can be lost quickly
- The entry amount of $50 is above $0 at CFI and $5 at Vantage
- Bonds, funds and futures are not among its stocks, etfs and forex
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Who each suits
EBC Financial Group
Who it suits
- UK residents who want an account with a firm authorised by the Financial Conduct Authority
- Traders who want forex, CFDs and crypto handled in the same place
- Copy trading users, since demo account, copy trading and mobile app lists it
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want a smaller starting balance
- Vantage, at $5, is another option for a lighter entry
- eToro, whose markets reach stocks, etfs and forex, for anyone also wanting bonds, funds or futures
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Country by country
| Country | EBC Financial Group | Fidelity |
|---|---|---|
| United States | No | Yes |
Questions about each
EBC Financial Group
How much do I need to deposit to start?+
The minimum deposit is $50. For comparison, CFI lists $0 and Vantage lists $5, and the median minimum deposit across brands on the site is €4.64. That sits at the higher end of the field, so check it against the balance you intend to hold.
Is my money protected if something goes wrong?+
Yes. EBC Financial Group is regulated by the Financial Conduct Authority and holds licence 927552. Eligible deposits are covered to the limit stated in the FSCS up to GBP 85,000 scheme, and that protection sits with the regulated entity rather than the brand name.
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
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