Updated September 29, 2026 · BrokerCue Editorial Team
DKB (Deutsche Kreditbank) vs Kraken
What sets them apart
| Compare |  DKB (Deutsche Kreditbank) |  Kraken |
|---|---|---|
| Stock trade fee | €10 | $0 |
| Markets | Stocks, ETFs, Bonds, Funds, Crypto | Stocks, ETFs, Forex, Crypto, Futures |
| Regulators | European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht | Central Bank of Ireland, Cyprus Securities and Exchange Commission, Financial Conduct Authority, Financial Crimes Enforcement Network, Central Bank of Ireland (CBI) |
| Platforms | Web Banking, DKB App | Kraken App, Kraken Pro, Kraken Desktop, Kraken Wallet |
| Minimum deposit | Not confirmed | $1 |
| Account fee | €0 | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free bank deposits, card 3.75% + 0.25 |
| Account types | Joint | Not confirmed |
| Maximum retail leverage | Not confirmed | Up to 10x |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Kraken scores higher overall: 9.2 vs 9.0.
- Regulators: only DKB (Deutsche Kreditbank) offers European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht.
- Regulators: only Kraken offers Central Bank of Ireland, Cyprus Securities and Exchange Commission, Financial Conduct Authority.
- Markets: only DKB (Deutsche Kreditbank) offers Bonds, Funds.
- Markets: only Kraken offers Forex, Futures.
- Platforms: only DKB (Deutsche Kreditbank) offers Web Banking, DKB App.
- Platforms: only Kraken offers Kraken App, Kraken Pro, Kraken Desktop.
Our verdict on each
DKB (Deutsche Kreditbank)
DKB: Das kann Bank suits buy and hold investors seeking stocks alongside ETFs, bonds, funds and crypto inside familiar banking with joint accounts and mobile access. Account upkeep stays at €0 while dealing costs sit at €10 under German banking supervision with defined investor cover.
Kraken
Kraken suits beginners and experienced investors who want stocks, ETFs and crypto together through app and desktop access. Stock dealing is priced at $0 with entry at $1 and funding terms shown as Free bank deposits, card 3.75% + 0.25 for cost planning across small balance accounts.
Score breakdown
| Area | DKB (Deutsche Kreditbank) | Kraken |
|---|---|---|
| Cost | 8.6Account upkeep at €0 helps holding, while dealing at €10 adds cost. | 9.3HigherStock dealing is priced at $0 with entry at $1. |
| Offer | 8.6Market mix across stocks, ETFs and bonds with access via Web Banking and DKB App shapes everyday use. | 9.0HigherCoverage spans stocks, ETFs and forex accessed through Kraken App, Kraken Pro and Kraken Desktop. |
| Trust | 9.5HigherGerman banking supervision plus cover at EU ICS up to EUR 20,000 supports confidence. | 9.3Registers cite 1010381 and 31000270997766. |
What each covers
| Markets | DKB (Deutsche Kreditbank) | Kraken |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
Where they rank in our lists
| Ranking | DKB (Deutsche Kreditbank) | Kraken |
|---|---|---|
| Stock and ETF brokers | 2 of 471 | 16 of 471 |
Where each is licensed and available
| Country | DKB (Deutsche Kreditbank) | Kraken |
|---|---|---|
| Ireland | Not confirmed | Central Bank of Ireland (CBI) MiCA CASP 9845003D98SCC2851458 IE_CBI PSD_EMI IE_CBI!C453020 |
| United States | Not confirmed | SIPC SIPC member 71030 |
What we checked
DKB (Deutsche Kreditbank)
- dkb.de: 8 facts, checked September 29, 2026
Kraken
- kraken.com: 9 facts, checked September 28, 2026
- support.kraken.com: 2 facts, checked September 28, 2026
Every fact side by side
| Fact | DKB (Deutsche Kreditbank) | Kraken |
|---|---|---|
| Features | Crypto, Mobile app | Crypto, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
Where each stands against the rest
| Fact | DKB (Deutsche Kreditbank) | Kraken | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $1below the median | $25 |
| Account fee | €0at the median | Not confirmed | €0 |
Median across 134 listed brokers.
Pros and cons
DKB (Deutsche Kreditbank)
Pros
- Account upkeep at €0 keeps holding costs contained across market cycles
- Market mix across stocks, ETFs and bonds spans stocks, ETFs, bonds, funds and crypto in the same place
- Joint access through joint suits households managing shared long term portfolios
Cons
- Dealing at €10 costs more than ActivTrades at $0 for regular stock orders
- Dealing at €10 costs more than XTB at €0 for frequent equity activity
- Support runs on help centre only, which gives fewer contact routes than broader rivals
Kraken
Pros
- Stock trades priced at $0 within a model shown as commission free.
- Entry at $1, below $50 at eToro for smaller starting balances.
- Coverage spans stocks, ETFs and forex, pairing stocks and ETFs with crypto and futures.
Cons
- Support runs on help centre only, without phone or live chat help found at many rivals.
- Card funding terms run Free bank deposits, card 3.75% + 0.25, which adds cost next to bank transfer options.
- Entry at $1 sits above $0 at ActivTrades and €0 at XTB for tight budgets.
Who each suits
DKB (Deutsche Kreditbank)
Who it suits
- Buy and hold investors building diversified portfolios across stocks, ETFs and bonds with limited trading
- Households seeking shared oversight through joint with banking plus investing via Web Banking and DKB App
Who should look elsewhere
- Active stock pickers seeking lower dealing than €10 may prefer XTB at €0
- High frequency equity traders watching per order cost may prefer ActivTrades at $0
Kraken
Who it suits
- You want stocks plus crypto in stocks, ETFs and forex in a single login rather than an equity only account at XTB.
- You want app led dealing through Kraken App, Kraken Pro and Kraken Desktop with modest entry at $1 rather than higher entry at eToro at $50.
Who should look elsewhere
- You want phone or chat help rather than help centre only, consider XTB or ActivTrades for wider contact choice.
- You want the lowest cash entry rather than $1, consider ActivTrades at $0 or XTB at €0.
Current offers
DKB (Deutsche Kreditbank)
Current offer
Bonus
Visa Kreditkarte: 30 EUR Bonus Aktion: 30 EUR
Aktion bis 31.12.2026
Source, checked September 26, 2026
Questions about each
DKB (Deutsche Kreditbank)
What does DKB charge for stock dealing and account upkeep?+
Stock orders cost €10 per execution and account upkeep costs €0. Holding therefore stays light while dealing drives total cost, so infrequent orders suit this schedule better than very active dealing.
How is DKB supervised and what cover applies?+
Supervision comes through European Central Bank and Bundesanstalt fuer Finanzdienstleistungsaufsicht. Investor cover is stated as EU ICS up to EUR 20,000. Banking supervision plus defined cover helps readers judge where cash and securities sit.
Kraken
What does Kraken charge for stock trades+
Stock dealing is priced at $0 and Kraken describes its model as commission free. Bank funding is framed separately as Free bank deposits, card 3.75% + 0.25, so card use adds cost while bank transfer terms remain distinct. Check the fee schedule before placing orders.
What is the minimum deposit to open an account+
Account entry is set at $1. That level sits below $50 at eToro, yet above $0 at ActivTrades and €0 at XTB. It keeps starting balances modest while leaving room for funding charges.
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