Updated September 29, 2026 · BrokerCue Editorial Team
Fidelity vs Revolut
Fidelity vs Revolut: the differences
| Compare |  Fidelity |  Revolut |
|---|---|---|
| Regulators | SEC, FINRA, SIPC | Financial Conduct Authority, Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | SIPC up to USD 500,000 | FSCS up to GBP 85,000 |
| Account types | IRA, Roth IRA, Joint | ISA, Joint |
| Portfolio types | ETF, ESG, Crypto | ETF, Cash, Crypto |
| Management fee | Not confirmed | 0% |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Revolut scores higher overall: 9.6 vs 9.5.
- Regulators: only Fidelity offers SEC, FINRA.
- Regulators: only Revolut offers Financial Conduct Authority, Cyprus Securities and Exchange Commission (CySEC), LT BL.
- Founded is lower at Fidelity: 1946 vs 2015.
- Revolut is licensed in 3 more countries.
- Account types: only Fidelity offers IRA, Roth IRA.
- Account types: only Revolut offers ISA.
- Portfolio types: only Fidelity offers ESG.
- Portfolio types: only Revolut offers Cash.
- Support channels: only Fidelity offers Community.
Our verdict on each
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Revolut
Revolut charges a management fee of 0% on its stocks and shares ISA, and it operates in the UK under the Financial Conduct Authority with protection of FSCS up to GBP 85,000. It suits savers who want an ISA or a joint account and support by phone as well as chat and email.
Score breakdown
| Area | Fidelity | Revolut |
|---|---|---|
| Cost | 9.1Site ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. | 9.9HigherA management fee of 0% against a robo-advisor median of 0.35%, ranking 1 of 49 on that measure. |
| Offer | 9.5 | 9.6Higher |
| Trust | 9.8Higher | 9.4 |
Positions in our rankings
| Ranking | Fidelity | Revolut |
|---|---|---|
| Robo-advisors | 12 of 153 | 5 of 153 |
Choosing between them
Pick Fidelity if trust matter most.
Pick Revolut if cost matter most.
Licences and countries
| Country | Fidelity | Revolut |
|---|---|---|
| United States | SIPC SIPC member 23292 | SIPC SIPC member 70365 |
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 549300ET4IUR6RCZOL84 |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| United Kingdom | Not confirmed | Financial Conduct Authority 933846 |
Where these facts come from
Fidelity
- en.wikipedia.org: 4 facts, checked September 26, 2026
- about.fidelity.com: 1 fact, checked September 26, 2026
- brokerage-review.com: 1 fact, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Revolut
- revolut.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Fidelity | Revolut |
|---|---|---|
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United States | Cyprus |
| Founded | 1946Lower | 2015 |
| Support channels | Phone, Community | Email, Chat, Phone, Help centre |
Where each stands against the rest
| Fact | Fidelity | Revolut | Median |
|---|---|---|---|
| Management fee | Not confirmed | 0%lowest quarter | 0.35% |
Median across 67 listed brokers.
Pros and cons
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Revolut
Pros
- A management fee of 0% on the stocks and shares ISA.
- Regulated by the Financial Conduct Authority and the Cyprus Securities and Exchange Commission, with support by email, chat and phone.
- Account types include isa and joint, and portfolios can hold etf, cash and crypto.
Cons
- Investor protection stops at FSCS up to GBP 85,000.
- Account types come down to isa and joint, so there is no pension or SIPP wrapper here.
- Crypto sits inside etf, cash and crypto, so an ISA here is not a pure stocks and shares plan.
Who each suits
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Revolut
Who it suits
- UK savers who want a tax-sheltered ISA and a joint account in one app.
- Anyone who wants to reach a person by phone as well as by chat or email.
- Investors comfortable holding cash and crypto next to ETFs, the etf, cash and crypto mix here.
Who should look elsewhere
- Anyone who wants a percentage-based plan: Vivid Standard charges a management fee of 0.5% to 1.5%.
- Readers who want a wider regulatory spread: eToro is regulated by Cyprus Securities Exchange Commission (CySEC), Financial Conduct Authority (FCA) and Australian Securities and Investments Commission (ASIC).
Country by country
| Country | Fidelity | Revolut |
|---|---|---|
| United States | Yes | No |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
Revolut
What does Revolut charge as a management fee?+
Revolut's management fee is 0% on its stocks and shares ISA, and it places 1 of 49 brands on that measure. Robo-advisors in the same group charge a median of 0.35%, so the gap to the typical plan is clear.
How is my money protected?+
Investor protection is stated as FSCS up to GBP 85,000 for the stocks and shares ISA. The account is held with a firm regulated by the Financial Conduct Authority, licence 933846, and Revolut also appears under Financial Conduct Authority, Cyprus Securities and Exchange Commission (CySEC) and LT BL.
Other options to compare
Other matchups
- Fidelity vs Nexo
- Fidelity vs Markets.com
- Fidelity vs Angel One
- Fidelity vs IG
- Fidelity vs Topstep
- Fidelity vs Wealthsimple
- Fidelity vs FXTM
- Fidelity vs Fyers
- Fidelity vs Public
- Fidelity vs Fennel
- Fidelity vs TradeStation
- Fidelity vs BMO InvestorLine
- Fidelity vs Capital.com
- Fidelity vs Trading 212
- Fidelity vs FBS
- Fidelity vs Charles Schwab
- Fidelity vs LYNX
- Fidelity vs XTB
- Fidelity vs NAGA
- Fidelity vs UNest
- Fidelity vs eToro
- Fidelity vs LANDE
- Fidelity vs Robinhood
- Fidelity vs S Broker
- Fidelity vs EBC Financial Group
- Fidelity vs CapTrader
- Fidelity vs Afranga
- Fidelity vs Lightyear
- Fidelity vs Nectaro