Updated September 29, 2026 · BrokerCue Editorial Team
DKB (Deutsche Kreditbank) vs NAGA
DKB (Deutsche Kreditbank) vs NAGA: the differences
| Compare |  DKB (Deutsche Kreditbank) |  NAGA |
|---|---|---|
| Stock trade fee | €10 | €3Lower |
| Markets | Stocks, ETFs, Bonds, Funds, Crypto | Stocks, ETFs, Forex, CFDs, Futures, Crypto |
| Regulators | European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht | Cyprus Securities and Exchange Commission |
| Platforms | Web Banking, DKB App | iOS, Android, Web, MetaTrader 5 |
| Minimum deposit | Not confirmed | €50 |
| Account fee | €0 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 70.45% |
| Deposit and withdrawal fees | Not confirmed | No withdrawal fee |
| Account types | Joint | Not confirmed |
| Interest on cash | Not confirmed | 2.4% |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- DKB (Deutsche Kreditbank) scores higher overall: 9.0 vs 8.7.
- Regulators: only DKB (Deutsche Kreditbank) offers European Central Bank, Bundesanstalt fuer Finanzdienstleistungsaufsicht.
- Regulators: only NAGA offers Cyprus Securities and Exchange Commission.
- Stock trade fee is lower at NAGA: €3 vs €10.
- Markets: only DKB (Deutsche Kreditbank) offers Bonds, Funds.
- Markets: only NAGA offers Forex, CFDs, Futures.
- Platforms: only DKB (Deutsche Kreditbank) offers Web Banking, DKB App.
- Platforms: only NAGA offers iOS, Android, Web.
- Features: only NAGA offers Copy trading.
Our verdict on each
DKB (Deutsche Kreditbank)
DKB: Das kann Bank suits buy and hold investors seeking stocks alongside ETFs, bonds, funds and crypto inside familiar banking with joint accounts and mobile access. Account upkeep stays at €0 while dealing costs sit at €10 under German banking supervision with defined investor cover.
NAGA
NAGA suits mobile copy traders who want stocks, ETFs, forex, CFDs, futures and crypto alongside social features in the same app. Opening starts at €50, while stock trades carry €3, so active share buyers should weigh costs against broader choice.
Score breakdown
| Area | DKB (Deutsche Kreditbank) | NAGA |
|---|---|---|
| Cost | 8.6HigherAccount upkeep at €0 helps holding, while dealing at €10 adds cost. | 8.5Stock trades cost €3; withdrawals show No withdrawal fee. |
| Offer | 8.6Market mix across stocks, ETFs and bonds with access via Web Banking and DKB App shapes everyday use. | 9.1HigherCoverage spans stocks, ETFs and forex via iOS, Android and Web for desktop plus mobile. |
| Trust | 9.5HigherGerman banking supervision plus cover at EU ICS up to EUR 20,000 supports confidence. | 8.5Cover sits at EU ICS up to EUR 20,000 under Cyprus oversight. |
Availability and regulation
| Country | DKB (Deutsche Kreditbank) | NAGA |
|---|---|---|
| Cyprus | Not confirmed |
Where these facts come from
DKB (Deutsche Kreditbank)
- dkb.de: 8 facts, checked September 29, 2026
NAGA
- naga.com: 5 facts, checked September 28, 2026
- nagamarkets.zendesk.com: 5 facts, checked September 28, 2026
How they place
| Ranking | DKB (Deutsche Kreditbank) | NAGA |
|---|---|---|
| Stock and ETF brokers | 2 of 490 | 4 of 490 |
Every fact side by side
| Fact | DKB (Deutsche Kreditbank) | NAGA |
|---|---|---|
| Features | Crypto, Mobile app | Crypto, Copy trading, Mobile appCovers more |
Where each stands against the rest
| Fact | DKB (Deutsche Kreditbank) | NAGA | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | €50highest quarter | €1 |
| Stock trade fee | €10highest quarter | €3above the median | €1 |
| Account fee | €0at the median | Not confirmed | €0 |
| Retail accounts that lose money | Not confirmed | 70.45%above the median | 70.375% |
| Interest on cash | Not confirmed | 2.4%below the median | 3% |
Median across 38 listed brokers.
Pros and cons
DKB (Deutsche Kreditbank)
Pros
- Account upkeep at €0 keeps holding costs contained across market cycles
- Market mix across stocks, ETFs and bonds spans stocks, ETFs, bonds, funds and crypto in the same place
- Joint access through joint suits households managing shared long term portfolios
Cons
- Dealing at €10 costs more than ActivTrades at $0 for regular stock orders
- Dealing at €10 costs more than XTB at €0 for frequent equity activity
- Support runs on help centre only, which gives fewer contact routes than broader rivals
NAGA
Pros
- Access stocks, ETFs and forex under a single login, covering shares through crypto for varied strategies.
- Trade via iOS, Android and Web, with MetaTrader 5 plus mobile apps for flexible order management.
- Withdrawals show No withdrawal fee, helped by No withdrawal fee for cost clarity.
Cons
- Stock trade fee sits at €3, which can weigh on frequent share buyers versus lower fee rivals.
- Support runs on help centre only, so help stays inside help centre without live chat or phone.
- Entry starts at €50, above ActivTrades at $0 for very small starters.
Who each suits
DKB (Deutsche Kreditbank)
Who it suits
- Buy and hold investors building diversified portfolios across stocks, ETFs and bonds with limited trading
- Households seeking shared oversight through joint with banking plus investing via Web Banking and DKB App
Who should look elsewhere
- Active stock pickers seeking lower dealing than €10 may prefer XTB at €0
- High frequency equity traders watching per order cost may prefer ActivTrades at $0
NAGA
Who it suits
- Social traders who follow others and want futures plus crypto alongside shares may prefer NAGA over eToro.
- Mobile led investors starting at €50 who accept €3 may prefer NAGA over ActivTrades.
Who should look elsewhere
- Cost sensitive share buyers who want lower ticket fees than €3 may prefer XTB.
- Traders wanting phone or live chat beyond help centre may prefer ActivTrades.
Current offers
DKB (Deutsche Kreditbank)
Current offer
Bonus
Visa Kreditkarte: 30 EUR Bonus Aktion: 30 EUR
Aktion bis 31.12.2026
Source, checked September 26, 2026
Country by country
| Country | DKB (Deutsche Kreditbank) | NAGA |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 30 countries where either is available.
Questions about each
DKB (Deutsche Kreditbank)
What does DKB charge for stock dealing and account upkeep?+
Stock orders cost €10 per execution and account upkeep costs €0. Holding therefore stays light while dealing drives total cost, so infrequent orders suit this schedule better than very active dealing.
How is DKB supervised and what cover applies?+
Supervision comes through European Central Bank and Bundesanstalt fuer Finanzdienstleistungsaufsicht. Investor cover is stated as EU ICS up to EUR 20,000. Banking supervision plus defined cover helps readers judge where cash and securities sit.
NAGA
What does NAGA charge for stock trades and withdrawals?+
Stock orders carry €3 per trade, and funding shows No withdrawal fee for withdrawals. Share buyers who trade often should compare that ticket charge with rivals before committing, as frequent dealing lifts total cost over time.
What is the minimum deposit to open a NAGA account?+
Trading can start at €50, which keeps entry modest for newcomers testing markets. Withdrawals show No withdrawal fee, so moving funds out does not add a separate withdrawal charge under current terms.
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