Updated September 28, 2026 · BrokerCue Editorial Team
Fidelity vs Tradier
What sets them apart
| Compare |  Fidelity |  Tradier |
|---|---|---|
| Minimum deposit | $0Lower | $500 |
| Account fee | $0Lower | $120 |
| Markets | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex | Stocks, Options, Futures, Crypto, Forex, ETFs |
| Regulators | SEC, FINRA, SIPCCovers more | FINRA, SIPC |
| Margin rate | 12.375% | 9.75%Lower |
| Options contract fee | $0.65 | $0.35Lower |
| Inactivity fee | $0 | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | $30 per wire |
| Platforms | Not confirmed | Tradier Pro, Tradier Web, Tradier Mobile |
| Account types | IRA, Roth IRA, Joint | Not confirmed |
Same on both: Stock trade fee ($0), Investor protection (SIPC up to USD 500,000).
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.0.
- Regulators: only Fidelity offers SEC.
- Founded is lower at Fidelity: 1946 vs 2012.
- Minimum deposit is lower at Fidelity: $0 vs $500.
- Account fee is lower at Fidelity: $0 vs $120.
- Margin rate is lower at Tradier: 9.75% vs 12.375%.
- Options contract fee is lower at Tradier: $0.35 vs $0.65.
- Markets: only Fidelity offers Bonds, Funds.
- Markets: only Tradier offers Crypto.
- Support channels: only Fidelity offers Phone, Community.
Our verdict on each
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Tradier
Tradier is a US broker for experienced traders and day traders who want commission-free stock dealing across stocks, options, futures, crypto, forex and ETFs. Stock trades cost $0 and the account fee is $120, though a minimum deposit of $500 puts a floor under the account.
Score breakdown
| Area | Fidelity | Tradier |
|---|---|---|
| Cost | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. | 8.7Stock trades are commission-free at $0, but the account fee of $120 and wire charges of $30 per wire weigh on totals. |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.8Higher | 9.1 |
Where each is licensed and available
| Country | Fidelity | Tradier |
|---|---|---|
| United States | SIPC SIPC member 23292 | FINRA 104982 SIPC SIPC member 52972 |
Available in 1 country for both.
Which one suits you
Pick Fidelity if cost, trust, minimum deposit, account fee, and regulators matter most.
Pick Tradier if margin rate and options contract fee matter most.
What we checked
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Tradier
- tradier.com: 14 facts, checked September 26, 2026
- brokercheck.finra.org: 2 facts, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
How they place
| Ranking | Fidelity | Tradier |
|---|---|---|
| Stock and ETF brokers | 46 of 471 | 151 of 471 |
| Forex brokers | 17 of 147 | 66 of 147 |
| Low-spread forex brokers | 15 of 145 | 64 of 145 |
| Options trading platforms | 10 of 103 | 54 of 103 |
| Futures trading platforms | 12 of 82 | 39 of 82 |
| Margin trading brokers | 5 of 22 | 17 of 22 |
Every fact side by side
| Fact | Fidelity | Tradier |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more | Crypto, Futures, Options, Mobile app |
| Pricing model | Commission free | Commission free |
| Audience | Beginners, Experienced | Experienced, Day traders |
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | TRADIER BROKERAGE INC |
| Headquarters | United States | United States |
| Founded | 1946Lower | 2012 |
| Support channels | Phone, Community | Email, Help centre |
Robo-advisors
| Fact | Fidelity | Tradier |
|---|---|---|
| Portfolio types | ETF, ESG, Crypto | Not confirmed |
Where each stands against the rest
| Fact | Fidelity | Tradier | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | $500highest quarter | $25 |
| Stock trade fee | $0at the median | $0at the median | $0 |
| Account fee | $0at the median | $120highest quarter | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Margin rate | 12.375%highest quarter | 9.75%above the median | 8.75% |
| Options contract fee | $0.65above the median | $0.35lowest quarter | $0.625 |
Median across 134 listed brokers.
Pros and cons
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Tradier
Pros
- Stock trades are commission-free at $0
- Deals in stocks, options and futures from one account
- Accounts run on Tradier Pro, Tradier Web and Tradier Mobile
Cons
- The account fee of $120 applies where most rivals charge nothing
- Funding and withdrawals cost $30 per wire
- Support runs on email and help centre only, with no phone or live chat line
Who each suits
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Tradier
Who it suits
- Experienced traders who place regular stock, options and futures orders
- Day traders working across several markets at once
- US residents who want a regulated broker with SIPC cover
Who should look elsewhere
- eToro, if a free account fee matters more than a US-only setup
- CFI, if you want to start funding with a smaller minimum deposit
- Vantage, if a lower minimum deposit is the priority
Current offers
Tradier
Current offer
Free trial
Get full access to Pro or Pro Plus - free for 2 months: 2 months free
$500 minimum deposit within 30 days, new customers only
Source, checked September 26, 2026
Country by country
| Country | Fidelity | Tradier |
|---|---|---|
| United States | Yes | Yes |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
Tradier
What does Tradier charge for buying stocks?+
Stock trades are commission-free, with a stock trade fee of $0. The account fee of $120 still applies, and options contracts cost $0.35 each. Many rivals keep the account fee at $0, so weigh that against your trade volume.
Is there an account fee at Tradier?+
Yes. The account fee is $120, which ranks the broker near the back of the field on this measure. If you would rather pay nothing on an idle account, eToro lists an account fee of $0.
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