Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs FXTM
Where Capital.com and FXTM differ
| Compare |  Capital.com | FXTM ReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £20 | $10 |
| Inactivity fee | £0 | $5 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Forex, CFDs, Futures, Crypto, Bonds, Metals |
| Retail accounts that lose money | 65% | 88% |
| Deposit and withdrawal fees | Free deposits and withdrawals | No deposit fees; withdrawal fees vary by method |
| Platforms | Web platform, Mobile app, MT4, TradingView | Desktop, Mobile App, MetaTrader 4, MetaTrader 5 |
| Maximum retail leverage | 1:30 | 1:2000 |
| Stock trade fee | $0 | Not confirmed |
| Account fee | £0 | Not confirmed |
Same on both: Regulators (FCA, Cyprus Securities and Exchange Commission (CySEC)), Investor protection (FSCS up to GBP 85,000).
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Key differences
- Markets: only Capital.com offers Spread betting.
- Markets: only FXTM offers Futures, Metals.
- Platforms: only Capital.com offers Web platform, MT4, TradingView.
- Platforms: only FXTM offers Desktop, MetaTrader 4, MetaTrader 5.
- Support channels: only Capital.com offers Chat.
- Features: only FXTM offers Copy trading, Crypto.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
FXTM
FXTM suits traders who want forex, CFDs, futures, crypto and shares under one account, with retail leverage of 1:2000 and dual regulation behind the money. Costs are the compromise: entry is light, but support runs on help centre only, and a dormant account is charged rather than left free.
Score breakdown
| Area | Capital.com | FXTM |
|---|---|---|
| Cost | 9.2HigherAccount fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.0Entry costs are light, with a $10 starting deposit and No deposit fees; withdrawal fees vary by method, though dormant accounts pay $5. |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.1 | 9.5Higher |
Where each is licensed and available
| Country | Capital.com | FXTM |
|---|---|---|
| Cyprus | CySEC HE 354252 Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 984500C46B3B7B69Y904 | |
| United Kingdom | FCA 793714 |
Side by side, item by item
| Markets | Capital.com | FXTM |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | Yes |
| Metals | No | Yes |
| Spread betting | Yes | No |
How they place
| Ranking | Capital.com | FXTM |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 68 of 471 |
| Forex brokers | 28 of 147 | 30 of 147 |
| Low-spread forex brokers | 26 of 145 | 28 of 145 |
| CFD brokers | 22 of 122 | 24 of 122 |
Every fact side by side
| Fact | Capital.com | FXTM |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Copy trading, Mobile app, CryptoCovers more |
| Pricing model | Commission free, Low fees | Not confirmed |
| Legal entity | CAPITAL VAULT LTD | Not confirmed |
| Headquarters | Cyprus | Not confirmed |
| Founded | 2016 | Not confirmed |
| Support channels | Chat, Help centreCovers more | Help centre |
Where each stands against the rest
| Fact | Capital.com | FXTM | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Account fee | £0at the median | Not confirmed | £0 |
| Retail accounts that lose money | 65%lowest quarter | 88%highest quarter | 72.05% |
Median across 91 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
FXTM
Pros
- One account spans stocks, etfs and forex.
- The FCA and CySEC both appear under FCA and CySEC, with FSCS up to GBP 85,000 for UK clients.
- Trading runs on Desktop, Mobile App and MetaTrader 4, and demo account, copy trading and mobile app adds a demo account and copy trading.
Cons
- Dormant balances are charged $5, a cost active traders never meet.
- Support runs on help centre only.
- Leverage of 1:2000 magnifies losses, and 88% of retail accounts lose money.
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
FXTM
Who it suits
- Traders who want forex, CFDs, futures, crypto and shares in one place from a $10 start.
- Newcomers who want a demo account and copy trading through demo account, copy trading and mobile app.
- Clients who want regulation in the UK and Cyprus under FCA and CySEC.
Who should look elsewhere
- Anyone who wants to open with nothing: CFI has a $0 minimum.
- Traders focused on shares, ETFs and crypto rather than bonds and metals: eToro's markets are stocks, etfs and forex.
- Small accounts wanting a cheaper opening: Vantage starts at $5.
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
FXTM
What does it cost to open and keep an FXTM account?+
Opening an account starts at $10, and the deposit and withdrawal terms read No deposit fees; withdrawal fees vary by method. The fee to watch is the inactivity charge of $5, which bites once an account sits idle, so running costs stay low only while you keep trading.
Is my money protected at FXTM?+
FXTM is regulated by the FCA and CySEC, and the investor protection stated is FSCS up to GBP 85,000. That cover sits with the regulated entity holding the account, so check which one your account is opened with before treating the protection as your own.
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