Updated September 29, 2026 · BrokerCue Editorial Team
EBC Financial Group vs FXTM
What sets them apart
| Compare |  EBC Financial Group | FXTM ReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | $50 | $10Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto | Stocks, ETFs, Forex, CFDs, Futures, Crypto, Bonds, MetalsCovers more |
| Regulators | Financial Conduct Authority | FCA, CySEC |
| Platforms | MT4, MT5, EBC mobile app | Desktop, Mobile App, MetaTrader 4, MetaTrader 5 |
| Maximum retail leverage | 1:500 | 1:2000 |
| Inactivity fee | Not confirmed | $5 |
| Retail accounts that lose money | Not confirmed | 88% |
| Deposit and withdrawal fees | Not confirmed | No deposit fees; withdrawal fees vary by method |
Same on both: Investor protection (FSCS up to GBP 85,000).
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Key differences
- FXTM scores higher overall: 9.3 vs 9.0.
- Regulators: only EBC Financial Group offers Financial Conduct Authority.
- Regulators: only FXTM offers FCA, CySEC.
- FXTM is licensed in 1 more country.
- Minimum deposit is lower at FXTM: $10 vs $50.
- Markets: only FXTM offers Futures, Bonds, Metals.
- Platforms: only EBC Financial Group offers MT4, MT5, EBC mobile app.
- Platforms: only FXTM offers Desktop, Mobile App, MetaTrader 4.
- Features: only FXTM offers Crypto.
Our verdict on each
EBC Financial Group
EBC Financial Group suits UK traders who want a single account covering forex, CFDs, stocks, ETFs and crypto, held with a firm authorised by the Financial Conduct Authority.
FXTM
FXTM suits traders who want forex, CFDs, futures, crypto and shares under one account, with retail leverage of 1:2000 and dual regulation behind the money. Costs are the compromise: entry is light, but support runs on help centre only, and a dormant account is charged rather than left free.
Score breakdown
| Area | EBC Financial Group | FXTM |
|---|---|---|
| Cost | 8.7Entry amount of $50 against $0 at CFI and $5 at Vantage, with retail leverage up to 1:500. | 9.0HigherEntry costs are light, with a $10 starting deposit and No deposit fees; withdrawal fees vary by method, though dormant accounts pay $5. |
| Offer | 9.4Higher | 9.3 |
| Trust | 9.1 | 9.5Higher |
Where they rank in our lists
| Ranking | EBC Financial Group | FXTM |
|---|---|---|
| Stock and ETF brokers | 16 of 490 | 59 of 490 |
| Forex brokers | 6 of 147 | 27 of 147 |
| Low-spread forex brokers | 6 of 145 | 25 of 145 |
| CFD brokers | 6 of 122 | 22 of 122 |
| Copy trading platforms | 3 of 37 | 6 of 37 |
Feature by feature
| Markets | EBC Financial Group | FXTM |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Metals | No | Yes |
Every fact side by side
| Fact | EBC Financial Group | FXTM |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app | Demo account, Copy trading, Mobile app, CryptoCovers more |
| Legal entity | EBC Financial Group (UK) Ltd | Not confirmed |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 1994 | Not confirmed |
| Support channels | Not confirmed | Help centre |
Where each stands against the rest
| Fact | EBC Financial Group | FXTM | Median |
|---|---|---|---|
| Minimum deposit | $50above the median | $10at the median | $10 |
| Inactivity fee | Not confirmed | $5above the median | $0 |
| Retail accounts that lose money | Not confirmed | 88%highest quarter | 70.375% |
Median across 99 listed brokers.
Pros and cons
EBC Financial Group
Pros
- Regulated by the Financial Conduct Authority under licence 927552
- One account covers stocks, etfs and forex without needing a second firm
- Platforms in MT4, MT5 and EBC mobile app cover both MetaTrader terminals plus the EBC mobile app
Cons
- Retail leverage runs to 1:500, so a modest balance can be lost quickly
- The entry amount of $50 is above $0 at CFI and $5 at Vantage
- Bonds, funds and futures are not among its stocks, etfs and forex
FXTM
Pros
- One account spans stocks, etfs and forex.
- The FCA and CySEC both appear under FCA and CySEC, with FSCS up to GBP 85,000 for UK clients.
- Trading runs on Desktop, Mobile App and MetaTrader 4, and demo account, copy trading and mobile app adds a demo account and copy trading.
Cons
- Dormant balances are charged $5, a cost active traders never meet.
- Support runs on help centre only.
- Leverage of 1:2000 magnifies losses, and 88% of retail accounts lose money.
Who each suits
EBC Financial Group
Who it suits
- UK residents who want an account with a firm authorised by the Financial Conduct Authority
- Traders who want forex, CFDs and crypto handled in the same place
- Copy trading users, since demo account, copy trading and mobile app lists it
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want a smaller starting balance
- Vantage, at $5, is another option for a lighter entry
- eToro, whose markets reach stocks, etfs and forex, for anyone also wanting bonds, funds or futures
FXTM
Who it suits
- Traders who want forex, CFDs, futures, crypto and shares in one place from a $10 start.
- Newcomers who want a demo account and copy trading through demo account, copy trading and mobile app.
- Clients who want regulation in the UK and Cyprus under FCA and CySEC.
Who should look elsewhere
- Anyone who wants to open with nothing: CFI has a $0 minimum.
- Traders focused on shares, ETFs and crypto rather than bonds and metals: eToro's markets are stocks, etfs and forex.
- Small accounts wanting a cheaper opening: Vantage starts at $5.
Questions about each
EBC Financial Group
How much do I need to deposit to start?+
The minimum deposit is $50. For comparison, CFI lists $0 and Vantage lists $5, and the median minimum deposit across brands on the site is €4.64. That sits at the higher end of the field, so check it against the balance you intend to hold.
Is my money protected if something goes wrong?+
Yes. EBC Financial Group is regulated by the Financial Conduct Authority and holds licence 927552. Eligible deposits are covered to the limit stated in the FSCS up to GBP 85,000 scheme, and that protection sits with the regulated entity rather than the brand name.
FXTM
What does it cost to open and keep an FXTM account?+
Opening an account starts at $10, and the deposit and withdrawal terms read No deposit fees; withdrawal fees vary by method. The fee to watch is the inactivity charge of $5, which bites once an account sits idle, so running costs stay low only while you keep trading.
Is my money protected at FXTM?+
FXTM is regulated by the FCA and CySEC, and the investor protection stated is FSCS up to GBP 85,000. That cover sits with the regulated entity holding the account, so check which one your account is opened with before treating the protection as your own.
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