Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Robinhood
Capital.com vs Robinhood: the differences
| Compare |  Capital.com |  Robinhood |
|---|---|---|
| Minimum deposit | £20 | $0 |
| Account fee | £0 | $0 |
| Inactivity fee | £0 | $0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Options, Futures, Crypto |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Bank of Lithuania (LSC), LT BL, SIPC |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free deposits and withdrawals | $100 outgoing transfer |
| Platforms | Web platform, Mobile app, MT4, TradingView | Robinhood app, Robinhood Legend |
| Maximum retail leverage | 1:30 | 10X |
| Retail accounts that lose money | 65% | Not confirmed |
| Margin rate | Not confirmed | 3.95% |
| Options contract fee | Not confirmed | $0 |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
Same on both: Stock trade fee ($0).
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Key differences
- Robinhood scores higher overall: 9.4 vs 9.3.
- Regulators: only Capital.com offers FCA, Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Robinhood offers Bank of Lithuania (LSC), LT BL, SIPC.
- Founded is lower at Robinhood: 2013 vs 2016.
- Markets: only Capital.com offers Forex, CFDs, Bonds.
- Markets: only Robinhood offers Options, Futures.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only Robinhood offers Robinhood app, Robinhood Legend.
- Features: only Capital.com offers Demo account.
- Features: only Robinhood offers Crypto, Fractional shares, Options.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Robinhood
Robinhood suits first-time investors and small, regular investors who want nothing charged for holding or trading. It is the cheapest way in on our data, with a minimum deposit of $0, no account fee and no inactivity charge, under the Bank of Lithuania and SIPC.
Score breakdown
| Area | Capital.com | Robinhood |
|---|---|---|
| Cost | 9.2Account fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.6HigherStock trades cost $0, options contracts $0, the account fee is $0 and inactivity is $0. |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.1 | 9.3Higher |
Availability and regulation
| Country | Capital.com | Robinhood |
|---|---|---|
| Cyprus | CySEC HE 354252 Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 984500C46B3B7B69Y904 | Not confirmed |
| Lithuania | Not confirmed | Bank of Lithuania (LSC) MiCA CASP 254900GTP4UXQO1UMI36 LT_BL PSD_PI 306377915 |
| United Kingdom | FCA 793714 | Not confirmed |
| United States | Not confirmed | SIPC SIPC member 69916 |
Feature by feature
| Markets | Capital.com | Robinhood |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
| Spread betting | Yes | No |
How they place
| Ranking | Capital.com | Robinhood |
|---|---|---|
| Stock and ETF brokers | 56 of 490 | 13 of 490 |
| Low-fee brokers | 7 of 11 | 1 of 11 |
Every fact side by side
| Fact | Capital.com | Robinhood |
|---|---|---|
| Features | Demo account, Mobile app | Crypto, Fractional shares, Options, Futures, Mobile app |
| Pricing model | Commission free, Low fees | Commission free, Low fees |
| Audience | Not confirmed | Beginners, Day traders |
| Legal entity | CAPITAL VAULT LTD | Robinhood Europe UAB |
| Headquarters | Cyprus | Lithuania |
| Founded | 2016 | 2013Lower |
| Support channels | Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Capital.com | Robinhood | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | $0at the median | $0 |
| Retail accounts that lose money | 65%lowest quarter | Not confirmed | 70.375% |
| Margin rate | Not confirmed | 3.95%lowest quarter | 8.79% |
| Options contract fee | Not confirmed | $0lowest quarter | $0.59 |
Median across 81 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Robinhood
Pros
- Nothing to pay to open or hold an account, with an account fee of $0 and an inactivity fee of $0
- Trading a share costs $0, so a small first order is not eaten by commission
- You can start with a deposit of $0, lower than most brands on our data
Cons
- Leverage is available at 10X, which magnifies losses as well as gains
- Outgoing transfers carry a charge of $100 outgoing transfer
- Margin borrowing is priced at a margin rate of 3.95%, so interest adds to your cost
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Robinhood
Who it suits
- Beginners opening a first account with a small deposit
- Day-traders working in options, futures and crypto on mobile
- Retirement investors using an IRA, Roth IRA or joint account
Who should look elsewhere
- Vantage if a flat minimum deposit of $5 suits you better
- CFI if you want forex and CFDs alongside shares, since its markets cover stocks, etfs and forex
- eToro if social copy trading matters more than options and futures
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Robinhood
What does it cost to trade shares on Robinhood?+
Trading a share costs $0, and an options contract costs $0. There is also an account fee of $0 and an inactivity fee of $0, so nothing is taken for simply holding the account open. Borrowing on margin is charged at a margin rate of 3.95%, which is the main running cost if you use leverage.
Is there a minimum deposit to open a Robinhood account?+
The minimum deposit is $0, so you can open an account and place a small first order without funding a large balance. It is worth comparing that with the deposits other brands ask for before you commit, since the figure varies widely across the market. Outgoing transfers are charged at $100 outgoing transfer, so factor that in if you plan to move money out early.
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