Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Saxo
What sets them apart
| Compare |  Capital.com |  Saxo |
|---|---|---|
| Minimum deposit | £20 | CHF 0 |
| Stock trade fee | $0Lower | $1 |
| Account fee | £0 | €0 |
| Inactivity fee | £0 | €0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds, Funds |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Danish Financial Supervisory Authority (FSA), Financial Conduct Authority (FCA) |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | 65% | 64% |
| Platforms | Web platform, Mobile app, MT4, TradingView | SaxoInvestor, SaxoTrader |
| Currency conversion fee | Not confirmed | 0.25% |
| Options contract fee | Not confirmed | $2 |
| Account types | Not confirmed | Joint, Corporate |
| Maximum retail leverage | 1:30 | Not confirmed |
Same on both: Deposit and withdrawal fees (Free deposits and withdrawals).
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Key differences
- Regulators: only Capital.com offers Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Saxo offers Danish Financial Supervisory Authority (FSA).
- Founded is lower at Saxo: 1992 vs 2016.
- Stock trade fee is lower at Capital.com: $0 vs $1.
- Markets: only Capital.com offers Crypto, Spread betting.
- Markets: only Saxo offers Options, Futures, Funds.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only Saxo offers SaxoInvestor, SaxoTrader.
- Features: only Saxo offers Fractional shares.
- Pricing model: only Capital.com offers Commission free.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Saxo
Saxo suits investors who want a Danish bank with no account or inactivity charge and a wide market list, but the stock trade fee is $1 and the FX fee is 0.25%. Costs stay predictable for long holders, less so for frequent traders.
Score breakdown
| Area | Capital.com | Saxo |
|---|---|---|
| Cost | 9.2HigherAccount fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.1Account fee and inactivity fee are both €0 and €0, and the minimum deposit is CHF 0. Stock trades cost $1. |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.1 | 9.5Higher |
Pick Capital.com if, pick Saxo if
Pick Capital.com if stock trade fee matter most.
Pick Saxo if trust matter most.
How they place
| Ranking | Capital.com | Saxo |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 78 of 471 |
| Forex brokers | 28 of 147 | 33 of 147 |
| Low-spread forex brokers | 26 of 145 | 31 of 145 |
| CFD brokers | 22 of 122 | 25 of 122 |
Every fact side by side
| Fact | Capital.com | Saxo |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Fractional shares, Mobile appCovers more |
| Pricing model | Commission free, Low feesCovers more | Low fees |
| Legal entity | CAPITAL VAULT LTD | Saxo Bank A/S |
| Headquarters | Cyprus | Denmark |
| Founded | 2016 | 1992Lower |
| Support channels | Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Capital.com | Saxo | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | $1highest quarter | $0 |
| Retail accounts that lose money | 65%lowest quarter | 64%lowest quarter | 72.05% |
| Currency conversion fee | Not confirmed | 0.25%below the median | 0.45% |
| Options contract fee | Not confirmed | $2highest quarter | $0.625 |
Median across 91 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Saxo
Pros
- Account fee and inactivity fee are both €0 and €0
- Minimum deposit is CHF 0 and deposits and withdrawals carry no charge
- Regulated in Denmark by the Danish Financial Supervisory Authority and in the UK by the Financial Conduct Authority
Cons
- Stock trade fee of $1 sits well above the site median of €0
- FX fee of 0.25% applies on top of trading costs
- Investor protection is limited to the EU scheme at EU ICS up to EUR 20,000
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Saxo
Who it suits
- Investors holding stocks and ETFs long term who want no account or inactivity charge
- Traders who need forex, options, futures and CFDs on one account
- Joint and corporate account holders
Who should look elsewhere
- Beginners wanting commission-free share dealing, where eToro charges $0 per trade
- Small-balance traders unwilling to meet the Vantage minimum deposit of $5
- Frequent currency converters put off by the 0.25% FX fee
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Saxo
What does Saxo charge to hold an account?+
The account fee is €0 and the inactivity fee is €0, so there is no annual or dormancy charge. Saxo ranks 1 of 138 on account fee and 1 of 56 on inactivity fee. That makes it a straightforward choice for long-term holdings.
How much does it cost to buy a stock?+
Stock trades cost $1 through Saxo. That places it at 107 of 161 on this measure, and above the site median of €0. Active share traders should weigh that before opening.
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