Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Plus500
Capital.com vs Plus500: the differences
| Compare |  Capital.com |  Plus500 |
|---|---|---|
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Forex, Options, Crypto |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Financial Conduct Authority, Cyprus Securities and Exchange Commission |
| Retail accounts that lose money | 65% | 81% |
| Platforms | Web platform, Mobile app, MT4, TradingView | Plus500 WebTrader, Plus500 Mobile App |
| Minimum deposit | £20 | Not confirmed |
| Stock trade fee | $0 | Not confirmed |
| Account fee | £0 | Not confirmed |
| Inactivity fee | £0 | Not confirmed |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
| Maximum retail leverage | 1:30 | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000).
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Key differences
- Plus500 scores higher overall: 9.4 vs 9.3.
- Regulators: only Capital.com offers FCA, Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Plus500 offers Financial Conduct Authority, Cyprus Securities and Exchange Commission.
- Markets: only Capital.com offers CFDs, Bonds, Spread betting.
- Markets: only Plus500 offers Options.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only Plus500 offers Plus500 WebTrader, Plus500 Mobile App.
- Support channels: only Plus500 offers Email.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Plus500
Plus500 suits UK and European retail traders who want one account covering stocks, etfs and forex in a single app. The UK arm is authorised by the Financial Conduct Authority, with FSCS up to GBP 85,000 behind UK balances and costs charged per trade rather than as a flat account fee.
Score breakdown
| Area | Capital.com | Plus500 |
|---|---|---|
| Cost | 9.2Account fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | Not confirmed |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.1 | 9.5Higher |
Feature by feature
| Markets | Capital.com | Plus500 |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | No |
| Options | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
| Spread betting | Yes | No |
Where each is licensed and available
| Country | Capital.com | Plus500 |
|---|---|---|
| Cyprus | CySEC HE 354252 Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 984500C46B3B7B69Y904 | |
| United Kingdom | FCA 793714 | Financial Conduct Authority 509909 |
How they place
| Ranking | Capital.com | Plus500 |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 57 of 471 |
| Forex brokers | 28 of 147 | 25 of 147 |
| Low-spread forex brokers | 26 of 145 | 23 of 145 |
Every fact side by side
| Fact | Capital.com | Plus500 |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Mobile app |
| Pricing model | Commission free, Low fees | Not confirmed |
| Legal entity | CAPITAL VAULT LTD | Plus500UK Ltd |
| Headquarters | Cyprus | Not confirmed |
| Founded | 2016 | Not confirmed |
| Support channels | Chat, Help centre | Chat, Email, Help centreCovers more |
Where each stands against the rest
| Fact | Capital.com | Plus500 | Median |
|---|---|---|---|
| Minimum deposit | £20at the median | Not confirmed | £20 |
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Account fee | £0at the median | Not confirmed | £0 |
| Retail accounts that lose money | 65%lowest quarter | 81%highest quarter | 72.05% |
Median across 91 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Plus500
Pros
- Costs are charged per trade, with no account fee listed
- UK protection stands at FSCS up to GBP 85,000
- One account spans stocks, etfs and forex in the same app
Cons
- Losses run high at 81% of retail accounts
- Support runs on chat, email and help centre only, with no phone line
- Retail loss of 81% tops the site median of 70.15%
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Plus500
Who it suits
- UK retail traders wanting one app for several asset classes
- First-time traders who can practise on the demo account
- Traders who prefer one platform over several brokers
Who should look elsewhere
- Long-term investors wanting ISA or SIPP style accounts
- Traders wanting CFDs or futures, absent from stocks, etfs and forex
- Traders who want a phone line rather than chat, email and help centre
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Plus500
What does Plus500 cost to trade?+
Plus500 charges per trade rather than a flat account fee, and no account fee is listed for the brand. Retail loss figures sit high at 81%, so costs per trade matter more than an annual charge.
Is Plus500 regulated in the UK?+
Yes. The UK arm trades as Plus500UK Ltd and is authorised by the Financial Conduct Authority under 509909. A Cyprus entity is separately authorised by the Cyprus Securities and Exchange Commission under 250/14.
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