Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Swissquote
What sets them apart
| Compare | ||
|---|---|---|
| Minimum deposit | £20 | $1,000 |
| Stock trade fee | $0Lower | $20 |
| Inactivity fee | £0 | $10 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread bettingCovers more | Stocks, Forex, CFDs, Crypto |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Commission de Surveillance du Secteur Financier (CSSF) |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Maximum retail leverage | 1:30 | 1:100 |
| Account fee | £0 | Not confirmed |
| Retail accounts that lose money | 65% | Not confirmed |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
| Platforms | Web platform, Mobile app, MT4, TradingView | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Capital.com scores higher overall: 9.3 vs 8.8.
- Regulators: only Capital.com offers FCA, Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Swissquote offers Commission de Surveillance du Secteur Financier (CSSF).
- Founded is lower at Swissquote: 1996 vs 2016.
- Capital.com is licensed in 1 more country.
- Stock trade fee is lower at Capital.com: $0 vs $20.
- Markets: only Capital.com offers ETFs, Bonds, Spread betting.
- Support channels: only Capital.com offers Chat.
- Support channels: only Swissquote offers Phone.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Swissquote
Swissquote runs a Swiss bank entity under CSSF supervision with EU investor compensation, so it suits traders who want a bank behind the account. The trade-off is entry cost: a stock trade fee of $20 and a minimum deposit of $1,000 sit well above cheaper rivals.
Score breakdown
| Area | Capital.com | Swissquote |
|---|---|---|
| Cost | 9.2HigherAccount fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 8.3Costs run high: stock trade fee $20, minimum deposit $1,000 and inactivity fee $10 sit above site medians. |
| Offer | 9.5Higher | 9.0 |
| Trust | 9.1Higher | 9.0 |
What we checked
Capital.com
- capital.com: 5 facts, checked September 26, 2026
- investingreviews.co.uk: 4 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- forexrev.com: 2 facts, checked September 26, 2026
- sashares.co.za: 2 facts, checked September 26, 2026
Swissquote
- swissquote.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
How they place
| Ranking | Capital.com | Swissquote |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 187 of 471 |
| Forex brokers | 28 of 147 | 80 of 147 |
| Low-spread forex brokers | 26 of 145 | 78 of 145 |
| CFD brokers | 22 of 122 | 67 of 122 |
Every fact side by side
| Fact | Capital.com | Swissquote |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Mobile app |
| Pricing model | Commission free, Low fees | Not confirmed |
| Legal entity | CAPITAL VAULT LTD | Swissquote Bank Europe SA |
| Headquarters | Cyprus | Luxembourg |
| Founded | 2016 | 1996Lower |
| Support channels | Chat, Help centre | Phone, Help centre |
Robo-advisors
| Fact | Capital.com | Swissquote |
|---|---|---|
| Portfolio types | Not confirmed | ESG |
Where each stands against the rest
| Fact | Capital.com | Swissquote | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | $20highest quarter | $0 |
| Account fee | £0at the median | Not confirmed | £0 |
| Retail accounts that lose money | 65%lowest quarter | Not confirmed | 72.05% |
Median across 91 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Swissquote
Pros
- Regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, with the legal entity named as Swissquote Bank Europe SA.
- Covers stocks, forex, CFDs and crypto on a single account, with retail leverage of 1:100.
- A demo account and a mobile app are both listed features, so you can test before committing.
Cons
- Costs are high for a retail account: a stock trade fee of $20 against a site median of €0.
- The minimum deposit of $1,000 ranks 191 of 213, far above the site median of €4.64.
- An inactivity fee of $10 applies, where the site median is €0.
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Swissquote
Who it suits
- Traders moving between forex, CFDs, crypto and shares on a single account
- Investors who put weight on a supervised bank entity and investor compensation
- People who want to practise on a demo account before risking money
Who should look elsewhere
- Newcomers with a small starting balance, since the minimum deposit is $1,000
- Share buyers focused on trading costs, given the stock trade fee of $20 against eToro at $0
- Passive long term investors, because the portfolio options listed are esg
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Swissquote
How much does it cost to trade shares with Swissquote?+
The stock trade fee is $20, which is well above the site median of €0. Swissquote ranks 161 of 161 on this measure, so share dealing here is costly. eToro, by contrast, charges $0 per trade.
What is the minimum deposit to open an account?+
The minimum deposit is $1,000, which is a high bar for a first account. On our data Swissquote ranks 191 of 213 on this measure, against a site median of €4.64. Vantage asks for $5 and CFI for $0.
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