Capital.com Review

CFD traders seeking broad market access

CySEC FCA ASIC SCA SCB

Founded 2016 · Cyprus

Why investors choose this broker

No trading commissions on CFDs
No deposit, withdrawal or inactivity fees
5,500+ tradeable instruments including 400+ cryptocurrency CFDs
Access to MetaTrader 4, MetaTrader 5, TradingView and proprietary platform

Review summary

Capital.com is a CFD and spread betting broker offering 5,500+ markets across forex, stocks, indices, commodities and crypto, accessible via a proprietary platform, MetaTrader 4/5 and TradingView.

Pros

No trading commissions on CFDs
No deposit, withdrawal or inactivity fees
5,500+ tradeable instruments including 400+ cryptocurrency CFDs
Access to MetaTrader 4, MetaTrader 5, TradingView and proprietary platform
Regulated by FCA, CySEC and ASIC
Free demo account available
Investmate educational app included
Fast execution with average speed around 25 milliseconds

Cons

All products are CFDs or spread bets - no direct share ownership
Not available to US clients
No copy trading or social investing features
Spread betting restricted to UK clients only
Currency conversion fee of 0.70% for retail clients applies on cross-currency trades
No commission-based account option for active traders
High proportion of retail clients lose money trading CFDs

Company background

Capital.com was founded in 2016 and is headquartered in Limassol, Cyprus. The company received its CySEC licence in 2017, FCA authorisation in 2018, an ASIC licence in 2021, and SCA approval from the UAE in 2024. It operates through entities including Capital Com SV Investments Limited (CySEC), Capital Com (UK) Limited (FCA) and Capital Com Australia Pty Ltd (ASIC). US clients are not accepted.

Capital.com offers access to over 5,500 CFD markets spanning shares, forex, indices, commodities, cryptocurrencies and ETFs. UK clients can also access spread betting. The platform serves both retail and professional clients, with separate terms and leverage limits applying to each.

Fees and pricing

Capital.com does not charge trading commissions, account management fees, deposit fees or withdrawal fees. Revenue is generated through spreads, with the EUR/USD spread averaging around 0.6 to 0.7 pips. Spreads on shares, indices and crypto vary by instrument and market conditions. The minimum deposit is $20 via bank card or $50 via wire transfer. Minimum withdrawal is $20 via bank card.

Overnight funding fees apply to leveraged positions at a platform rate of 4% per year plus or minus the prevailing benchmark rate. Unleveraged 1:1 share CFD positions do not incur an overnight fee. A currency conversion mark-up of 0.70% applies to retail clients on cross-currency trades, and 0.50% for professional clients. Capital.com removed its inactivity fee effective 2026.

Regulation and safety

Capital.com entities are regulated by CySEC in Cyprus (licence 319/17), the FCA in the UK (register 793714), ASIC in Australia (AFSL 513393), the SCA in the UAE, and the SCB in the Bahamas (licence SIA-F245). EU and EEA clients under the CySEC entity are covered by the Investor Compensation Fund (ICF) for up to EUR 20,000. UK clients are covered by the FSCS. Capital.com also holds private insurance through Lloyd's of London covering eligible EU and EEA clients for up to $1 million. Client funds are held in segregated bank accounts, and retail clients benefit from negative balance protection.

Platform experience

Capital.com provides a proprietary web trader and mobile apps for iOS and Android, with 150+ analysis tools, integrated Reuters news, and average execution speed around 25 milliseconds. MetaTrader 4, MetaTrader 5 and TradingView are also supported. A free demo account is available to all registered users. The Investmate educational app offers 30+ trading courses and quizzes for newer traders. Capital.com does not offer copy trading or social investing features.

Pros and cons

Capital.com strengths include commission-free CFD trading across 5,500+ markets, no deposit or withdrawal fees, multi-platform access via MetaTrader 4, MetaTrader 5 and TradingView, and regulation by FCA, CySEC and ASIC. Key drawbacks include the absence of direct share ownership, no copy trading, no commission-based account option, and a 0.70% currency conversion mark-up for retail clients on cross-currency trades.

Ready to open an account at Capital.com?

Open an account directly with the broker. Confirm current fees and account eligibility on the broker's website before depositing.

Open Account

Your capital is at risk. Other fees apply.

Trading fees & commissions

Capital.com charges no trading commissions, no deposit or withdrawal fees, and no inactivity fee. Revenue is earned through spreads, with EUR/USD averaging around 0.6-0.7 pips, plus overnight funding fees on leveraged positions.

Fees

Item	Fee
Cfds	Commission-free; spread-only pricing; spreads vary by instrument and market conditions
Crypto	Commission-free; spread-only pricing; crypto spreads vary by asset
Account	No account opening or management fee
Deposit	No deposit fee; minimum deposit $20 via bank card or $50 via wire transfer
Overnight	Overnight funding fee applies to leveraged positions; platform daily rate is 4% per year; unleveraged 1:1 CFD positions on shares do not incur an overnight fee
Inactivity	No inactivity fee
Withdrawal	No withdrawal fee; minimum withdrawal $20 via bank card
Fx Conversion	0.70% mark-up on spot forex rate for retail clients; 0.50% for professional clients; applied when trading assets denominated in a different currency than the account currency

Trading platform & features

Platforms

Capital.com Web Trader
MetaTrader 4
MetaTrader 5
TradingView
iOS app
Android app
Investmate app

Regulation and investor protection

Capital.com operates through entities regulated by CySEC, FCA, ASIC, SCA and SCB. Client funds are held in segregated bank accounts and eligible retail clients benefit from negative balance protection.

Broker FAQs

Is Capital.com safe?

Capital.com operates through entities regulated by CySEC, FCA and ASIC. Client funds are held in segregated bank accounts, and retail clients benefit from negative balance protection. Additional insurance through Lloyd's of London covers eligible EU and EEA clients for up to $1 million.

Is Capital.com a scam?

No. Capital.com is a regulated broker with licences from CySEC, FCA and ASIC, among others. It has been operating since 2016 and reported total trading volumes exceeding $1 trillion in 2023.

Is Capital.com regulated and by whom?

Yes. Capital.com entities are regulated by CySEC in Cyprus, the FCA in the UK, ASIC in Australia, the SCA in the UAE, and the SCB in the Bahamas.

Does Capital.com keep client funds in segregated accounts?

Yes. Capital.com states that client funds are held in segregated bank accounts separately from the company's own funds, in line with each regulator's requirements.

What happens to my money if Capital.com goes bankrupt?

EU and EEA clients under the CySEC entity are covered by the Investor Compensation Fund (ICF) for up to EUR 20,000. UK clients are covered by the FSCS. Capital.com also holds private insurance through Lloyd's of London covering eligible EU and EEA clients for up to $1 million.

What products does Capital.com offer?

Capital.com offers CFDs on shares, forex, indices, commodities, cryptocurrencies and ETFs across 5,500+ instruments. UK clients can access spread betting. Capital.com does not offer direct share ownership, traditional options, or exchange-traded futures.

Does Capital.com offer forex trading?

Yes. Capital.com offers CFDs on over 125 currency pairs. Spread betting on forex is available for UK clients.

Does Capital.com offer cryptocurrency trading?

Yes. Capital.com offers CFDs on over 400 cryptocurrencies, which is among the broadest crypto selections at a regulated CFD broker. Traders gain exposure to price movements but do not own the underlying coins.

Does Capital.com offer stock trading?

Capital.com offers CFDs on over 4,000 global shares. This gives traders exposure to share price movements, but they do not own the underlying shares.

Does Capital.com offer a demo account?

Yes. A free demo account is available to all registered users and includes access to the full range of instruments across the proprietary platform, MetaTrader and TradingView.

What does Capital.com charge for CFD trades?

Capital.com charges zero commission on CFD trades. Revenue is earned through spreads. The EUR/USD spread averages around 0.6 to 0.7 pips. Spreads on other instruments vary by market and conditions.

Does Capital.com charge a withdrawal fee?

No. Capital.com does not charge a withdrawal fee. The minimum withdrawal is $20 via bank card.

Does Capital.com charge an inactivity fee?

No. Capital.com removed its inactivity fee effective 2026. No inactivity charge applies to current or newly registered accounts.

What is Capital.com's currency conversion fee?

Capital.com charges a 0.70% mark-up on the spot forex rate for retail clients when trading instruments denominated in a different currency than the account currency. Professional clients pay 0.50%.

Does Capital.com charge overnight fees?

Yes. Overnight funding fees apply to leveraged positions at a platform rate of 4% per year plus or minus the relevant benchmark rate. Positions held at 1:1 leverage on shares do not incur an overnight funding fee.

Does Capital.com have a mobile app?

Yes. Capital.com offers mobile apps for iOS and Android. The Investmate educational app is also available separately on both platforms.

Is Capital.com good for beginners?

Capital.com provides a free demo account, the Investmate educational app with 30+ courses, and an intuitive proprietary platform. These features support newer traders, though all products involve leveraged CFDs or spread bets which carry significant risk.

Is Capital.com good for long-term investing?

Capital.com focuses on CFD and spread betting products rather than direct share ownership, so it is primarily designed for shorter-term trading. Investors seeking long-term share ownership or dividend income would need to use a different platform.

Bottom line

Capital.com suits users who want commission-free CFD or spread betting access across a broad range of markets, with multi-platform choice including MetaTrader 4, MetaTrader 5 and TradingView, backed by FCA and CySEC regulation. It may not suit users who want direct share ownership, copy trading, exchange-traded products, or a commission-based account structure.

Capital.com

CFD traders seeking broad market access

Open Account

Your capital is at risk. Other fees apply.