Capital.com review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.

Key facts

Best for
One account for shares, forex, CFDs and crypto with no account or inactivity fee.
Minimum deposit
£20 (Source, checked September 26, 2026)
Stock trade fee
$0 (Source, checked September 26, 2026)
Account fee
£0 (Source, checked September 26, 2026)
Inactivity fee
£0 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread-betting (Source, checked September 26, 2026)
Regulators
FCA, Cyprus Securities and Exchange Commission (CySEC) (Source, checked September 26, 2026)
Investor protection
FSCS up to GBP 85,000 (Source, checked September 26, 2026)
Retail accounts that lose money
65% (Source, checked September 26, 2026)
Deposit and withdrawal fees
Free deposits and withdrawals (Source, checked September 26, 2026)
Platforms
Web platform, Mobile app, MT4, TradingView (Source, checked September 26, 2026)
Maximum retail leverage
1:30 (Source, checked September 26, 2026)
Legal entity
CAPITAL VAULT LTD (Source, checked September 26, 2026)
Headquarters
Cyprus (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Chat, Help-centre (Source, checked September 26, 2026)
Features
Demo account, Mobile app
Pricing model
Commission-free, Low fees
Official website
capital.com

Apps and profiles

Get the app
App Store
Elsewhere
WikidataLinkedInX

Pros and cons

Pros

  • No account fee at all, which puts it joint first on that measure in our data (£0).
  • No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
  • Stock trades cost $0 under a commission-free model.
  • Money is protected under the FSCS scheme, and UK clients trade under FCA regulation.
  • Deposits and withdrawals cost nothing, so funding and cashing out add no line to the bill.

Cons

  • The minimum deposit of £20 is far higher than CFI, which asks for $0.
  • Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
  • Retail accounts lose 65% of money, and the market is open around the clock.
  • stocks, etfs and forex and max leverage of 1:30 give quick access to large positions, which magnifies losses as much as gains.
Capital.com

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Scored 9.3 / 10 by BrokerCue.

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Who it suits

  • Traders who want shares, forex, CFDs, crypto and bonds in one account
  • UK residents who want FSCS protection alongside a CySEC regulated entity
  • People who keep a balance and would otherwise pay inactivity fees

Who should look elsewhere

  • eToro, if you want a social platform with copy trading
  • Vantage, if you would rather start from a smaller deposit of $5

Account opening and funding

Opening an account is straightforward, and the barrier is the deposit rather than paperwork. The minimum deposit is £20, which is a real step up from CFI at $0 and Vantage at $5. Once the money is in, moving it costs nothing: deposits and withdrawals are free, so there is no charge for funding the account or taking money out. That matters for anyone trading across a single balance, because every funding run costs nothing beyond the market spread. The account also carries no monthly or yearly charge, so the deposit is the only fixed outlay to get started.

How your money is protected

The UK business is authorised by the FCA, and the group's Cyprus entity is authorised by the CySEC. Clients of the regulated entities sit under the FSCS scheme, with protection stated as FSCS up to GBP 85,000 if the firm fails. The FCA registration is 793714 and the CySEC registration is HE 354252, so both authorisations can be checked against the regulators' own registers. Crypto services sit with a separate CySEC listing, MiCA CASP 984500C46B3B7B69Y904. The protection applies to eligible claims on the regulated entity, and crypto holdings are a different arrangement, so read which entity holds your money before depositing.

Markets and platforms

The account is broad for a CFDs-led broker. stocks, etfs and forex means shares, ETFs, forex, CFDs, crypto, bonds and spread betting all sit under one login, so a client moving from a share to a currency pair does not open a second account. Leverage is available on the retail account, capped at 1:30, which multiplies both the return and the loss on a position. You can work across Web platform, Mobile app and MT4, so a desktop browser, a mobile app, MT4 or TradingView are all options. A demo account is available for trying the platform before risking money.

How it compares on our data

On our numbers, Capital.com sits at the top of the fee measures and near the bottom on the deposit. The account fee of £0 ranks it joint first of 138 brands ranked on that measure, and the inactivity fee of £0 ranks it joint first of 56. The stock trade fee of $0 also ranks joint first, across 161 brands. The same pattern does not hold on the deposit: £20 places it at 123 of 213, because many competitors accept a smaller first deposit. The short version is that the running costs here are as low as they go, and the entry cost is higher than most.

How Capital.com compares

Where Capital.com is available

Available
Everywhere except United States
Licence in United Kingdom
FCA (793714), checked September 26, 2026
Licence in Cyprus
CySEC (HE 354252), checked September 26, 2026
Licence in Cyprus
Cyprus Securities and Exchange Commission (CySEC) (MiCA CASP 984500C46B3B7B69Y904), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Frequently asked questions

What is the minimum deposit at Capital.com?+

The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.

What does it cost to open and hold an account?+

There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.

Are deposits and withdrawals free?+

Deposits and withdrawals are free, with no charge on either. Money can move in and out without a separate fee line. Costs therefore come from the spread or overnight financing on a position, not from funding the account.

How is my money protected?+

UK clients trade under the FCA, and the group's Cyprus entity is authorised by the CySEC. Eligible claims are covered by the FSCS scheme, stated as FSCS up to GBP 85,000. Check which entity holds your balance, as crypto services sit with a separate CySEC listing.

Which regulators and licences apply?+

The UK entity is authorised by the FCA, registration 793714, and the Cyprus entity by the CySEC, registration HE 354252. Crypto services carry a separate CySEC listing, MiCA CASP 984500C46B3B7B69Y904.

What can I trade on the account?+

The account covers stocks, etfs and forex. Leverage is available on the retail account up to 1:30, which magnifies losses as well as gains. A demo account is available to try the platform first.

Which platforms and apps can I use?+

Trading runs on Web platform, Mobile app and MT4, so a web platform, a mobile app, MT4 and TradingView are all available. A mobile app is listed as a feature, which suits clients placing orders away from a desk.

How do I get help?+

Support runs on chat and help centre. There is no phone line listed, so a chat window and the help centre carry most questions. That is worth knowing before you hold a leveraged position.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Capital.com

Capital.com

One account for shares, forex, CFDs and crypto with no account or inactivity fee.

9.3/10See alternatives

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