Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Spreadex
Where Capital.com and Spreadex differ
| Compare |  Capital.com |  Spreadex |
|---|---|---|
| Minimum deposit | £20 | £0Lower |
| Stock trade fee | $0 | £0 |
| Inactivity fee | £0 | $0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, Forex, CFDs, Options, Spread betting |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Financial Conduct Authority (FCA), UK Gambling Commission |
| Retail accounts that lose money | 65% | 61% |
| Platforms | Web platform, Mobile app, MT4, TradingView | Web, Mobile |
| Account fee | £0 | Not confirmed |
| EUR/USD spread | Not confirmed | 0.6% |
| Maximum retail leverage | 1:30 | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000), Deposit and withdrawal fees (Free deposits and withdrawals).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Regulators: only Capital.com offers Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Spreadex offers UK Gambling Commission.
- Founded is lower at Spreadex: 1999 vs 2016.
- Capital.com is licensed in 1 more country.
- Minimum deposit is lower at Spreadex: £0 vs £20.
- Markets: only Capital.com offers ETFs, Crypto, Bonds.
- Markets: only Spreadex offers Options.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only Spreadex offers Web, Mobile.
- Support channels: only Capital.com offers Chat.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Spreadex
Spreadex suits UK traders who want to deal shares without a trade commission, with the same account carrying forex, CFDs, options and spread betting. Regulated in the UK with FSCS investor protection, it ranks 1 of 161 brands on stock trade fees, which sit at £0.
Score breakdown
| Area | Capital.com | Spreadex |
|---|---|---|
| Cost | 9.2Account fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.4HigherThe minimum deposit is £0, inactivity is $0 and the EUR/USD spread is 0.6%. |
| Offer | 9.5Higher | 9.1 |
| Trust | 9.1 | 9.4Higher |
Side by side, item by item
| Markets | Capital.com | Spreadex |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | No |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Crypto | Yes | No |
| Bonds | Yes | No |
| Spread betting | Yes | Yes |
Licences and countries
| Country | Capital.com | Spreadex |
|---|---|---|
| United Kingdom | FCA 793714 | |
| Cyprus | CySEC HE 354252 Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 984500C46B3B7B69Y904 | Not confirmed |
Choosing between them
Pick Capital.com if offer matter most.
Pick Spreadex if trust and minimum deposit matter most.
Positions in our rankings
| Ranking | Capital.com | Spreadex |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 82 of 471 |
| Forex brokers | 28 of 147 | 34 of 147 |
| Low-spread forex brokers | 26 of 145 | 32 of 145 |
| CFD brokers | 22 of 122 | 26 of 122 |
What we checked
Capital.com
- capital.com: 5 facts, checked September 26, 2026
- investingreviews.co.uk: 4 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- forexrev.com: 2 facts, checked September 26, 2026
- sashares.co.za: 2 facts, checked September 26, 2026
Spreadex
- spreadex.com: 9 facts, checked September 26, 2026
- forexsuggest.com: 2 facts, checked September 26, 2026
- fxempire.com: 2 facts, checked September 26, 2026
- fxscouts.com.au: 2 facts, checked September 26, 2026
- topbrokers.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Capital.com | Spreadex |
|---|---|---|
| Features | Demo account, Mobile appCovers more | Mobile app |
| Pricing model | Commission free, Low fees | Commission free, Low fees |
| Legal entity | CAPITAL VAULT LTD | Spreadex Limited |
| Headquarters | Cyprus | United Kingdom |
| Founded | 2016 | 1999Lower |
| Support channels | Chat, Help centre | Phone, Help centre |
Where each stands against the rest
| Fact | Capital.com | Spreadex | Median |
|---|---|---|---|
| Minimum deposit | £20at the median | £0lowest quarter | £20 |
| Account fee | £0at the median | Not confirmed | £0 |
| Retail accounts that lose money | 65%lowest quarter | 61%lowest quarter | 72.05% |
| EUR/USD spread | Not confirmed | 0.6%below the median | 0.65% |
Median across 47 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Spreadex
Pros
- Shares cost £0 to buy and sell, and the pricing model is commission free and low fees.
- A single account covers stocks, forex and cfds, so shares, forex, CFDs, options and spread betting sit side by side.
- Trading runs on Web and Mobile platforms, and a mobile app is part of the feature set.
Cons
- Support runs on phone and help centre only, with no live chat or email listed.
- The risk warning puts 61% of retail accounts losing money.
- The market list runs stocks, forex and cfds, with no crypto, funds or bond offering.
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Spreadex
Who it suits
- UK residents who want to deal shares without a per-trade commission.
- Traders who want forex, CFDs, options and spread betting in the same account.
- Anyone who values a long operating history: Spreadex has run from the UK since 1999.
Who should look elsewhere
- Vantage, for anyone who prefers a stated minimum deposit of $5 to a free entry.
- CFI, whose minimum deposit is quoted in dollars at $0.
- Anyone who wants live chat or email support, because Spreadex lists phone and help centre only.
Country by country
| Country | Capital.com | Spreadex |
|---|---|---|
| United Kingdom | No | Yes |
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Spreadex
What does it cost to deal shares on Spreadex?+
Stock trades are £0, and the pricing model is listed as commission free and low fees. Spreadex ranks 1 of 161 brands on stock trade fees, so share dealing sits at the cheaper end of what brokers charge.
Is there a minimum deposit at Spreadex?+
The minimum deposit is £0, so an account can be opened and funded with a small balance. Spreadex ranks 1 of 213 brands on minimum deposit, worth weighing against brokers that ask for a starter amount.
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