Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs Freedom24
Where Capital.com and Freedom24 differ
| Compare |  Capital.com |  Freedom24 |
|---|---|---|
| Minimum deposit | £20 | €0 |
| Stock trade fee | $0 | €2 |
| Account fee | £0 | €0 |
| Inactivity fee | £0 | €0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Options, Bonds |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC)Covers more | CySEC |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free deposits and withdrawals | EUR 7 per withdrawal |
| Platforms | Web platform, Mobile app, MT4, TradingView | Freedom24 App, Freedom24 Web |
| Retail accounts that lose money | 65% | Not confirmed |
| Currency conversion fee | Not confirmed | 0.005% |
| Options contract fee | Not confirmed | $0.65 |
| Maximum retail leverage | 1:30 | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Capital.com scores higher overall: 9.3 vs 8.9.
- Regulators: only Capital.com offers FCA.
- Founded is lower at Freedom24: 2013 vs 2016.
- Capital.com is licensed in 1 more country.
- Markets: only Capital.com offers Forex, CFDs, Crypto.
- Markets: only Freedom24 offers Options.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only Freedom24 offers Freedom24 App, Freedom24 Web.
- Features: only Capital.com offers Demo account.
- Features: only Freedom24 offers Options.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
Freedom24
Freedom24 suits European investors who want stocks, ETFs, options and bonds under one CySEC-regulated roof, and who would rather not pay an annual account charge of €0. A euro minimum deposit of €0 keeps entry easy, while per-deal trading costs make it a better fit for occasional buyers than for frequent traders.
Score breakdown
| Area | Capital.com | Freedom24 |
|---|---|---|
| Cost | 9.2Account fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.2Cost is middling: account fee €0 and minimum deposit €0 are nil, but €2 per deal is high against the €0 median. |
| Offer | 9.5Higher | 8.9 |
| Trust | 9.1Higher | 8.7 |
Feature by feature
| Markets | Capital.com | Freedom24 |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Options | No | Yes |
| Crypto | Yes | No |
| Bonds | Yes | Yes |
| Spread betting | Yes | No |
Where they rank in our lists
| Ranking | Capital.com | Freedom24 |
|---|---|---|
| Stock and ETF brokers | 65 of 471 | 161 of 471 |
Where each is licensed and available
| Country | Capital.com | Freedom24 |
|---|---|---|
| Cyprus | CySEC HE 354252 Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 984500C46B3B7B69Y904 | CySEC 275/15 |
| United Kingdom | FCA 793714 | Not confirmed |
Where these facts come from
Capital.com
- capital.com: 5 facts, checked September 26, 2026
- investingreviews.co.uk: 4 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- forexrev.com: 2 facts, checked September 26, 2026
- sashares.co.za: 2 facts, checked September 26, 2026
Freedom24
- forex.wikibit.com: 3 facts, checked September 26, 2026
- matchmybroker.com: 3 facts, checked September 26, 2026
- ucits-etfs.com: 3 facts, checked September 26, 2026
- beinoption.vercel.app: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Capital.com | Freedom24 |
|---|---|---|
| Features | Demo account, Mobile app | Options, Mobile app |
| Pricing model | Commission free, Low fees | Not confirmed |
| Legal entity | CAPITAL VAULT LTD | Freedom Finance Europe Ltd |
| Headquarters | Cyprus | Cyprus |
| Founded | 2016 | 2013Lower |
| Support channels | Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Capital.com | Freedom24 | Median |
|---|---|---|---|
| Retail accounts that lose money | 65%lowest quarter | Not confirmed | 72.05% |
| Currency conversion fee | Not confirmed | 0.005%lowest quarter | 0.45% |
| Options contract fee | Not confirmed | $0.65above the median | $0.625 |
Median across 47 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
Freedom24
Pros
- Account fee €0 and inactivity fee €0 leave the cost of holding an account at nil.
- A minimum deposit of €0 sits well under the €6.17 median for stock brokers.
- A single account covers stocks, etfs and options, so an ETF, a bond and an option sit together.
Cons
- A stock trade fee of €2 ranks 126 of 161 on the site, well behind the field.
- Withdrawals cost EUR 7 per withdrawal each.
- Currency conversion is charged at 0.005% on positions held outside the euro.
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
Freedom24
Who it suits
- Investors who want stocks, etfs and options in one account with an account fee of €0.
- Savers who prefer a euro starting point of €0 and a firm authorised in Cyprus under 275/15.
- People who trade from a phone as well as a browser, since Freedom24 App and Freedom24 Web lists the Freedom24 App and web platform.
Who should look elsewhere
- eToro, if the cost of each trade decides it, because its stock trade fee is $0.
- Vantage, if you would rather start with a deposit of $5 than fund the account from the first unit.
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
Freedom24
What does a trade cost at Freedom24?+
A stock trade costs €2, with options at $0.65 per contract and currency conversion at 0.005%. That per-deal cost is the number to weigh, since the account fee of €0 adds nothing to it.
Is there an account fee or an inactivity charge?+
The account fee is €0 and the inactivity fee is €0. Both rank 1 on the site, so an unused account does not start costing money. That suits investors who top up in small amounts rather than trading often.
Other options to compare
Other matchups
- Capital.com vs Exness
- Capital.com vs iFOREX
- Capital.com vs Plus500
- Capital.com vs FxPro
- Capital.com vs VT Markets
- Capital.com vs BMO InvestorLine
- Capital.com vs ChoiceTrade
- Capital.com vs IC Markets
- Capital.com vs IG
- Capital.com vs Saxo
- Capital.com vs Swissquote
- Capital.com vs Trading 212
- Capital.com vs Scalable Capital
- Capital.com vs ActivTrades
- Capital.com vs XTB
- Capital.com vs Mintos
- Capital.com vs Bitpanda
- Capital.com vs Robinhood
- Capital.com vs BlackBull Markets
- Freedom24 vs Kraken
- Capital.com vs CapTrader
- Capital.com vs Traders Place
- Freedom24 vs Lightyear