Updated September 28, 2026 · BrokerCue Editorial Team
bevestor vs Ginmon
bevestor vs Ginmon: the differences
| Compare |  bevestor |  Ginmon |
|---|---|---|
| Management fee | 0.6%Lower | 0.75% |
| Minimum investment | €25 to €500 | €1Lower |
| Regulators | Industrie und Handelskammer Frankfurt am Main | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen |
| Account types | Joint | Corporate |
| Portfolio types | ETF, ESG | ETF, ESG, CashCovers more |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Ginmon scores higher overall: 9.2 vs 8.8.
- Regulators: only bevestor offers Industrie und Handelskammer Frankfurt am Main.
- Regulators: only Ginmon offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen.
- Founded is lower at Ginmon: 2014 vs 2016.
- Management fee is lower at bevestor: 0.6% vs 0.75%.
- Minimum investment is lower at Ginmon: €1 vs €25 to €500.
- Account types: only bevestor offers Joint.
- Account types: only Ginmon offers Corporate.
- Portfolio types: only Ginmon offers Cash.
Our verdict on each
bevestor
bevestor suits investors in Germany who want a robo-managed portfolio run for them from a small starting amount, with entry from €25 to €500. The trade-off is a narrow range of etfs and funds and a fee of 0.6%, which sits above cheaper rivals.
Ginmon
Ginmon is a German robo-advisor for corporate investors who want a managed ETF portfolio without a large starting sum. A management fee of 0.75% plus a minimum investment of €1 keeps the entry point low, though the account type is limited to companies.
Score breakdown
| Area | bevestor | Ginmon |
|---|---|---|
| Cost | 8.7Fee of 0.6% against a site median of 0.4%, offset by an entry point of €25 to €500. | 8.9HigherManagement fee of 0.75% is above both the robo-advisor median of 0.35% and the site median of 0.4%. |
| Offer | 9.0 | 9.2Higher |
| Trust | 8.7 | 9.4Higher |
Feature by feature
| Portfolio types | bevestor | Ginmon |
|---|---|---|
| ETF | Yes | Yes |
| ESG | Yes | Yes |
| Cash | No | Yes |
| Account types | bevestor | Ginmon |
|---|---|---|
| Joint | Yes | No |
| Corporate | No | Yes |
Availability and regulation
| Country | bevestor | Ginmon |
|---|---|---|
| Germany | Industrie- und Handelskammer Frankfurt am Main D-F-125-9CFN-70 |
Available in 1 country for both.
How they place
| Ranking | bevestor | Ginmon |
|---|---|---|
| Stock and ETF brokers | 173 of 471 | 99 of 471 |
| Robo-advisors | 70 of 151 | 29 of 151 |
Every fact side by side
| Fact | bevestor | Ginmon |
|---|---|---|
| Legal entity | bevestor GmbH | Ginmon Vermögensverwaltung GmbH |
| Headquarters | Germany | Germany |
| Founded | 2016 | 2014Lower |
| Support channels | Email, Chat, Phone, Help centre | Email, Chat, Phone, Help centre |
Brokers
| Fact | bevestor | Ginmon |
|---|---|---|
| Minimum deposit | Not confirmed | €1 |
| Markets | ETFs, Funds | ETFs, Funds |
| Features | Mobile app | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
| Platforms | Bevestor App | Not confirmed |
Where each stands against the rest
| Fact | bevestor | Ginmon | Median |
|---|---|---|---|
| Management fee | 0.6%highest quarter | 0.75%highest quarter | 0.345% |
| Minimum investment | €25 to €500at the median | €1lowest quarter | €25 |
Median across 86 listed brokers.
Pros and cons
bevestor
Pros
- Entry starts at €25 to €500, so monthly saving suits the model.
- Portfolios are automated and built from etf and esg, so no holding has to be picked by hand.
- Support runs through email, chat and phone.
Cons
- The management fee of 0.6% is above the site median of 0.4%.
- The range is limited to etfs and funds, so there is no direct share dealing.
- The only account type listed is joint, leaving a single investor without a separate account type.
Ginmon
Pros
- Minimum investment of €1 keeps the entry point low for corporate investors
- No charge for moving money: Free deposits and withdrawals
- Supervised in Germany by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, so the firm sits inside the German system
Cons
- Management fee of 0.75% sits above the robo-advisor median of 0.35%
- A private account is not among its account types (corporate)
- Shares are not among its markets (etfs and funds), which cover ETFs and funds
Who each suits
bevestor
Who it suits
- Investors in Germany who want a portfolio managed for them rather than choosing each holding.
- People saving in small amounts who can start from €25 to €500.
- Readers who want phone and chat support, both listed under email, chat and phone.
Who should look elsewhere
- eToro, whose management fee is 0%, suits readers who would rather pick investments themselves.
- Axos Invest, whose minimum investment is $100, suits readers starting with a larger sum.
- Vivid Standard, with management fees running 0.5% to 1.5%, suits readers who weigh the fee line most heavily.
Ginmon
Who it suits
- Companies that want a managed portfolio set up with a small starting sum
- Investors happy to hold ETFs and funds rather than place orders
- Anyone in Germany who prefers a firm supervised by BaFin
Who should look elsewhere
- Self-directed traders, who may prefer eToro: its management fee is 0% while Ginmon manages the portfolio for you
- Anyone starting with a larger sum may prefer Axos Invest, whose minimum investment is $100
- Private investors: a personal account is not among the account types (corporate)
Country by country
| Country | bevestor | Ginmon |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
bevestor
How much does bevestor charge?+
bevestor charges a management fee of 0.6% for running the portfolio. The portfolio is built from etfs and funds, so the fee pays for ongoing management rather than individual trade dealing, and the whole account is handled in the bevestor App.
How much do I need to start?+
The minimum investment runs €25 to €500, which sits at the site median of €25. That keeps bevestor reachable for people setting aside small monthly amounts rather than committing a large lump sum on day one.
Ginmon
What does Ginmon charge to manage an account?+
Ginmon charges a management fee of 0.75% on the corporate account it manages, and that is the main ongoing cost. The median management fee across robo-advisors is 0.35%, so you can see how Ginmon compares with the middle of the market.
How much do I need to start investing?+
The minimum investment is €1 and the minimum deposit is €1, so a small first transfer is enough. The median minimum investment across robo-advisors is €60.06, which puts Ginmon's entry point below the middle.