Ginmon review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Ginmon is a German robo-advisor for corporate investors who want a managed ETF portfolio without a large starting sum. A management fee of 0.75% plus a minimum investment of €1 keeps the entry point low, though the account type is limited to companies.
Key facts
- Best for
- Companies putting spare cash into a managed ETF portfolio with a very low entry sum.
- Management fee
- 0.75% (Source, checked September 26, 2026)
- Minimum investment
- €1 (Source, checked September 26, 2026)
- Regulators
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Account types
- Corporate (Source, checked September 26, 2026)
- Portfolio types
- ETF, ESG, Cash (Source, checked September 26, 2026)
- Legal entity
- Ginmon Vermögensverwaltung GmbH (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2014 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- ginmon.de
Brokers
- Minimum deposit
- €1 (Source, checked September 26, 2026)
- Markets
- ETFs, Funds (Source, checked September 26, 2026)
- Regulators
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- Free deposits and withdrawals (Source, checked September 26, 2026)
- Account types
- Corporate (Source, checked September 26, 2026)
- Legal entity
- Ginmon Vermögensverwaltung GmbH (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2014 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Minimum investment of €1 keeps the entry point low for corporate investors
- No charge for moving money: Free deposits and withdrawals
- Supervised in Germany by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, so the firm sits inside the German system
- ETF, ESG and cash portfolios on etf, esg and cash give a choice of approach
Cons
- Management fee of 0.75% sits above the robo-advisor median of 0.35%
- A private account is not among its account types (corporate)
- Shares are not among its markets (etfs and funds), which cover ETFs and funds
Who it suits
- Companies that want a managed portfolio set up with a small starting sum
- Investors happy to hold ETFs and funds rather than place orders
- Anyone in Germany who prefers a firm supervised by BaFin
Who should look elsewhere
- Self-directed traders, who may prefer eToro: its management fee is 0% while Ginmon manages the portfolio for you
- Anyone starting with a larger sum may prefer Axos Invest, whose minimum investment is $100
- Private investors: a personal account is not among the account types (corporate)
What trading costs
Ginmon charges a management fee of 0.75% on the portfolio it looks after, and that is the main ongoing cost. The minimum investment is €1, so a company can start small. For context, the median management fee across robo-advisors is 0.35% and the median minimum investment is €60.06.
Who runs it
Ginmon is run by Ginmon Vermögensverwaltung GmbH, based in Germany, and was founded in 2014. Support runs on email, chat and phone, so you can reach the team by phone or chat as well as in writing, and there is a help centre for longer questions.
How Ginmon compares
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Where Ginmon is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
- Licence in Germany
- Deutsche Bundesbank, Hauptverwaltung Hessen, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Ginmon charge to manage an account?+
Ginmon charges a management fee of 0.75% on the corporate account it manages, and that is the main ongoing cost. The median management fee across robo-advisors is 0.35%, so you can see how Ginmon compares with the middle of the market.
How much do I need to start investing?+
The minimum investment is €1 and the minimum deposit is €1, so a small first transfer is enough. The median minimum investment across robo-advisors is €60.06, which puts Ginmon's entry point below the middle.
Does it cost anything to deposit or withdraw?+
Deposits and withdrawals are free, since Free deposits and withdrawals. The minimum deposit is €1, so a small first transfer is enough to open an account. Money can move in and out without adding to the annual management fee of 0.75%.
Is my money protected?+
Your money is covered by EU ICS up to EUR 20,000, which sets the ceiling on what the scheme pays out. Protection applies within that limit rather than to the whole balance, so a large portfolio holds more than the ceiling.
Who regulates Ginmon?+
Ginmon is supervised by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, the German authorities that watch investment firms. The company behind the service is Ginmon Vermögensverwaltung GmbH, based in Germany. Supervision is separate from the protection above: the regulator polices the firm, the scheme covers the money.
What can I invest in?+
The portfolio options are etf, esg and cash, and the underlying markets are etfs and funds. That means the service picks and holds investments for you rather than letting you place orders. Anyone who wants to place orders themselves would need another kind of platform.
Who is the account for?+
The account types are corporate, so the service is aimed at companies rather than private individuals. A business with spare cash can put it into a managed portfolio from €1. Private investors looking for a personal account would need another provider.
What support can I get?+
Support runs on email, chat and phone, so you can write, chat or call, and there is a help centre for longer questions. A managed portfolio generates fewer trading queries than a dealing account, though the team still handles account and money questions.
Sources
- ginmon.de checked September 26, 2026
Backs: Founded
- ginmon.de/gebuehren checked September 26, 2026
Backs: Management fee, Minimum investment, Portfolio types
“Ginmon Servicegebühr exkl. ETF-Kosten 0,75 % p.a. bzw. 0,60% p.a. ab 1.000.000 € Geldanlage”
- ginmon.de/ginmon-company checked September 26, 2026
Backs: Account types
- ginmon.de/impressum checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Licences
“Ginmon Vermögensverwaltung GmbH, Mainzer Landstraße 33a, 60329 Frankfurt am Main; Amtsgericht Frankfurt am Main, HRB 107290”
- ginmon.de/kontakt checked September 26, 2026
Backs: Support channels
- ginmon.de/gebuehren checked September 26, 2026
Backs: Deposit and withdrawal fees, Minimum deposit
“Invest ... ab 1 EUR, Sparplan ab 1 EUR - Ginmon Invest”
- robo-advisorfinder.com/list/ginmon checked September 26, 2026
Backs: Markets
“Instruments used: ETFs, Index Funds”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Ginmon
Companies putting spare cash into a managed ETF portfolio with a very low entry sum.