Updated September 28, 2026 · BrokerCue Editorial Team
bevestor vs Finax
What sets them apart
| Compare | ||
|---|---|---|
| Management fee | 0.6%Lower | 0.65% to 1% |
| Minimum investment | €25 to €500 | €10Lower |
| Regulators | Industrie und Handelskammer Frankfurt am Main | National Bank of Slovakia |
| Portfolio types | ETF, ESGCovers more | ETF |
| Account types | Joint | Not confirmed |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- bevestor scores higher overall: 8.8 vs 8.6.
- Regulators: only bevestor offers Industrie und Handelskammer Frankfurt am Main.
- Regulators: only Finax offers National Bank of Slovakia.
- Founded is lower at bevestor: 2016 vs 2018.
- Management fee is lower at bevestor: 0.6% vs 0.65% to 1%.
- Minimum investment is lower at Finax: €10 vs €25 to €500.
- Portfolio types: only bevestor offers ESG.
- Support channels: only bevestor offers Chat.
Our verdict on each
bevestor
bevestor suits investors in Germany who want a robo-managed portfolio run for them from a small starting amount, with entry from €25 to €500. The trade-off is a narrow range of etfs and funds and a fee of 0.6%, which sits above cheaper rivals.
Finax
Finax suits beginners in Slovakia who want a robo-advisor with a low entry point, since the minimum investment is €10. The cost trade-off is the management fee of 0.65% to 1%, above the robo-advisor median of 0.35%, so the fee matters most over a long holding period.
Score breakdown
| Area | bevestor | Finax |
|---|---|---|
| Cost | 8.7Fee of 0.6% against a site median of 0.4%, offset by an entry point of €25 to €500. | 8.8HigherManagement fee of 0.65% to 1% sits above the robo-advisor median of 0.35%, against a low €10 entry. |
| Offer | 9.0Higher | 8.6 |
| Trust | 8.7Higher | 8.4 |
Where they rank in our lists
| Ranking | bevestor | Finax |
|---|---|---|
| Stock and ETF brokers | 173 of 471 | 205 of 471 |
| Robo-advisors | 70 of 151 | 91 of 151 |
Choosing between them
Pick bevestor if offer, trust, management fee, and portfolio types matter most.
Pick Finax if minimum investment matter most.
Also worth a look
Lightyear has minimum investment at €1, against €25 to €500 for bevestor and €10 for Finax.
Lightyear reviewWhere these facts come from
bevestor
- bevestor.de: 9 facts, checked September 26, 2026
- deka.de: 1 fact, checked September 26, 2026
Finax
- finax.eu: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | bevestor | Finax |
|---|---|---|
| Legal entity | bevestor GmbH | Finax, o.c.p. a.s. |
| Headquarters | Germany | Slovakia |
| Founded | 2016Lower | 2018 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Phone, Email, Help centre |
Brokers
| Fact | bevestor | Finax |
|---|---|---|
| Minimum deposit | Not confirmed | €10 |
| Markets | ETFs, Funds | ETFs, Stocks, Bonds |
| Features | Mobile app | Mobile app |
| Pricing model | Not confirmed | Low fees |
| Audience | Not confirmed | Beginners |
| Deposit and withdrawal fees | Not confirmed | No deposit fee |
| Platforms | Bevestor App | Not confirmed |
Where each stands against the rest
| Fact | bevestor | Finax | Median |
|---|---|---|---|
| Management fee | 0.6%highest quarter | 0.65% to 1%highest quarter | 0.345% |
| Minimum investment | €25 to €500at the median | €10below the median | €25 |
Median across 86 listed brokers.
Pros and cons
bevestor
Pros
- Entry starts at €25 to €500, so monthly saving suits the model.
- Portfolios are automated and built from etf and esg, so no holding has to be picked by hand.
- Support runs through email, chat and phone.
Cons
- The management fee of 0.6% is above the site median of 0.4%.
- The range is limited to etfs and funds, so there is no direct share dealing.
- The only account type listed is joint, leaving a single investor without a separate account type.
Finax
Pros
- The minimum deposit is €10 and the minimum investment is €10, which keeps the starting point small.
- No fee applies to depositing, and support runs through phone, email and help centre.
- The mobile app comes with etf portfolios drawn from etfs, stocks and bonds.
Cons
- The management fee of 0.65% to 1% runs above the robo-advisor median of 0.35%.
- Investor protection is EU ICS up to EUR 20,000, so larger balances sit above the covered cap.
- The investable list is etfs, stocks and bonds, with no wider menu of funds, crypto or metals.
Who each suits
bevestor
Who it suits
- Investors in Germany who want a portfolio managed for them rather than choosing each holding.
- People saving in small amounts who can start from €25 to €500.
- Readers who want phone and chat support, both listed under email, chat and phone.
Who should look elsewhere
- eToro, whose management fee is 0%, suits readers who would rather pick investments themselves.
- Axos Invest, whose minimum investment is $100, suits readers starting with a larger sum.
- Vivid Standard, with management fees running 0.5% to 1.5%, suits readers who weigh the fee line most heavily.
Finax
Who it suits
- Beginners in Slovakia building a first portfolio, with a €10 minimum investment.
- EU investors who want supervised custody and EU ICS up to EUR 20,000 of protection.
- Members who like phone contact, since support covers phone, email and help centre.
Who should look elsewhere
- Day traders, since the account holds etfs, stocks and bonds and etf portfolios rather than a trading screen.
- Anyone comparing a business account, such as Vivid Standard at 0.5% to 1.5%.
- Traders who want a platform showing 0% in management fees, such as eToro.
Current offers
Finax
Current offer
Bonus
Discount for transferring your investment: 50% of the transferred amount managed free of charge
Applies to transferred investments over 1,000 EUR; account statement proving the termination and amount must be provided within 30 days; discount valid 2 years or until first withdrawal.
Source, checked September 26, 2026
Country by country
| Country | bevestor | Finax |
|---|---|---|
| Germany | Yes | No |
Questions about each
bevestor
How much does bevestor charge?+
bevestor charges a management fee of 0.6% for running the portfolio. The portfolio is built from etfs and funds, so the fee pays for ongoing management rather than individual trade dealing, and the whole account is handled in the bevestor App.
How much do I need to start?+
The minimum investment runs €25 to €500, which sits at the site median of €25. That keeps bevestor reachable for people setting aside small monthly amounts rather than committing a large lump sum on day one.
Finax
What does Finax cost to run?+
Finax charges a management fee of 0.65% to 1%, which sits above the robo-advisor median of 0.35%. The minimum deposit is €10 and depositing carries no fee, so the ongoing charge is the figure to weigh.
How much do I need to start investing?+
The minimum investment is €10 and the minimum deposit is €10. That entry sits below the robo-advisor median of €60.06, so modest sums can still build a portfolio.