Updated September 28, 2026 · BrokerCue Editorial Team
bevestor vs quirion
What sets them apart
| Compare |  bevestor |  quirion |
|---|---|---|
| Management fee | 0.6% | 0.48%Lower |
| Minimum investment | €25 to €500 | €0Lower |
| Regulators | Industrie und Handelskammer Frankfurt am Main | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) |
| Portfolio types | ETF, ESG | ETF, ESG, CashCovers more |
Same on both: Investor protection (EU ICS up to EUR 20,000), Account types (Joint).
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Key differences
- quirion scores higher overall: 9.2 vs 8.8.
- Regulators: only bevestor offers Industrie und Handelskammer Frankfurt am Main.
- Regulators: only quirion offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).
- Founded is lower at quirion: 2013 vs 2016.
- Management fee is lower at quirion: 0.48% vs 0.6%.
- Minimum investment is lower at quirion: €0 vs €25 to €500.
- Portfolio types: only quirion offers Cash.
Our verdict on each
bevestor
bevestor suits investors in Germany who want a robo-managed portfolio run for them from a small starting amount, with entry from €25 to €500. The trade-off is a narrow range of etfs and funds and a fee of 0.6%, which sits above cheaper rivals.
quirion
quirion suits German and European savers who want a ready-made portfolio, with regulation by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and money held under the EU investor compensation scheme. A minimum investment of €0 makes it easy to begin, though the ongoing fee is higher than at some rivals.
Score breakdown
| Area | bevestor | quirion |
|---|---|---|
| Cost | 8.7Fee of 0.6% against a site median of 0.4%, offset by an entry point of €25 to €500. | 9.4HigherManagement fee of 0.48% with a minimum investment of €0 and no charge on deposits or withdrawals. |
| Offer | 9.0 | 9.2Higher |
| Trust | 8.7 | 9.0Higher |
Where they rank in our lists
| Ranking | bevestor | quirion |
|---|---|---|
| Stock and ETF brokers | 173 of 471 | 102 of 471 |
| Robo-advisors | 70 of 151 | 33 of 151 |
The bill, worked out
10,000 invested for a year
bevestor
60
0.6% of 10,000
quirion
48
0.48% of 10,000
quirion comes out 12 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Licences and countries
| Country | bevestor | quirion |
|---|---|---|
| Germany | Industrie- und Handelskammer Frankfurt am Main D-F-125-9CFN-70 |
Available in 1 country for both.
Every fact side by side
| Fact | bevestor | quirion |
|---|---|---|
| Legal entity | bevestor GmbH | quirion AG |
| Headquarters | Germany | Germany |
| Founded | 2016 | 2013Lower |
| Support channels | Email, Chat, Phone, Help centre | Email, Chat, Phone, Help centre |
Brokers
| Fact | bevestor | quirion |
|---|---|---|
| Minimum deposit | Not confirmed | €25 |
| Markets | ETFs, Funds | ETFs, Funds |
| Features | Mobile app | Mobile app |
| Deposit and withdrawal fees | Not confirmed | free deposits and withdrawals |
| Platforms | Bevestor App | Not confirmed |
Where each stands against the rest
| Fact | bevestor | quirion | Median |
|---|---|---|---|
| Management fee | 0.6%highest quarter | 0.48%above the median | 0.345% |
| Minimum investment | €25 to €500at the median | €0lowest quarter | €25 |
Median across 86 listed brokers.
Pros and cons
bevestor
Pros
- Entry starts at €25 to €500, so monthly saving suits the model.
- Portfolios are automated and built from etf and esg, so no holding has to be picked by hand.
- Support runs through email, chat and phone.
Cons
- The management fee of 0.6% is above the site median of 0.4%.
- The range is limited to etfs and funds, so there is no direct share dealing.
- The only account type listed is joint, leaving a single investor without a separate account type.
quirion
Pros
- Regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), with money held under the EU investor compensation scheme up to the limit that scheme states
- Portfolio types cover etf, esg and cash, so a cash option sits alongside the ETF and ESG portfolios
- Support runs on email, chat and phone, and a mobile app covers the everyday account tasks
Cons
- The management fee of 0.48% is above the robo-advisor median of 0.35%, so the gap grows with the balance
- Investing covers etfs and funds only, so there is nothing here for readers who want to deal in individual shares
Who each suits
bevestor
Who it suits
- Investors in Germany who want a portfolio managed for them rather than choosing each holding.
- People saving in small amounts who can start from €25 to €500.
- Readers who want phone and chat support, both listed under email, chat and phone.
Who should look elsewhere
- eToro, whose management fee is 0%, suits readers who would rather pick investments themselves.
- Axos Invest, whose minimum investment is $100, suits readers starting with a larger sum.
- Vivid Standard, with management fees running 0.5% to 1.5%, suits readers who weigh the fee line most heavily.
quirion
Who it suits
- First-time investors who would rather not choose funds and ETFs themselves
- German and European savers who want a regulated provider with a joint account option
- People who want part of their money in a cash portfolio and the rest managed
Who should look elsewhere
- Readers who want to deal in individual shares: quirion covers etfs and funds, so eToro is the closer fit for self-directed trading
- Readers who prefer to commit a larger sum from the start: Axos Invest asks for a minimum investment of $100, against €0 here
Current offers
quirion
Current offer
Bonus
Studierendendepot: 50 EUR bonus for your first ETF portfolio: 50 EUR
For students, campaign runs until 16.11.2026
Source, checked September 26, 2026
Country by country
| Country | bevestor | quirion |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
bevestor
How much does bevestor charge?+
bevestor charges a management fee of 0.6% for running the portfolio. The portfolio is built from etfs and funds, so the fee pays for ongoing management rather than individual trade dealing, and the whole account is handled in the bevestor App.
How much do I need to start?+
The minimum investment runs €25 to €500, which sits at the site median of €25. That keeps bevestor reachable for people setting aside small monthly amounts rather than committing a large lump sum on day one.
quirion
What does quirion cost?+
The management fee is 0.48%, taken on the portfolio rather than per trade. Deposits and withdrawals carry no charge, and support comes through email, chat and phone. The fee sits above the robo-advisor median of 0.35%, so a large balance costs more than it would at a lower-fee rival.
Is quirion regulated, and what happens to my money if the firm fails?+
quirion is regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the German financial supervisor, so it operates under supervision rather than as an informal saving scheme. Money with quirion is covered by the EU investor compensation scheme up to the limit that scheme states. That protection concerns the firm failing, not the market moving against a portfolio.
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