Updated September 29, 2026 · BrokerCue Editorial Team
Ginmon vs NAGA
Where Ginmon and NAGA differ
| Compare |  Ginmon |  NAGA |
|---|---|---|
| Minimum deposit | €1Lower | €50 |
| Markets | ETFs, Funds | Stocks, ETFs, Forex, CFDs, Futures, Crypto |
| Regulators | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen | Cyprus Securities and Exchange Commission |
| Deposit and withdrawal fees | Free deposits and withdrawals | No withdrawal fee |
| Stock trade fee | Not confirmed | €3 |
| Retail accounts that lose money | Not confirmed | 70.45% |
| Platforms | Not confirmed | iOS, Android, Web, MetaTrader 5 |
| Account types | Corporate | Not confirmed |
| Interest on cash | Not confirmed | 2.4% |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Ginmon scores higher overall: 9.2 vs 8.7.
- Regulators: only Ginmon offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen.
- Regulators: only NAGA offers Cyprus Securities and Exchange Commission.
- NAGA is available in 29 more countries.
- Minimum deposit is lower at Ginmon: €1 vs €50.
- Markets: only Ginmon offers Funds.
- Markets: only NAGA offers Stocks, Forex, CFDs.
Our verdict on each
Ginmon
Ginmon is a German robo-advisor for corporate investors who want a managed ETF portfolio without a large starting sum. A management fee of 0.75% plus a minimum investment of €1 keeps the entry point low, though the account type is limited to companies.
NAGA
NAGA suits mobile copy traders who want stocks, ETFs, forex, CFDs, futures and crypto alongside social features in the same app. Opening starts at €50, while stock trades carry €3, so active share buyers should weigh costs against broader choice.
Score breakdown
| Area | Ginmon | NAGA |
|---|---|---|
| Cost | 8.9HigherManagement fee of 0.75% is above both the robo-advisor median of 0.35% and the site median of 0.4%. | 8.5Stock trades cost €3; withdrawals show No withdrawal fee. |
| Offer | 9.2Higher | 9.1Coverage spans stocks, ETFs and forex via iOS, Android and Web for desktop plus mobile. |
| Trust | 9.4Higher | 8.5Cover sits at EU ICS up to EUR 20,000 under Cyprus oversight. |
How they place
| Ranking | Ginmon | NAGA |
|---|---|---|
| Stock and ETF brokers | 99 of 471 | 4 of 471 |
Where each is licensed and available
| Country | Ginmon | NAGA |
|---|---|---|
| Cyprus | Not confirmed | |
| Germany | Not confirmed |
Available in 1 country for both. Additional countries for NAGA: 29.
If neither fits
XTB has minimum deposit at €0, against €1 for Ginmon and €50 for NAGA.
XTB reviewWhat we checked
Ginmon
- ginmon.de: 9 facts, checked September 26, 2026
- robo-advisorfinder.com: 1 fact, checked September 26, 2026
NAGA
- naga.com: 5 facts, checked September 28, 2026
- nagamarkets.zendesk.com: 5 facts, checked September 28, 2026
Every fact side by side
| Fact | Ginmon | NAGA |
|---|---|---|
| Features | Not confirmed | Crypto, Copy trading, Mobile app |
| Legal entity | Ginmon Vermögensverwaltung GmbH | Not confirmed |
| Headquarters | Germany | Not confirmed |
| Founded | 2014 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Ginmon | NAGA | Median |
|---|---|---|---|
| Minimum deposit | €1at the median | €50above the median | €1 |
| Stock trade fee | Not confirmed | €3above the median | €1 |
| Retail accounts that lose money | Not confirmed | 70.45%below the median | 72.05% |
| Interest on cash | Not confirmed | 2.4%below the median | 3% |
Median across 47 listed brokers.
Pros and cons
Ginmon
Pros
- Minimum investment of €1 keeps the entry point low for corporate investors
- No charge for moving money: Free deposits and withdrawals
- Supervised in Germany by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, so the firm sits inside the German system
Cons
- Management fee of 0.75% sits above the robo-advisor median of 0.35%
- A private account is not among its account types (corporate)
- Shares are not among its markets (etfs and funds), which cover ETFs and funds
NAGA
Pros
- Access stocks, ETFs and forex under a single login, covering shares through crypto for varied strategies.
- Trade via iOS, Android and Web, with MetaTrader 5 plus mobile apps for flexible order management.
- Withdrawals show No withdrawal fee, helped by No withdrawal fee for cost clarity.
Cons
- Stock trade fee sits at €3, which can weigh on frequent share buyers versus lower fee rivals.
- Support runs on help centre only, so help stays inside help centre without live chat or phone.
- Entry starts at €50, above ActivTrades at $0 for very small starters.
Who each suits
Ginmon
Who it suits
- Companies that want a managed portfolio set up with a small starting sum
- Investors happy to hold ETFs and funds rather than place orders
- Anyone in Germany who prefers a firm supervised by BaFin
Who should look elsewhere
- Self-directed traders, who may prefer eToro: its management fee is 0% while Ginmon manages the portfolio for you
- Anyone starting with a larger sum may prefer Axos Invest, whose minimum investment is $100
- Private investors: a personal account is not among the account types (corporate)
NAGA
Who it suits
- Social traders who follow others and want futures plus crypto alongside shares may prefer NAGA over eToro.
- Mobile led investors starting at €50 who accept €3 may prefer NAGA over ActivTrades.
Who should look elsewhere
- Cost sensitive share buyers who want lower ticket fees than €3 may prefer XTB.
- Traders wanting phone or live chat beyond help centre may prefer ActivTrades.
Country by country
| Country | Ginmon | NAGA |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 30 countries where either is available.
Questions about each
Ginmon
What does Ginmon charge to manage an account?+
Ginmon charges a management fee of 0.75% on the corporate account it manages, and that is the main ongoing cost. The median management fee across robo-advisors is 0.35%, so you can see how Ginmon compares with the middle of the market.
How much do I need to start investing?+
The minimum investment is €1 and the minimum deposit is €1, so a small first transfer is enough. The median minimum investment across robo-advisors is €60.06, which puts Ginmon's entry point below the middle.
NAGA
What does NAGA charge for stock trades and withdrawals?+
Stock orders carry €3 per trade, and funding shows No withdrawal fee for withdrawals. Share buyers who trade often should compare that ticket charge with rivals before committing, as frequent dealing lifts total cost over time.
What is the minimum deposit to open a NAGA account?+
Trading can start at €50, which keeps entry modest for newcomers testing markets. Withdrawals show No withdrawal fee, so moving funds out does not add a separate withdrawal charge under current terms.
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