Updated September 28, 2026 · BrokerCue Editorial Team
bevestor vs Empower Personal Dashboard
What sets them apart
| Compare |  bevestor |  Empower Personal Dashboard |
|---|---|---|
| Management fee | 0.6% | 0%Lower |
| Minimum investment | €25 to €500 | $0 |
| Account types | Joint | IRA |
| Portfolio types | ETF, ESG | ETF, Cash |
| Regulators | Industrie und Handelskammer Frankfurt am Main | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
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Key differences
- Empower Personal Dashboard scores higher overall: 9.4 vs 8.8.
- Management fee is lower at Empower Personal Dashboard: 0% vs 0.6%.
- Account types: only bevestor offers Joint.
- Account types: only Empower Personal Dashboard offers IRA.
- Portfolio types: only bevestor offers ESG.
- Portfolio types: only Empower Personal Dashboard offers Cash.
- Support channels: only bevestor offers Chat.
Our verdict on each
bevestor
bevestor suits investors in Germany who want a robo-managed portfolio run for them from a small starting amount, with entry from €25 to €500. The trade-off is a narrow range of etfs and funds and a fee of 0.6%, which sits above cheaper rivals.
Empower Personal Dashboard
Empower Personal Dashboard suits US savers who want a managed retirement account without a fee attached. The management fee is 0% and the minimum investment is $0, so the cost side is as light as it gets. It fits people who would rather set it and leave it than trade.
Score breakdown
| Area | bevestor | Empower Personal Dashboard |
|---|---|---|
| Cost | 8.7Fee of 0.6% against a site median of 0.4%, offset by an entry point of €25 to €500. | 9.9HigherManagement fee 0%, account fee $0 and minimum investment $0 sit at the free end of costs. |
| Offer | 9.0Higher | 8.8 |
| Trust | 8.7 | Not confirmed |
How they place
| Ranking | bevestor | Empower Personal Dashboard |
|---|---|---|
| Stock and ETF brokers | 173 of 471 | 12 of 471 |
| Robo-advisors | 70 of 151 | 4 of 151 |
Every fact side by side
| Fact | bevestor | Empower Personal Dashboard |
|---|---|---|
| Legal entity | bevestor GmbH | Empower Advisory Group, LLC |
| Headquarters | Germany | United States |
| Founded | 2016 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Phone, Help centre |
Brokers
| Fact | bevestor | Empower Personal Dashboard |
|---|---|---|
| Minimum deposit | Not confirmed | $0 |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Markets | ETFs, Funds | Stocks, ETFs, FundsCovers more |
| Features | Mobile app | Mobile app |
| Pricing model | Not confirmed | Commission free, Low fees |
| Platforms | Bevestor App | Not confirmed |
Where each stands against the rest
| Fact | bevestor | Empower Personal Dashboard | Median |
|---|---|---|---|
| Management fee | 0.6%highest quarter | 0%lowest quarter | 0.345% |
Median across 86 listed brokers.
Pros and cons
bevestor
Pros
- Entry starts at €25 to €500, so monthly saving suits the model.
- Portfolios are automated and built from etf and esg, so no holding has to be picked by hand.
- Support runs through email, chat and phone.
Cons
- The management fee of 0.6% is above the site median of 0.4%.
- The range is limited to etfs and funds, so there is no direct share dealing.
- The only account type listed is joint, leaving a single investor without a separate account type.
Empower Personal Dashboard
Pros
- Management fee of 0% and an account fee of $0, so nothing leaves the balance each year.
- Minimum investment of $0 and a minimum deposit of $0, so a small first contribution is enough.
- Stock trades cost $0 across stocks, etfs and funds, with managed portfolios in ETF and cash styles.
Cons
- The account type is an IRA, so it is a retirement account rather than a general dealing account.
- Markets stop at stocks, etfs and funds, with no crypto, options or forex added on.
- Support runs on email, phone and help centre, so there is no live chat for quick questions.
Who each suits
bevestor
Who it suits
- Investors in Germany who want a portfolio managed for them rather than choosing each holding.
- People saving in small amounts who can start from €25 to €500.
- Readers who want phone and chat support, both listed under email, chat and phone.
Who should look elsewhere
- eToro, whose management fee is 0%, suits readers who would rather pick investments themselves.
- Axos Invest, whose minimum investment is $100, suits readers starting with a larger sum.
- Vivid Standard, with management fees running 0.5% to 1.5%, suits readers who weigh the fee line most heavily.
Empower Personal Dashboard
Who it suits
- US savers building a retirement account who want it run for them at no annual charge.
- People who prefer ETF and cash portfolios over picking their own shares.
- Long-term investors content with a conventional asset range.
Who should look elsewhere
- eToro, where the managed portfolios start at $500.
- Vivid Standard, which charges a management fee of 0.5% to 1.5%.
- Axos Invest, where managed portfolios start at $100.
Country by country
| Country | bevestor | Empower Personal Dashboard |
|---|---|---|
| Germany | Yes | No |
Questions about each
bevestor
How much does bevestor charge?+
bevestor charges a management fee of 0.6% for running the portfolio. The portfolio is built from etfs and funds, so the fee pays for ongoing management rather than individual trade dealing, and the whole account is handled in the bevestor App.
How much do I need to start?+
The minimum investment runs €25 to €500, which sits at the site median of €25. That keeps bevestor reachable for people setting aside small monthly amounts rather than committing a large lump sum on day one.
Empower Personal Dashboard
What does Empower Personal Dashboard charge?+
The management fee is 0% and the account fee is $0, so nothing is taken out of the balance for holding or running the account. Trading is separate, and the stock trade fee is $0, which keeps running costs thin overall.
Is there a minimum to get started?+
The minimum investment is $0 and the minimum deposit is $0, so you can begin with a small amount rather than waiting for a large balance. That makes it a practical first step for anyone building a retirement pot gradually.