Updated September 28, 2026 · BrokerCue Editorial Team
AJ Bell vs Titan
AJ Bell vs Titan: the differences
| Compare |  AJ Bell |  Titan |
|---|---|---|
| Minimum deposit | £25 | $500 |
| Markets | Stocks, ETFs, Bonds, Funds | Stocks, ETFs, Bonds, Crypto, FundsCovers more |
| Regulators | Financial Conduct Authority (FCA) | Securities and Exchange Commission (SEC) |
| Investor protection | FSCS up to GBP 85,000 | SIPC up to USD 500,000 |
| Platforms | Web platform, Mobile app | Web, Mobile app |
| Stock trade fee | £5 | Not confirmed |
| Account fee | £3.50 | Not confirmed |
| Currency conversion fee | 0.75% | Not confirmed |
| Deposit and withdrawal fees | Free withdrawals | Not confirmed |
| Account types | ISA, SIPP, Lisa, Jisa | Not confirmed |
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Key differences
- AJ Bell scores higher overall: 8.7 vs 8.5.
- Regulators: only AJ Bell offers Financial Conduct Authority (FCA).
- Regulators: only Titan offers Securities and Exchange Commission (SEC).
- Markets: only Titan offers Crypto.
- Platforms: only AJ Bell offers Web platform.
- Platforms: only Titan offers Web.
- Support channels: only AJ Bell offers Chat.
- Features: only Titan offers Crypto.
Our verdict on each
AJ Bell
AJ Bell pairs a flat £3.50 with FCA regulation and FSCS up to GBP 85,000 of cover, so it suits UK savers who want four wrapper types. Deals in shares cost £5 and currency conversion adds 0.75%, which leaves it short of the cheapest names on our data.
Titan
Titan is a US robo-advisor for investors who want a portfolio run for them, with a single management fee of 0.4% across holdings in stocks, etfs and bonds. The trade-off is entry size: a minimum investment of $500 keeps small savers out, though the money sits under SIPC up to USD 500,000.
Score breakdown
| Area | AJ Bell | Titan |
|---|---|---|
| Cost | 8.4HigherA flat annual fee of £3.50 and £5 a dealing sit mid-table, while currency conversion costs 0.75%. | 8.3Management fee of 0.4% matches the site median of 0.4%; minimum investment of $500 sits above €25. |
| Offer | 9.2Higher | 8.8 |
| Trust | 8.6Higher | 8.5 |
Side by side, item by item
| Markets | AJ Bell | Titan |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Crypto | No | Yes |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
Positions in our rankings
| Ranking | AJ Bell | Titan |
|---|---|---|
| Stock and ETF brokers | 193 of 471 | 215 of 471 |
Every fact side by side
| Fact | AJ Bell | Titan |
|---|---|---|
| Features | Mobile app | Crypto, Mobile appCovers more |
| Pricing model | Low fees | Low fees |
| Legal entity | AJ Bell | Titan Global Capital Management USA LLC |
| Headquarters | United Kingdom | United States |
| Founded | Not confirmed | 2017 |
| Support channels | Chat, Help centreCovers more | Help centre |
Robo-advisors
| Fact | AJ Bell | Titan |
|---|---|---|
| Management fee | Not confirmed | 0.4% |
| Minimum investment | Not confirmed | $500 |
| Portfolio types | Not confirmed | Cash, Crypto |
Where each stands against the rest
| Fact | AJ Bell | Titan | Median |
|---|---|---|---|
| Stock trade fee | £5highest quarter | Not confirmed | £0 |
| Account fee | £3.50above the median | Not confirmed | £0 |
| Currency conversion fee | 0.75%highest quarter | Not confirmed | 0.45% |
Median across 38 listed brokers.
Pros and cons
AJ Bell
Pros
- Four account types in one place: isa, sipp and lisa.
- Regulated by the Financial Conduct Authority (FCA), with FSCS up to GBP 85,000 of cover on eligible money.
- A flat £3.50 annual charge against a market median of €0.
Cons
- Dealing shares costs £5, where eToro charges $0.
- The account fee places AJ Bell 111 of 138 brands on our data.
- Support runs on chat and help centre only, with no phone line listed.
Titan
Pros
- A single management fee of 0.4% covers the managed portfolio, so the running cost is easy to forecast.
- Regulated in the US by the Securities and Exchange Commission, with holdings under SIPC up to USD 500,000.
- Holdings span stocks, etfs and bonds, so crypto sits alongside the usual assets rather than needing a second provider.
Cons
- Minimum investment of $500 and minimum deposit of $500 sit well above the site median of €25.
- Support runs on help centre only, so there is no direct phone or email line for questions.
- Portfolio choice is narrow, limited to cash and crypto.
Who each suits
AJ Bell
Who it suits
- You want an FCA-regulated broker with FSCS up to GBP 85,000 behind the account and do not need the lowest dealing cost.
- Your saving changes shape over time and you want ISA, SIPP, LISA and Junior ISA under one roof, since isa, sipp and lisa all sit here.
- You are a regular UK investor who prefers a flat £3.50 to a percentage-based platform charge.
Who should look elsewhere
- You trade very often, because eToro charges $0 on stock deals against £5 here.
- You are starting with almost nothing, since Vantage takes $5 and CFI takes $0 against the £25 asked for here.
- You want phone support, as AJ Bell lists chat and help centre and nothing wider.
Titan
Who it suits
- US investors who want a robo-managed portfolio and not to monitor it day to day.
- Savers who can start from $500 and hand the decisions to a manager.
- Investors comfortable with a cash sleeve alongside crypto.
Who should look elsewhere
- Small savers: CFI takes a minimum deposit of $0, against $500 here.
- Direct traders: eToro covers stocks, etfs and forex, wider than stocks, etfs and bonds.
- Small-account traders: Vantage asks $5 to get going.
Country by country
| Country | AJ Bell | Titan |
|---|---|---|
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
AJ Bell
What does AJ Bell charge to hold an account?+
The account fee is a flat £3.50 a year. That sits above the market median of €0 and well below the €219.24 at the expensive end of our data, so it is a mid-range holding cost rather than a free account.
How much does it cost to buy shares?+
A dealing in shares costs £5. The market median is €0 and the highest figure on our data is €17.54, so frequent dealing adds up quickly and investors who trade rarely feel it least.
Titan
What does Titan charge?+
The running cost is a management fee of 0.4% on the portfolio, the same as the site median of 0.4%. Because the account is managed for you, that fee is the line to compare rather than a price per trade.
Is Titan regulated and is my money protected?+
Titan Global Capital Management USA LLC is registered with the Securities and Exchange Commission in the US, and holdings sit under SIPC up to USD 500,000. That cover is a limit on broker failure, not a guarantee on what an account earns.
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