Updated September 29, 2026 · BrokerCue Editorial Team
Linxea vs Robinhood
Linxea vs Robinhood: the differences
| Compare | ||
|---|---|---|
| Minimum deposit | €100 | $0 |
| Markets | Funds, Bonds | Stocks, ETFs, Options, Futures, Crypto |
| Regulators | ORIAS | Bank of Lithuania (LSC), LT BL, SIPC |
| Deposit and withdrawal fees | 0% entry fee on Linxea Avenir 2 | $100 outgoing transfer |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 3.95% |
| Options contract fee | Not confirmed | $0 |
| Platforms | Not confirmed | Robinhood app, Robinhood Legend |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
| Maximum retail leverage | Not confirmed | 10X |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Robinhood scores higher overall: 9.4 vs 8.7.
- Regulators: only Linxea offers ORIAS.
- Regulators: only Robinhood offers Bank of Lithuania (LSC), LT BL, SIPC.
- Robinhood is licensed in 1 more country.
- Markets: only Linxea offers Funds, Bonds.
- Markets: only Robinhood offers Stocks, ETFs, Options.
- Pricing model: only Robinhood offers Commission free.
Our verdict on each
Linxea
Linxea sits apart from the brokers on this page because it is a French savings and life insurance platform rather than a share dealing site, and the money sits under EU ICS up to EUR 20,000. It suits savers in France who want funds and bonds held for the long term with no entry charge.
Robinhood
Robinhood suits first-time investors and small, regular investors who want nothing charged for holding or trading. It is the cheapest way in on our data, with a minimum deposit of $0, no account fee and no inactivity charge, under the Bank of Lithuania and SIPC.
Score breakdown
| Area | Linxea | Robinhood |
|---|---|---|
| Cost | 8.4No entry fee on the Linxea Avenir contract, 0% entry fee on Linxea Avenir 2, though €100 is a high floor. | 9.6HigherStock trades cost $0, options contracts $0, the account fee is $0 and inactivity is $0. |
| Offer | 9.1 | 9.3Higher |
| Trust | 8.6 | 9.3Higher |
Where each is licensed and available
| Country | Linxea | Robinhood |
|---|---|---|
| France | ORIAS 07031073 | Not confirmed |
| Lithuania | Not confirmed | Bank of Lithuania (LSC) MiCA CASP 254900GTP4UXQO1UMI36 LT_BL PSD_PI 306377915 |
| United States | Not confirmed | SIPC SIPC member 69916 |
How they place
| Ranking | Linxea | Robinhood |
|---|---|---|
| Stock and ETF brokers | 7 of 490 | 13 of 490 |
Side by side, item by item
| Markets | Linxea | Robinhood |
|---|---|---|
| Stocks | No | Yes |
| ETFs | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | No | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
Sources behind this comparison
Linxea
- linxea.com: 8 facts, checked September 26, 2026
- bogleheads.org: 1 fact, checked September 26, 2026
Robinhood
- finder.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- mymillennialguide.com: 4 facts, checked September 26, 2026
- financer.com: 2 facts, checked September 26, 2026
- robinhood.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Linxea | Robinhood |
|---|---|---|
| Features | Not confirmed | Crypto, Fractional shares, Options, Futures, Mobile app |
| Pricing model | Low fees | Commission free, Low feesCovers more |
| Audience | Not confirmed | Beginners, Day traders |
| Legal entity | LINXEA SAS | Robinhood Europe UAB |
| Headquarters | France | Lithuania |
| Founded | Not confirmed | 2013 |
| Support channels | Phone, Help centre, Community | Not confirmed |
Where each stands against the rest
| Fact | Linxea | Robinhood | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Margin rate | Not confirmed | 3.95%lowest quarter | 8.79% |
| Options contract fee | Not confirmed | $0lowest quarter | $0.59 |
Median across 81 listed brokers.
Pros and cons
Linxea
Pros
- No entry fee on the Linxea Avenir contract: 0% entry fee on Linxea Avenir 2
- Deposits start at €100, above the site median of €4.64
- Regulated in France by ORIAS, with EU ICS up to EUR 20,000 behind the money
Cons
- The range is narrow: funds and bonds means no share dealing on this platform
- The minimum deposit of €100 sits well above $0 at CFI
- Regulators listed: ORIAS, with the base in France, so UK clients have no named UK protection
Robinhood
Pros
- Nothing to pay to open or hold an account, with an account fee of $0 and an inactivity fee of $0
- Trading a share costs $0, so a small first order is not eaten by commission
- You can start with a deposit of $0, lower than most brands on our data
Cons
- Leverage is available at 10X, which magnifies losses as well as gains
- Outgoing transfers carry a charge of $100 outgoing transfer
- Margin borrowing is priced at a margin rate of 3.95%, so interest adds to your cost
Who each suits
Linxea
Who it suits
- French savers who want a long term savings contract, not day trading
- Investors happy to hold funds and bonds rather than trade shares
- People who value a registered French adviser and a clear EU ICS up to EUR 20,000
Who should look elsewhere
- Share traders, since funds and bonds offers funds and bonds only
- UK investors used to free entry, as CFI starts at $0
- Brokers with a wide asset list, such as eToro with stocks, etfs and forex
Robinhood
Who it suits
- Beginners opening a first account with a small deposit
- Day-traders working in options, futures and crypto on mobile
- Retirement investors using an IRA, Roth IRA or joint account
Who should look elsewhere
- Vantage if a flat minimum deposit of $5 suits you better
- CFI if you want forex and CFDs alongside shares, since its markets cover stocks, etfs and forex
- eToro if social copy trading matters more than options and futures
Current offers
Linxea
Current offer
Bonus
100 EUR offerts ouverture Linxea Spirit 2 enfant mineur: 100 EUR
ouverture d'un contrat Linxea Spirit 2 pour enfant mineur
Source, checked September 26, 2026
Country by country
| Country | Linxea | Robinhood |
|---|---|---|
| France | Yes | No |
Questions about each
Linxea
What does it cost to open a Linxea account?+
Opening money on the Linxea Avenir contract carries 0% entry fee on Linxea Avenir 2, so there is no charge for putting money in. The floor is €100, which sits above the €4.64 typical across the brokers compared here. Costs therefore show up in what the contract holds rather than in an entry charge.
What can you actually invest in?+
The listed markets are funds and bonds, so the range is unit funds and bonds rather than individual shares, derivatives or crypto. That suits a saver who wants a managed long term holding. Anyone needing a wider asset list will have to look elsewhere.
Robinhood
What does it cost to trade shares on Robinhood?+
Trading a share costs $0, and an options contract costs $0. There is also an account fee of $0 and an inactivity fee of $0, so nothing is taken for simply holding the account open. Borrowing on margin is charged at a margin rate of 3.95%, which is the main running cost if you use leverage.
Is there a minimum deposit to open a Robinhood account?+
The minimum deposit is $0, so you can open an account and place a small first order without funding a large balance. It is worth comparing that with the deposits other brands ask for before you commit, since the figure varies widely across the market. Outgoing transfers are charged at $100 outgoing transfer, so factor that in if you plan to move money out early.
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