Updated September 29, 2026 · BrokerCue Editorial Team
bunq vs Robinhood
What sets them apart
| Compare |  bunq |  Robinhood |
|---|---|---|
| Minimum deposit | €10 | $0 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Options, Futures, CryptoCovers more |
| Regulators | De Nederlandsche Bank, SIPC | Bank of Lithuania (LSC), LT BL, SIPC |
| Platforms | Bunq app | Robinhood app, Robinhood Legend |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 3.95% |
| Options contract fee | Not confirmed | $0 |
| Deposit and withdrawal fees | Not confirmed | $100 outgoing transfer |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
| Maximum retail leverage | Not confirmed | 10X |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Robinhood scores higher overall: 9.4 vs 8.9.
- Regulators: only bunq offers De Nederlandsche Bank.
- Regulators: only Robinhood offers Bank of Lithuania (LSC), LT BL.
- Founded is lower at bunq: 2012 vs 2013.
- Markets: only Robinhood offers Options, Futures.
- Platforms: only bunq offers Bunq app.
- Platforms: only Robinhood offers Robinhood app, Robinhood Legend.
- Features: only Robinhood offers Options, Futures.
- Audience: only Robinhood offers Day traders.
Our verdict on each
bunq
bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.
Robinhood
Robinhood suits first-time investors and small, regular investors who want nothing charged for holding or trading. It is the cheapest way in on our data, with a minimum deposit of $0, no account fee and no inactivity charge, under the Bank of Lithuania and SIPC.
Score breakdown
| Area | bunq | Robinhood |
|---|---|---|
| Cost | 8.9 | 9.6HigherStock trades cost $0, options contracts $0, the account fee is $0 and inactivity is $0. |
| Offer | 8.7 | 9.3Higher |
| Trust | 9.1 | 9.3Higher |
Where they rank in our lists
| Ranking | bunq | Robinhood |
|---|---|---|
| Stock and ETF brokers | 8 of 490 | 13 of 490 |
| Brokers for beginners | 5 of 88 | 6 of 88 |
Availability and regulation
| Country | bunq | Robinhood |
|---|---|---|
| United States | SIPC SIPC member 71344 | SIPC SIPC member 69916 |
| Lithuania | Not confirmed | Bank of Lithuania (LSC) MiCA CASP 254900GTP4UXQO1UMI36 LT_BL PSD_PI 306377915 |
| Netherlands | Not confirmed |
Side by side, item by item
| Markets | bunq | Robinhood |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
Where these facts come from
bunq
- bunq.com: 8 facts, checked September 26, 2026
- help.bunq.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Robinhood
- finder.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- mymillennialguide.com: 4 facts, checked September 26, 2026
- financer.com: 2 facts, checked September 26, 2026
- robinhood.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | bunq | Robinhood |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Crypto, Fractional shares, Options, Futures, Mobile appCovers more |
| Pricing model | Not confirmed | Commission free, Low fees |
| Audience | Beginners | Beginners, Day tradersCovers more |
| Legal entity | BUNQ US BD LLC | Robinhood Europe UAB |
| Headquarters | Netherlands | Lithuania |
| Founded | 2012Lower | 2013 |
| Support channels | Email, Help centre | Not confirmed |
Where each stands against the rest
| Fact | bunq | Robinhood | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Margin rate | Not confirmed | 3.95%lowest quarter | 8.79% |
| Options contract fee | Not confirmed | $0lowest quarter | $0.59 |
Median across 81 listed brokers.
Pros and cons
bunq
Pros
- The minimum deposit is €10.
- The available features include fractional shares, crypto and a mobile app.
- Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
Cons
- Support runs through email and help centre only.
- The available markets cover stocks, ETFs and crypto.
- The stated EU investor protection is EU ICS up to EUR 20,000.
Robinhood
Pros
- Nothing to pay to open or hold an account, with an account fee of $0 and an inactivity fee of $0
- Trading a share costs $0, so a small first order is not eaten by commission
- You can start with a deposit of $0, lower than most brands on our data
Cons
- Leverage is available at 10X, which magnifies losses as well as gains
- Outgoing transfers carry a charge of $100 outgoing transfer
- Margin borrowing is priced at a margin rate of 3.95%, so interest adds to your cost
Who each suits
bunq
Who it suits
- Beginners comfortable investing through a mobile app.
- Investors interested in fractional shares.
- Retail investors focused on stocks, ETFs and crypto.
Who should look elsewhere
- Not for CFI users seeking a minimum deposit below €10.
- Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
- Not for Vantage users seeking a minimum deposit below €10.
Robinhood
Who it suits
- Beginners opening a first account with a small deposit
- Day-traders working in options, futures and crypto on mobile
- Retirement investors using an IRA, Roth IRA or joint account
Who should look elsewhere
- Vantage if a flat minimum deposit of $5 suits you better
- CFI if you want forex and CFDs alongside shares, since its markets cover stocks, etfs and forex
- eToro if social copy trading matters more than options and futures
Current offers
bunq
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Questions about each
bunq
What is bunq's minimum deposit?+
bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.
Which markets are available on bunq?+
bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.
Robinhood
What does it cost to trade shares on Robinhood?+
Trading a share costs $0, and an options contract costs $0. There is also an account fee of $0 and an inactivity fee of $0, so nothing is taken for simply holding the account open. Borrowing on margin is charged at a margin rate of 3.95%, which is the main running cost if you use leverage.
Is there a minimum deposit to open a Robinhood account?+
The minimum deposit is $0, so you can open an account and place a small first order without funding a large balance. It is worth comparing that with the deposits other brands ask for before you commit, since the figure varies widely across the market. Outgoing transfers are charged at $100 outgoing transfer, so factor that in if you plan to move money out early.
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