Updated September 29, 2026 · BrokerCue Editorial Team
FXCM vs Ginmon
FXCM vs Ginmon: the differences
| Compare |  FXCM |  Ginmon |
|---|---|---|
| Minimum deposit | $50 | €1 |
| Markets | Forex, CFDs, Crypto | ETFs, Funds |
| Regulators | FCA | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | 63% | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
| Account types | Not confirmed | Corporate |
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Key differences
- Ginmon scores higher overall: 9.2 vs 8.7.
- Regulators: only FXCM offers FCA.
- Regulators: only Ginmon offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen.
- Markets: only FXCM offers Forex, CFDs, Crypto.
- Markets: only Ginmon offers ETFs, Funds.
Our verdict on each
FXCM
FXCM suits UK traders who want a single regulated account for forex, CFDs and crypto, opening from a minimum deposit of $50 with client money covered by FSCS up to GBP 85,000. The licence is a known name, which matters more than a bargain headline, since 63% of retail accounts lose money.
Ginmon
Ginmon is a German robo-advisor for corporate investors who want a managed ETF portfolio without a large starting sum. A management fee of 0.75% plus a minimum investment of €1 keeps the entry point low, though the account type is limited to companies.
Score breakdown
| Area | FXCM | Ginmon |
|---|---|---|
| Cost | 8.7Entry starts at $50 against a €4.64 site median, with dealing limited to forex, cfds and crypto. | 8.9HigherManagement fee of 0.75% is above both the robo-advisor median of 0.35% and the site median of 0.4%. |
| Offer | 8.8 | 9.2Higher |
| Trust | 8.6 | 9.4Higher |
Licences and countries
| Country | FXCM | Ginmon |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | FCA 217689 | Not confirmed |
Where these facts come from
FXCM
- brokerchooser.com: 4 facts, checked September 26, 2026
- forexsuggest.com: 1 fact, checked September 26, 2026
- fxcmaffiliates.com: 1 fact, checked September 26, 2026
Ginmon
- ginmon.de: 9 facts, checked September 26, 2026
- robo-advisorfinder.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | FXCM | Ginmon |
|---|---|---|
| Legal entity | Stratos Markets Limited | Ginmon Vermögensverwaltung GmbH |
| Headquarters | Not confirmed | Germany |
| Founded | Not confirmed | 2014 |
| Support channels | Not confirmed | Email, Chat, Phone, Help centre |
Where each stands against the rest
| Fact | FXCM | Ginmon | Median |
|---|---|---|---|
| Retail accounts that lose money | 63%lowest quarter | Not confirmed | 72.05% |
Median across 47 listed brokers.
Pros and cons
FXCM
Pros
- FCA regulation with FSCS up to GBP 85,000 protection standing behind client money.
- forex, cfds and crypto markets sit in the same account, so CFD and crypto trades stay under the same licence.
- A named UK operator, Stratos Markets Limited, sits behind the brand and the FCA licence 217689.
Cons
- The $50 minimum deposit is higher than CFI at $0 and Vantage at $5.
- The market list stops at forex, cfds and crypto, so no shares, ETFs or futures dealing sits alongside currency and crypto.
Ginmon
Pros
- Minimum investment of €1 keeps the entry point low for corporate investors
- No charge for moving money: Free deposits and withdrawals
- Supervised in Germany by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, so the firm sits inside the German system
Cons
- Management fee of 0.75% sits above the robo-advisor median of 0.35%
- A private account is not among its account types (corporate)
- Shares are not among its markets (etfs and funds), which cover ETFs and funds
Who each suits
FXCM
Who it suits
- UK retail traders who want forex, CFDs and crypto under a single FCA licence rather than several brokers.
- Traders who check the operator before depositing: Stratos Markets Limited and licence 217689.
- Anyone prepared for leverage, with 63% of retail accounts losing money.
Who should look elsewhere
- eToro, if you also want shares, ETFs and futures, since it lists stocks, etfs and forex.
- CFI, if you want to start without committing cash, since its minimum deposit is $0.
- Vantage, if a smaller starting deposit matters, since Vantage asks $5.
Ginmon
Who it suits
- Companies that want a managed portfolio set up with a small starting sum
- Investors happy to hold ETFs and funds rather than place orders
- Anyone in Germany who prefers a firm supervised by BaFin
Who should look elsewhere
- Self-directed traders, who may prefer eToro: its management fee is 0% while Ginmon manages the portfolio for you
- Anyone starting with a larger sum may prefer Axos Invest, whose minimum investment is $100
- Private investors: a personal account is not among the account types (corporate)
Country by country
| Country | FXCM | Ginmon |
|---|---|---|
| Germany | No | Yes |
Questions about each
FXCM
What do I need to deposit to open an FXCM account?+
The published minimum deposit is $50, higher than the €4.64 median across brokers on the site. For comparison, CFI lists a minimum deposit of $0 and Vantage $5. Beyond that floor the account size is yours to set, and it shapes position sizing rather than the trading fee.
Who regulates FXCM in the UK?+
FXCM is regulated in the UK by the FCA, the sole regulator listed for the brand, and the FCA licence number is 217689. UK clients therefore sit inside the UK regulatory perimeter, with rules on how the firm holds money and treats clients. Anyone outside the UK would need to check their own regulator before opening.
Ginmon
What does Ginmon charge to manage an account?+
Ginmon charges a management fee of 0.75% on the corporate account it manages, and that is the main ongoing cost. The median management fee across robo-advisors is 0.35%, so you can see how Ginmon compares with the middle of the market.
How much do I need to start investing?+
The minimum investment is €1 and the minimum deposit is €1, so a small first transfer is enough. The median minimum investment across robo-advisors is €60.06, which puts Ginmon's entry point below the middle.