Updated September 29, 2026 · BrokerCue Editorial Team
bunq vs NAGA
Where bunq and NAGA differ
| Compare |  bunq |  NAGA |
|---|---|---|
| Minimum deposit | €10Lower | €50 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Forex, CFDs, Futures, CryptoCovers more |
| Regulators | De Nederlandsche Bank, SIPC | Cyprus Securities and Exchange Commission |
| Platforms | Bunq app | iOS, Android, Web, MetaTrader 5 |
| Stock trade fee | Not confirmed | €3 |
| Retail accounts that lose money | Not confirmed | 70.45% |
| Deposit and withdrawal fees | Not confirmed | No withdrawal fee |
| Interest on cash | Not confirmed | 2.4% |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- bunq scores higher overall: 8.9 vs 8.7.
- Regulators: only bunq offers De Nederlandsche Bank, SIPC.
- Regulators: only NAGA offers Cyprus Securities and Exchange Commission.
- bunq is licensed in 1 more country.
- Minimum deposit is lower at bunq: €10 vs €50.
- Markets: only NAGA offers Forex, CFDs, Futures.
- Platforms: only bunq offers Bunq app.
- Platforms: only NAGA offers iOS, Android, Web.
- Features: only bunq offers Fractional shares.
- Features: only NAGA offers Copy trading.
Our verdict on each
bunq
bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.
NAGA
NAGA suits mobile copy traders who want stocks, ETFs, forex, CFDs, futures and crypto alongside social features in the same app. Opening starts at €50, while stock trades carry €3, so active share buyers should weigh costs against broader choice.
Score breakdown
| Area | bunq | NAGA |
|---|---|---|
| Cost | 8.9Higher | 8.5Stock trades cost €3; withdrawals show No withdrawal fee. |
| Offer | 8.7 | 9.1HigherCoverage spans stocks, ETFs and forex via iOS, Android and Web for desktop plus mobile. |
| Trust | 9.1Higher | 8.5Cover sits at EU ICS up to EUR 20,000 under Cyprus oversight. |
Side by side, item by item
| Markets | bunq | NAGA |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
Where each is licensed and available
| Country | bunq | NAGA |
|---|---|---|
| Cyprus | Not confirmed | |
| Netherlands | Not confirmed | |
| United States | SIPC SIPC member 71344 | Not confirmed |
Also worth a look
XTB has minimum deposit at €0, against €10 for bunq and €50 for NAGA.
XTB reviewSources behind this comparison
bunq
- bunq.com: 8 facts, checked September 26, 2026
- help.bunq.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
NAGA
- naga.com: 5 facts, checked September 28, 2026
- nagamarkets.zendesk.com: 5 facts, checked September 28, 2026
How they place
| Ranking | bunq | NAGA |
|---|---|---|
| Stock and ETF brokers | 8 of 490 | 4 of 490 |
Every fact side by side
| Fact | bunq | NAGA |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Crypto, Copy trading, Mobile app |
| Audience | Beginners | Not confirmed |
| Legal entity | BUNQ US BD LLC | Not confirmed |
| Headquarters | Netherlands | Not confirmed |
| Founded | 2012 | Not confirmed |
| Support channels | Email, Help centre | Not confirmed |
Where each stands against the rest
| Fact | bunq | NAGA | Median |
|---|---|---|---|
| Minimum deposit | €10above the median | €50highest quarter | €1 |
| Stock trade fee | Not confirmed | €3above the median | €1 |
| Retail accounts that lose money | Not confirmed | 70.45%above the median | 70.375% |
| Interest on cash | Not confirmed | 2.4%below the median | 3% |
Median across 38 listed brokers.
Pros and cons
bunq
Pros
- The minimum deposit is €10.
- The available features include fractional shares, crypto and a mobile app.
- Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
Cons
- Support runs through email and help centre only.
- The available markets cover stocks, ETFs and crypto.
- The stated EU investor protection is EU ICS up to EUR 20,000.
NAGA
Pros
- Access stocks, ETFs and forex under a single login, covering shares through crypto for varied strategies.
- Trade via iOS, Android and Web, with MetaTrader 5 plus mobile apps for flexible order management.
- Withdrawals show No withdrawal fee, helped by No withdrawal fee for cost clarity.
Cons
- Stock trade fee sits at €3, which can weigh on frequent share buyers versus lower fee rivals.
- Support runs on help centre only, so help stays inside help centre without live chat or phone.
- Entry starts at €50, above ActivTrades at $0 for very small starters.
Who each suits
bunq
Who it suits
- Beginners comfortable investing through a mobile app.
- Investors interested in fractional shares.
- Retail investors focused on stocks, ETFs and crypto.
Who should look elsewhere
- Not for CFI users seeking a minimum deposit below €10.
- Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
- Not for Vantage users seeking a minimum deposit below €10.
NAGA
Who it suits
- Social traders who follow others and want futures plus crypto alongside shares may prefer NAGA over eToro.
- Mobile led investors starting at €50 who accept €3 may prefer NAGA over ActivTrades.
Who should look elsewhere
- Cost sensitive share buyers who want lower ticket fees than €3 may prefer XTB.
- Traders wanting phone or live chat beyond help centre may prefer ActivTrades.
Current offers
bunq
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Country by country
| Country | bunq | NAGA |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 30 countries where either is available.
Questions about each
bunq
What is bunq's minimum deposit?+
bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.
Which markets are available on bunq?+
bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.
NAGA
What does NAGA charge for stock trades and withdrawals?+
Stock orders carry €3 per trade, and funding shows No withdrawal fee for withdrawals. Share buyers who trade often should compare that ticket charge with rivals before committing, as frequent dealing lifts total cost over time.
What is the minimum deposit to open a NAGA account?+
Trading can start at €50, which keeps entry modest for newcomers testing markets. Withdrawals show No withdrawal fee, so moving funds out does not add a separate withdrawal charge under current terms.
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