Updated September 28, 2026 · BrokerCue Editorial Team
Ginmon vs Nest Wealth
Where Ginmon and Nest Wealth differ
| Compare |  Ginmon |  Nest Wealth |
|---|---|---|
| Management fee | 0.75% | 0.35%Lower |
| Minimum investment | €1 | CA$1,000 |
| Account types | Corporate | Joint, CorporateCovers more |
| Portfolio types | ETF, ESG, CashCovers more | ETF |
| Regulators | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank, Hauptverwaltung Hessen | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
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Key differences
- Ginmon scores higher overall: 9.2 vs 8.9.
- Management fee is lower at Nest Wealth: 0.35% vs 0.75%.
- Account types: only Nest Wealth offers Joint.
- Portfolio types: only Ginmon offers ESG, Cash.
- Support channels: only Ginmon offers Chat, Phone.
Our verdict on each
Ginmon
Ginmon is a German robo-advisor for corporate investors who want a managed ETF portfolio without a large starting sum. A management fee of 0.75% plus a minimum investment of €1 keeps the entry point low, though the account type is limited to companies.
Nest Wealth
Nest Wealth is a Canadian robo-advisor for households wanting a managed, ETF-based portfolio rather than self-directed trading. A management fee of 0.35% keeps the running cost modest, while the account fee of CAD 60 to CAD 1,800 and the CAD 1,000 entry level set it apart from cheaper automated options.
Score breakdown
| Area | Ginmon | Nest Wealth |
|---|---|---|
| Cost | 8.9HigherManagement fee of 0.75% is above both the robo-advisor median of 0.35% and the site median of 0.4%. | 8.8A management fee of 0.35% plus an account fee of CAD 60 to CAD 1,800, against 0.5% to 1.5% elsewhere and a 0% model. |
| Offer | 9.2Higher | 8.7 |
| Trust | 9.4Higher | 9.1 |
Pick Ginmon if, pick Nest Wealth if
Pick Ginmon if offer, trust, and portfolio types matter most.
Pick Nest Wealth if management fee and account types matter most.
What each covers
| Portfolio types | Ginmon | Nest Wealth |
|---|---|---|
| ETF | Yes | Yes |
| ESG | Yes | No |
| Cash | Yes | No |
| Account types | Ginmon | Nest Wealth |
|---|---|---|
| Joint | No | Yes |
| Corporate | Yes | Yes |
Where they rank in our lists
| Ranking | Ginmon | Nest Wealth |
|---|---|---|
| Stock and ETF brokers | 99 of 471 | 167 of 471 |
| Robo-advisors | 29 of 151 | 66 of 151 |
Every fact side by side
| Fact | Ginmon | Nest Wealth |
|---|---|---|
| Legal entity | Ginmon Vermögensverwaltung GmbH | Nest Wealth Asset Management Inc. |
| Headquarters | Germany | Canada |
| Founded | 2014 | 2014 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Help centre |
Brokers
| Fact | Ginmon | Nest Wealth |
|---|---|---|
| Minimum deposit | €1 | Not confirmed |
| Account fee | Not confirmed | CA$60 to CA$1,800 |
| Markets | ETFs, FundsCovers more | ETFs |
| Deposit and withdrawal fees | Free deposits and withdrawals | Not confirmed |
Where each stands against the rest
| Fact | Ginmon | Nest Wealth | Median |
|---|---|---|---|
| Management fee | 0.75%highest quarter | 0.35%above the median | 0.345% |
Median across 86 listed brokers.
Pros and cons
Ginmon
Pros
- Minimum investment of €1 keeps the entry point low for corporate investors
- No charge for moving money: Free deposits and withdrawals
- Supervised in Germany by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, Hauptverwaltung Hessen, so the firm sits inside the German system
Cons
- Management fee of 0.75% sits above the robo-advisor median of 0.35%
- A private account is not among its account types (corporate)
- Shares are not among its markets (etfs and funds), which cover ETFs and funds
Nest Wealth
Pros
- A management fee of 0.35% sits under the robo-advisor median of 0.4%
- The CAD 1,000 minimum is below the robo-advisor median of €60.06
- Portfolios cover etf for a hands-off approach
Cons
- An account fee of CAD 60 to CAD 1,800 sits on top of the management fee
- The CAD 1,000 minimum is well above the $100 entry point
- Support runs on email and help centre only
Who each suits
Ginmon
Who it suits
- Companies that want a managed portfolio set up with a small starting sum
- Investors happy to hold ETFs and funds rather than place orders
- Anyone in Germany who prefers a firm supervised by BaFin
Who should look elsewhere
- Self-directed traders, who may prefer eToro: its management fee is 0% while Ginmon manages the portfolio for you
- Anyone starting with a larger sum may prefer Axos Invest, whose minimum investment is $100
- Private investors: a personal account is not among the account types (corporate)
Nest Wealth
Who it suits
- Households that would rather hold a managed portfolio than place trades
- Investors who can commit at least CAD 1,000 to get started
- People who prefer ETF portfolios of etf
Who should look elsewhere
- Anyone wanting to pick and place trades, since the account covers etfs only
- Buyers starting small, because the CAD 1,000 minimum is high next to the alternatives
- eToro, Vivid Standard and Axos Invest readers after a 0% or a wider fee choice
Country by country
| Country | Ginmon | Nest Wealth |
|---|---|---|
| Germany | Yes | No |
Questions about each
Ginmon
What does Ginmon charge to manage an account?+
Ginmon charges a management fee of 0.75% on the corporate account it manages, and that is the main ongoing cost. The median management fee across robo-advisors is 0.35%, so you can see how Ginmon compares with the middle of the market.
How much do I need to start investing?+
The minimum investment is €1 and the minimum deposit is €1, so a small first transfer is enough. The median minimum investment across robo-advisors is €60.06, which puts Ginmon's entry point below the middle.
Nest Wealth
What does Nest Wealth charge?+
The management fee is 0.35% and the account fee is CAD 60 to CAD 1,800, both in Canadian dollars. Neither is a per-trade commission, so the cost follows the size of the portfolio you hold.
Is there a minimum investment?+
Yes, the minimum investment is CAD 1,000. That sits below the robo-advisor median of €60.06 on the site, so the entry point is not the highest in the category.