Updated September 29, 2026 · BrokerCue Editorial Team
EBC Financial Group vs Saxo
Where EBC Financial Group and Saxo differ
| Compare |  EBC Financial Group |  Saxo |
|---|---|---|
| Minimum deposit | $50 | CHF 0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds, Funds |
| Regulators | Financial Conduct Authority | Danish Financial Supervisory Authority (FSA), Financial Conduct Authority (FCA) |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Platforms | MT4, MT5, EBC mobile app | SaxoInvestor, SaxoTrader |
| Stock trade fee | Not confirmed | $1 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €0 |
| Retail accounts that lose money | Not confirmed | 64% |
| Currency conversion fee | Not confirmed | 0.25% |
| Options contract fee | Not confirmed | $2 |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
| Account types | Not confirmed | Joint, Corporate |
| Maximum retail leverage | 1:500 | Not confirmed |
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Key differences
- Saxo scores higher overall: 9.3 vs 9.0.
- Regulators: only EBC Financial Group offers Financial Conduct Authority.
- Regulators: only Saxo offers Danish Financial Supervisory Authority (FSA), Financial Conduct Authority (FCA).
- Founded is lower at Saxo: 1992 vs 1994.
- Saxo is licensed in 1 more country.
- Markets: only EBC Financial Group offers Crypto.
- Markets: only Saxo offers Options, Futures, Bonds.
- Platforms: only EBC Financial Group offers MT4, MT5, EBC mobile app.
- Platforms: only Saxo offers SaxoInvestor, SaxoTrader.
- Features: only EBC Financial Group offers Copy trading.
Our verdict on each
EBC Financial Group
EBC Financial Group suits UK traders who want a single account covering forex, CFDs, stocks, ETFs and crypto, held with a firm authorised by the Financial Conduct Authority.
Saxo
Saxo suits investors who want a Danish bank with no account or inactivity charge and a wide market list, but the stock trade fee is $1 and the FX fee is 0.25%. Costs stay predictable for long holders, less so for frequent traders.
Score breakdown
| Area | EBC Financial Group | Saxo |
|---|---|---|
| Cost | 8.7Entry amount of $50 against $0 at CFI and $5 at Vantage, with retail leverage up to 1:500. | 9.1HigherAccount fee and inactivity fee are both €0 and €0, and the minimum deposit is CHF 0. Stock trades cost $1. |
| Offer | 9.4Higher | 9.3 |
| Trust | 9.1 | 9.5Higher |
What we checked
EBC Financial Group
- ebcfin.co.uk: 4 facts, checked September 26, 2026
- wikifx.com: 3 facts, checked September 26, 2026
- fastbull.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
Saxo
- home.saxo: 6 facts, checked September 26, 2026
- brokerchooser.com: 5 facts, checked September 26, 2026
- bestbrokers.com: 3 facts, checked September 26, 2026
- landofforex.com: 2 facts, checked September 26, 2026
- moneyland.ch: 1 fact, checked September 26, 2026
How they place
| Ranking | EBC Financial Group | Saxo |
|---|---|---|
| Stock and ETF brokers | 18 of 471 | 78 of 471 |
| Forex brokers | 6 of 147 | 33 of 147 |
| Low-spread forex brokers | 6 of 145 | 31 of 145 |
| CFD brokers | 6 of 122 | 25 of 122 |
Every fact side by side
| Fact | EBC Financial Group | Saxo |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app | Demo account, Fractional shares, Mobile app |
| Pricing model | Not confirmed | Low fees |
| Legal entity | EBC Financial Group (UK) Ltd | Saxo Bank A/S |
| Headquarters | United Kingdom | Denmark |
| Founded | 1994 | 1992Lower |
Where each stands against the rest
| Fact | EBC Financial Group | Saxo | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $1highest quarter | $0 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €0below the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 64%lowest quarter | 72.05% |
| Currency conversion fee | Not confirmed | 0.25%below the median | 0.45% |
| Options contract fee | Not confirmed | $2highest quarter | $0.625 |
Median across 91 listed brokers.
Pros and cons
EBC Financial Group
Pros
- Regulated by the Financial Conduct Authority under licence 927552
- One account covers stocks, etfs and forex without needing a second firm
- Platforms in MT4, MT5 and EBC mobile app cover both MetaTrader terminals plus the EBC mobile app
Cons
- Retail leverage runs to 1:500, so a modest balance can be lost quickly
- The entry amount of $50 is above $0 at CFI and $5 at Vantage
- Bonds, funds and futures are not among its stocks, etfs and forex
Saxo
Pros
- Account fee and inactivity fee are both €0 and €0
- Minimum deposit is CHF 0 and deposits and withdrawals carry no charge
- Regulated in Denmark by the Danish Financial Supervisory Authority and in the UK by the Financial Conduct Authority
Cons
- Stock trade fee of $1 sits well above the site median of €0
- FX fee of 0.25% applies on top of trading costs
- Investor protection is limited to the EU scheme at EU ICS up to EUR 20,000
Who each suits
EBC Financial Group
Who it suits
- UK residents who want an account with a firm authorised by the Financial Conduct Authority
- Traders who want forex, CFDs and crypto handled in the same place
- Copy trading users, since demo account, copy trading and mobile app lists it
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want a smaller starting balance
- Vantage, at $5, is another option for a lighter entry
- eToro, whose markets reach stocks, etfs and forex, for anyone also wanting bonds, funds or futures
Saxo
Who it suits
- Investors holding stocks and ETFs long term who want no account or inactivity charge
- Traders who need forex, options, futures and CFDs on one account
- Joint and corporate account holders
Who should look elsewhere
- Beginners wanting commission-free share dealing, where eToro charges $0 per trade
- Small-balance traders unwilling to meet the Vantage minimum deposit of $5
- Frequent currency converters put off by the 0.25% FX fee
Questions about each
EBC Financial Group
How much do I need to deposit to start?+
The minimum deposit is $50. For comparison, CFI lists $0 and Vantage lists $5, and the median minimum deposit across brands on the site is €4.64. That sits at the higher end of the field, so check it against the balance you intend to hold.
Is my money protected if something goes wrong?+
Yes. EBC Financial Group is regulated by the Financial Conduct Authority and holds licence 927552. Eligible deposits are covered to the limit stated in the FSCS up to GBP 85,000 scheme, and that protection sits with the regulated entity rather than the brand name.
Saxo
What does Saxo charge to hold an account?+
The account fee is €0 and the inactivity fee is €0, so there is no annual or dormancy charge. Saxo ranks 1 of 138 on account fee and 1 of 56 on inactivity fee. That makes it a straightforward choice for long-term holdings.
How much does it cost to buy a stock?+
Stock trades cost $1 through Saxo. That places it at 107 of 161 on this measure, and above the site median of €0. Active share traders should weigh that before opening.
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