bunq review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.

Key facts

Best for
Beginners wanting app-based stock, ETF and crypto investing with fractional shares.
Minimum deposit
€10 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Crypto (Source, checked September 26, 2026)
Regulators
De Nederlandsche Bank, SIPC (Source, checked September 26, 2026)
Investor protection
EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
Platforms
Bunq app (Source, checked September 26, 2026)
Legal entity
BUNQ US BD LLC (Source, checked September 26, 2026)
Headquarters
Netherlands (Source, checked September 26, 2026)
Founded
2012 (Source, checked September 26, 2026)
Support channels
Email, Help-centre (Source, checked September 26, 2026)
Features
Crypto, Fractional shares, Mobile app
Audience
Beginners
Official website
bunq.com

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • The minimum deposit is €10.
  • The available features include fractional shares, crypto and a mobile app.
  • Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
  • EU investor protection is EU ICS up to EUR 20,000.

Cons

  • Support runs through email and help centre only.
  • The available markets cover stocks, ETFs and crypto.
  • The stated EU investor protection is EU ICS up to EUR 20,000.
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Who it suits

  • Beginners comfortable investing through a mobile app.
  • Investors interested in fractional shares.
  • Retail investors focused on stocks, ETFs and crypto.

Who should look elsewhere

  • Not for CFI users seeking a minimum deposit below €10.
  • Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
  • Not for Vantage users seeking a minimum deposit below €10.

How bunq compares

Where bunq is available

Licence in Netherlands
De Nederlandsche Bank, checked September 26, 2026
Licence in United States
SIPC (SIPC member 71344), checked September 26, 2026

Frequently asked questions

What is bunq's minimum deposit?+

bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.

Which markets are available on bunq?+

bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.

Is bunq aimed at beginners?+

bunq identifies its audience as beginners. The app platform, fractional shares and modest minimum deposit also suit readers building a first investment routine.

Does bunq offer fractional shares?+

Yes. Fractional shares are included among bunq's crypto, fractional shares and mobile app. This can help beginners choose an investment amount that suits their available budget.

Which regulators are listed for bunq?+

bunq's regulatory listings include De Nederlandsche Bank and SIPC. De Nederlandsche Bank is named for NL, while SIPC is named for the US.

What investor protection is stated?+

The stated protection is EU ICS up to EUR 20,000. This is an EU investor compensation limit and should be considered alongside the applicable account terms.

Which platform can be used to invest?+

bunq provides bunq app. Investing is app-based, and a mobile app is also listed among the platform's available features.

How can customers contact bunq support?+

bunq support runs through email and help centre. Customers can therefore use email or the help centre, but these are the only support channels listed.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.

bunq

bunq

Beginners wanting app-based stock, ETF and crypto investing with fractional shares.

8.9/10Visit

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